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5 Best LiveAboard Sailboats – Plus 8 Important Buying Considerations

CATALINA 30

CATALINA 30

NORDIC 40

Taking the plunge to live on a sailboat is usually a huge decision, especially as living aboard a boat is an exciting lifestyle choice. However, there are lots of things to consider before buying a boat that will suit your needs and also be nearly as comfortable as a traditional home on land.

Whether this is your first time choosing a liveaboard sailboat, or you want to upgrade to a better option, you will find useful information in this article. But before we get into the best liveaboard sailboats and how to choose one, let’s see why living aboard a boat is a great lifestyle choice.

We’ve reviewed some of the best liveaboard sailboats and listed them here to help you choose one that will suit you most.

5 Best LiveAboard Sailboats

Islander 36.

ISLANDER 36

The Islander 36 is the boat for you if you want a well-rounded sailboat with impressive cruising abilities. With close to a thousand of these boats built between 1973 and 1986, the model is one of the successful and best-selling boats of the company.

These sailboats are renowned for their well-adorned cabins, with many featuring exquisite wooden interior trim. Typically, the interiors are spacious and feature a long port and starboard settee. The settee is designed to fold out into a double berth for sleeping. There is also a nav station to port with a quarter berth at the back that forms an extra seat. The boat also has a spacious master berth with an enclosed shower, making this boat one of the best liveaboard sailboats for cruising.

The interior also features plenty of drawers, plus many caned and louvered lockers. The L-shaped galley is to starboard and equipped with an icebox (that can be upgraded to a refrigerator). It also comes with a three burner LPG stove and a double sink.

Perhaps the most eye-catching feature of the interior is the companionway steps that are easy to maneuver. This is by far better than having ladders, as the steps can serve as additional separate seats when you have guests onboard.

The amount of fuel the boat’s tank can take is ideal for coastal cruising. Although Islander 36s can embark on extended trips, you will need to get additional jerry cans for that purpose.

You can check here for pricing and listings .

  • LOA:   36 ft
  • Beam:   11 ft 2 in
  • Ballast:  5450 lbs
  • Displacement:  13,450 lbs
  • Sail Area:  612 sq ft
  • Fuel Tank:  30 gallons
  • Water Tank: 56 gallons

 Boats  →

If you are looking for a boat that is tough to beat feature-for-feature and size-for-size, perhaps this model will be of interest to you. Designed for comfort and performance, the Catalina 30 is arguably the most common production cruising sailboat to ever grace the open waters. Despite coming into the market as far back as 1972, their popularity to date is a glaring proof of high performance.

You can expect to find spacious accommodation in this 30-foot sailboat with modern features such as a fully equipped galley and electric pumps that supply running water. The layout features a “suite” style with a V-berth master bedroom that is closed off from the rest of the cabin.

The Catalina 30 also features a dinette that can also serve as a workspace or chart table. The boat also includes an enclosed shower and head, which makes living aboard a comfortable experience.

Check out listings for Catalina 30 here .

  • LOA:   29 ft 11 in
  • Beam:   10 ft 10 in
  • Ballast:  100 lbs
  • Displacement:  10,200 lbs
  • Sail Area:  446 sq ft
  • Shoal Draft: 4 ft 4 in
  • Head Room: 6 ft 3 in

 Yachtworld  →

Weatherly, comfortable, spacious, and fast – these are what readily comes to mind when you think of the Nordic 40 .

This large sailboat is perfect for long-distance voyages, so if you intend to buy a boat that will offer excellent accommodation for offshore cruising, you know where to look. Thanks to its large structure, the interior is extremely spacious, making it the perfect choice for couples who want to spend more time aboard a boat.

The standard Nordic comes with top-notch equipment, including a Navtec hydraulic vang and Navtec rod rigging, plus full hull insulation in the entire interior. There is standing headroom available throughout, along with a spacious master bedroom.

The galley is fully equipped with modern facilities and allows for comfortable living. With the standard Nordic 40, there is no worry about storage space. Remote living is a walk in the park with this boat, even if you intend to anchor out for a couple of months at a stretch with enough supplies and provisions.

Keep in mind that these boats are not very common, but if it is the type that appeals to you, it is worth searching out.

Check out listings for Nordic 40 here .

  • LOA: 39 ft 9 in
  • Beam: 12 ft 5 in
  • Ballast: 7,091 lbs
  • Displacement: 18,000 lbs
  • Sail Area: 756 sq ft
  • Water Tank: 120 gallons
  • Fuel Tank: 56 gallons

Thinking about taking your entire family for a coastal cruise or even a near-offshore cruising experience? Consider the Hunter 33 , one of the best liveaboard sailboats equipped for such purposes.

One of the longest-lived boats in its category, the Hunter 33 came into the market in 1977 and is still in production to date. The mid-sized sailboat comes with great interior accommodations, with ample room for sleeping and sitting. It comes with two private cabins, which is great for a 33-foot sailboat.

It features a shower and toilet aft the master bedroom. Plus, there is a full dinette and standing headroom throughout the cabin.

In a nutshell, this the perfect sailboat for those moving up in size and want a great boat with modern conveniences for an extended cruising period.

Check here for detailed listing and pricing .

  • LOA: 33 ft 6 in
  • Beam: 11 ft 6 in
  • Ballast: 3,579 lbs
  • Displacement: 11,016 lbs
  • Sail Area: 625 sq ft
  • Water Tank: 50 gallons
  • Fuel Tank: 25 gallons
  • Headroom: 6 ft 4 in

NOR’SEA 27

The Nor’Sea 27 is an excellent choice if you are single or searching for the best liveaboard sailboats for minimalists. This boat is arguably the best compact liveaboard cruiser available in the market today.

The compact boat has a surprisingly spacious interior for a 27-footer. Plus, it features almost every amenity you can find on a larger boat.

For comfort, the small sailboat feels more like a Catalina 30 and comes with a galley, shower, toilet, and two bunks below the cockpit. The forward berth also serves as a dinette.

The design of the sailboat is a huge success and has found a pretty strong following, which explains why it is still in production to date despite hitting the market long ago in 1976. As expected, the little sailboat costs less in slip fees. But the best part is that you can tow it on a trailer, and that’s all legal.

Don’t be fooled by its size, though. The Nor’Sea 27 isn’t cheap. Prices for new ones start from around $150K (with kits starting anywhere from $35K). You find used ones for as little as $15,500 or as much as $95,000 depending on age, quality of finish, and condition.

Find out current listings and prices here.

  • Ballast: 3,100 lbs
  • Displacement: 8,100 lbs
  • Water Tank: 20 gallons
  • Fuel Tank: 20 gallons

How to Choose the Best LiveAboard Sailboats – Buying Guide

There are several things to consider when choosing a liveaboard sailboat, but perhaps the most important factor is the level of accommodation that will suit your need. A boat with useful features such as a fully functional kitchen or electric toilets are well and fine, but many traditional sailors don’t really care about limited amenities. Any stripped-down sailboat with basic interior would do just fine.

affordable liveaboard sailboats

Most sailors are generally okay with any standard live about sailboats constructed after 1970 since these types typically have adequate ventilation , a usable kitchen, head, and shower. But whatever your preferences, you can be sure you will find something that will provide the level of comfort you need in most modern sailboats.

Here are 8 important factors and requirements we think are crucial when choosing the best liveaboard sailboats.

1. Standing Headroom

There’s nothing wrong with spending a couple of days in a week aboard a boat without standing headroom. However, if living aboard a sailboat is a lifestyle choice for you, consider one with standing headroom. Your body is not meant to crouch or crawl for months or years on end. With time, your back and other muscles will start to take a hit. For your overall health and wellbeing, it is best to choose a sailboat with standing headroom. Our recommendation is 5-feet 10-inch standing headroom or something within that range.

2. Basic Kitchen Facilities

A liveaboard boat without a kitchen can only mean one thing: you will be eating out every single day! While this is okay for some people, others will prefer to cook their own meals at least once in a while, regardless of their culinary skills.

We think a kitchen is a must-have for the best liveaboard sailboats, even if it doesn’t have all the modern facilities. Basic kitchen facilities should include a refrigerator or icebox, a sink, and a stove. If you find one with an oven, that’s a plus, too!

3. Toilet with Plumbing

The fastest way to spread diseases when you liveaboard a boat is to have improper human waste storage and disposal system. Sanitation facilities are among the top considerations when choosing the best liveaboard sailboats.

Using a porta-potty all year long is definitely out of the question. Besides, no one would like to live on a stinky boat or have guests come over a smelly abode. When you choose a liveaboard sailboat, look for one with a built-in and properly outfitted toilet. It should also have a safe sewage storage tank with a proper disposal system.

Many liveaboards prefer to use gym or marina facilities instead of their onboard showers. This is okay, but it doesn’t eliminate the need for bathing facilities on board. Choose a sailboat with a shower for convenience’s sake, even if you don’t use it all the time.

It is important to make sure that your bilge pump is always in good working condition, especially if you have a boat shower that drains directly into the bilge. Keep in mind that whatever goes into the drain will find its way below your floor.

5. Electric Lighting

Having kerosene lamps is okay. In fact, many sailors love to have them because it adds a certain feel and beauty to their boats. But you definitely want to consider the convenience and safety offered by electric lighting. If you plan on living aboard a boat for a long time, you will need some form of reliable electric lighting.

6. Availability of 120V AC

The best liveaboard sailboats come with 120V AC outlets for standard house electricity connections. The availability of electricity is a definite requirement for living aboard a boat. You want to have a way to charge your cell phones, computers, and use other electronic gadgets. A boat with only a 12V outlet is not good enough. It is best to choose a sailboat with 120V AC outlets if you want to enjoy electricity living aboard a boat full-time.

7. Seating Spaces

Apart from the main bed, the best liveaboard sailboats should have additional seating spaces. There should be separate spaces for sitting, working, navigating, and eating, especially if you plan on living aboard for a long time.  You don’t want to be bored with the monotony of using only one space (the main bed) for all your daily activities. Having separate seating spaces has the added advantage of making your day-to-day activities more agreeable.

8. Ventilation

Perhaps the simplest requirement for liveaboard sailboats is ventilation. But it is equally essential, regardless. An opening porthole or a passive solar roof vent should suffice. The important thing to consider when it comes to proper ventilation is a boat that provides a way to let in fresh air without needing to open the main hatch.

Coastal Vs. Offshore Accommodations

And now, here’s one final factor to consider before choosing a liveaboard sailboat. How do you plan to use your boat? Do you want a sailboat that will serve primarily as a long-distance cruiser, or do you intend to use it mainly for coastal cruising?

Your intended use significantly affects the style of interior design that will be suitable for your purpose. Sailboat accommodations are greatly impacted by their cruising purposes. Coastal cruisers are likely to feature more plush layouts, complex interiors, and larger sofas. Also, these boats generally have several amenities, so it is common to have smaller storage spaces in these sailboats.

On the other hand, offshore or long-distance cruisers feature cabins that are designed and arranged to make the journey as comfortable as possible. These sailboats generally don’t have unnecessary furniture and other extras below deck to make room for increased sleeping and storage spaces.

It is easy to get carried away during the physical inspection of a sailboat, especially if the boat is equipped with modern facilities and fanciful, eye-catching amenities. But don’t get swayed by those, even though they are important for improved convenience. Your top priority should be how you intend to use the boat – for coastal cruising or offshore cruising. This should inform your choice of accommodation.

Benefits of Living on a Sailboat

Okay, why should you want to give up living on land and opt for an unstable address somewhere in the middle of the ocean? Is it even safe to do so?

Living aboard a sailboat is an exciting lifestyle that offers several benefits and challenges, too! Thousands of people across the world choose this lifestyle, and because these boats are constructed from high-quality, durable materials, you can be sure it is safe to liveaboard one.

This lifestyle offers liveaboards a cheaper alternative than living in a traditional house. This is particularly the case in waterfront cities where rental apartments and houses in the marina areas are even more expensive.

It is a lot cheaper to live in a boat if you enjoy traveling around the world on the water. And if you enjoy the marina lifestyle, you could take it a step further by owning and living in one of the several best liveaboard sailboats available.

And come to think of it, these boats require some serious investments. What’s the point of buying a “house” on the water without living in it, right? To many people, it makes more economic sense to live in their expensive boats, instead of paying extra rent for a house on the land when there is one idling away on the water.

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Outdoors, I’m in my element, especially in the water. I know the importance of being geared up for anything. I do the deep digital dive, researching gear, boats and knowhow and love keeping my readership at the helm of their passions.

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Untitled

My Cruiser Life Magazine

17 Best Sailboats to Live On + What You Should Know First

Many dream of living aboard a sailboat, but finding the right one can be daunting. There are many different types, and countless manufacturers have come and gone over the years. 

Here’s a list of 17 options – a sailboat for every sailor on every kind of budget. 

Best Sailboats To Live On

Table of Contents

17 best sailboats to live on, pros of living aboard a sailboat, cons of boat life.

  • Find Your Type of Boat 

Set Your Boat Budget

What size boat to pick, best liveaboard sailboats under 35 feet (< 35 feet), best liveaboard sailboats under 40 feet (35–40 feet), best liveaboard sailboats under 45 feet (40–45 feet), best liveaboard sailboats under 50 feet (45–50 feet), best liveaboard sailboats under 60 feet (50–60 feet), want to live on a sailboat, best sailboats to live on faqs.

  • Catalina 34/35
  • Panda/Baba 35, Tashiba 36a
  • Gemini 105MC
  • Islander Freeport 36
  • Passport 40
  • Jeanneau Sun Odyssey 42DS
  • Leopard 42/43
  • Beneteau Oceanis 473
  • Hallberg Rassy 46/48
  • Leopard 46/Moorings
  • Amel Super Maramu 2000
  • Privilege 585

What to Know First

So, boat shopping is a challenge, to say the least. Understanding where to start and what to look for comes down to understanding what you want to do with your boat.

Here’s a look at some pros and cons of living aboard to get you started.

  • Seaside living at a fraction of the cost of a waterfront home
  • Ability to travel anywhere by water
  • Ability to move anytime—not tied to one location/town
  • Different liveaboard lifestyle options to choose from: at a dock, mooring, anchoring, cruising (traveling)—tired of one, mix it up for a different experience
  • Small living space lacks storage and privacy
  • Limited resources: you must meter your fuel, water, and electricity use when not at a dock
  • More exposed to the elements and more affected by weather events
  • Seating and furnishings are less comfortable than in a house
  • Constant maintenance to keep the boat seaworthy and clean

How to Find the Best Boat to Live on Year Round

At first, you might think boat shopping is like looking for a new car. But when shopping for a car, you have a small pool of manufacturers and models to choose from. In the end, you might have five choices and already have an opinion about each maker’s quality and reputation.

Boats are different. We’re usually shopping for boats that are a decade or more old. The manufacturers may have gone out of business years ago. When you total up all the possible makes and models of each type of boat, you might have dozens of choices with brands you’ve never heard of. Yikes!

Find Your Type of Boat

There are dozens of types of boats you could live on, depending on where you want to live and where you want to take it. Most people shopping for a sailboat will choose between coastal cruisers, bluewater boats, and sailing catamarans.

Here are some of the pros and cons of these sailboat types. 

The Coastal Cruiser

  • Inexpensive compared to bluewater and catamarans
  • Perfect for dock living or near-shore hops
  • With modifications and the right outfitting, many have island-hopped the Caribbean
  • Many to choose from, and often they are lightly used
  • Designs are often race-inspired and faster than typical heavy bluewater boats
  • Newer, bigger boat for your money
  • Often production boats have low-quality, lightweight builds

Related: Best Trailerable Sailboats

The Bluewater Sailboat

  • The best bluewater cruising sailboats are capable of going anywhere
  • Built to last and take anything
  • Give the most comfortable ride in rough conditions
  • Newer examples are expensive
  • Good ones sell quickly
  • Older vessels may be tired and in need of an extensive refit
  • Often lack the living space that coastal cruisers have—narrower beams and transoms

The Catamaran

  • Cruising cats have the maximum living space, especially cockpit dining and upper salon
  • Light-filled with plenty of airflow, perfect for the tropics and living at anchor
  • Larger models (40+ feet) are bluewater boats capable of going nearly anywhere
  • A shallower draft than most monohulls allows for more cruising and anchoring choices
  • More expensive to purchase, keep, and maintain than similar-sized monohulls  
  • The most in-demand vessels, prices are high and good ones sell fast 
  • Sometimes hard or expensive to find dock space and boatyards that can haul it out for maintenance

Still unsure which side of the monohull vs. catamaran debate you’re on? Try to get aboard some boats and experience the living space first-hand.

17 Best Sailboats To Live On + What You Should Know First

Everyone has a budget when going boat shopping, even if you’re Jeff Bezos or Elon Musk. Establishing how much you can spend on your boat is the biggest factor that will affect your decision, and it’s the backbone for all other decisions. 

You must understand just how much boat costs increase as the size of boat increases. Boats are already expensive, and the average cost of owning and buying a liveaboard sailboat varies dramatically. But when the boat gets bigger, it needs bigger hardware, lines, rigging, sails, motors…everything. And bigger means more expensive, so these costs add up fast.

And then there are your storage and boat maintenance costs, all of which are charged per foot. The marina might charge you $15 per foot/per month for a dock slip, and the boatyard will similarly charge you per foot to haul and store the boat. Divers charge per foot for bottom cleaning, as do detailers for annual compounding and waxing of the hull.

When it comes to budgeting, there are two rules of thumb. 

  • Always pick the smallest boat you can comfortably live on.
  • If you have an amount budgeted for your boat purchase, spend half on the boat and save the other half for outfitting and maintenance.

As you’ll see below, boats can be grouped by price and size. When you go up in size, you go up in price—often by a lot.

The size of the boat is a factor of your budget, but also of how big a boat you can handle. Most people believe this means driving it and maneuvering it, which is true to some extent. But a good training captain can teach you what you need to know to drive any size boat in just a few sessions. 

No, the size of the boat you can manage refers more to how much maintenance you want to do. The bigger the boat, the more complex and plentiful its systems. There’s more to break on a bigger boat, and more things broken means more time fixing things.

Catamarans compound this by doubling a lot of the systems. Two engines, two saildrives, two hulls to wax, two hulls to bottom paint—you get the idea.

Another factor you should consider early on is getting insurance. Yacht insurance has gotten harder and harder to get in recent years. If you’ve never owned a boat and have no experience, you might be forced to get something small (think an under 30-foot daysailor) to get some experience on before you move up. It’s also difficult because many underwriters won’t write policies for liveaboards. 

As a general rule of thumb, most people will find boats under 35 feet too small to live on full-time. Most of these vessels don’t even have standing headroom. There is often only a “wet head,” one where you take showers while sitting on the toilet.

Boats 35 to 40 feet are good for solo travelers or couples who don’t mind living in small quarters. The beds will be small and accessed only from one side, as in a v-berth or a Pullman-style berth. If there is one, the second bunk is likely only for the occasional guest. 

You’ll get better accommodations when you move up to 40 to 45 footers. The second bunk may be in its own stateroom. The main suite will have an island-style berth that can be accessed from both sides—a huge upgrade for most couples. The head will likely have a separate, enclosed shower. This size sailing yacht makes a good liveaboard sailboat for most boaters.

Boats bigger than 45 feet are best for bigger families. If you often travel with kids or guests, these are the boats for you. They’re extremely spacious and make boat living easy, but the extra maintenance and cost may not be worth it.

The List — Best Sailboats to Live Aboard

All lists, whether found in internet blogs or international sailing magazines, have issues. There’s no one list to rule them all because there are simply too many different boats out there. And everyone uses their boat differently, so the “best” for you might be a terrible choice for me. Different boats for different folks, so to say.

So, what’s the deal with this list? It’s made from personal experience of having seen a lot of boats out cruising. And it’s a list that tries to put aside the fantasies—Oysters and Gunboats are pretty in magazines, but like Ferraris, not many of us will ever own one. So let’s look at some practical boats that fill each size category. 

For every boat on this list, a dozen or more could’ve been included. Use these models to research brands and see which sizes suit your needs.

Boats under 35 feet tend to be best suited for solo travelers or couples comfortable living in small spaces. As always, coastal cruisers in this class have much more space than bluewater boats do. Catamarans in this class are also coastal cruisers—you need more length and volume to get real bluewater performance out of a cat. No matter which type of boat you’re looking at here, storage space on this size of liveaboard boat will be limited.

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Coastal Cruiser Under 35 — Catalina 34/35

If you want to move aboard, you’re on a budget, and you want the most space you can get, it’s really hard to beat an older Catalina. Starting with the Catalina 30, these beamy boats have a surprising interior volume. They make great first liveaboards.

Bluewater Sailor Under 35 — Panda/Baba 35, Tashiba 36

The famous yacht designer Bob Perry drew these Taiwanese-built boats, all tracing their lineage to the older Tayana 37 . They’re updated slightly and built by different yards, but all full keels with cutaways and built for bluewater cruising. They all have gorgeous teak joinery and are comfortable and forgiving at sea. 

Catamaran Under 35 — Gemini 105MC

The Gemini 105M and 105MC were arguably the most popular cat models ever. They’re American-built, with a single diesel engine and a narrow beam that allows them to be parked in a standard boat slip. In the US, this means many more marina choices if that’s how you roll. The boat has centerboards and kick-up rudders, so the board-up draft is a scant 18 inches—gunkholing perfection. 

While some Geminis have crossed oceans, they aren’t made for it. They have average (sometimes below-average) build quality and fiberglass work. However, they’re perfect coastal cruisers and capable of heading into The Bahamas.

The Gemini should be on your shortlist if you’re looking for a cheap catamaran .

Runner Up: PDQ 32

Are you looking for a small cat with better build quality? They didn’t make many of them, but the PDQ 32 is what you seek. It’s an attractive small catamaran with a wider beam. It came with twin outboards in wells, but the LRC (long-range cruiser) option had inboard diesels.

best liveaboard sailboats under 40 feet

Forty feet is the sweet spot for most cruising couples—big enough to be comfortable and carry enough provisions but small enough that handling and maintenance are manageable. This class of boat has a lot of excellent choices in both coastal cruiser and bluewater boats, making it a good size range to find the perfect affordable liveaboard sailboat.

The catamaran group from 35 to 40 feet has a few very popular choices, but they are right on the edge of being too small for most cruisers. Counterintuitively, these cats are perfect for couples who don’t mind downsizing and traveling lightly. These shorter cats are prone to hobby horsing and don’t provide as comfortable a ride in bluewater as slightly longer cats do. 

Coastal Cruiser Under 40 — Islander Freeport 36

The Islander brand is no longer around, but these California-built production boats from the 1970s and 80s were well-built and well-liked. The I32 and I36 were very popular cruising boats designed by Bob Perry. The Freeport 36 is a before-its-time European deck salon with enormous windows. The swing-down swim platform is another bonus for a boat from this era, as are the Pullman-style berth and forepeak-located head (some layouts). If you can find one in good condition, these boats make excellent liveaboards. 

Bluewater Sailor Under 40 — Passport 40

Yet another boat from the desk of Bob Perry, the Passport 40, is a sharp-looking aft-cockpit bluewater cruiser from one of the best yards in Taiwan. They feature a long fin keel and skeg-mounted rudder. Everything about this sloop is just right for long-term cruising.

Catamaran Under 40 — Prout 38

The Prout 38 traces its heritage back to the earlier Prout Snowgoose. The boat is still being made, now under the Broadblue brand. It’s a sturdy British-built cat made for serious offshoring. While it lacks some of the open feeling that newer charter boats have, it more than makes up for it with its robust and high-quality build.

Runner Up: Leopard 40 (2005-2009)

This early L40 (don’t get confused with the newer ones built around 2020) was designed by famous multihull designers Morelli and Melvin. It’s got more of the things you might expect from your typical charter cat: a sliding salon door, galley-up layout, and a huge walk-through cockpit.

While this seems a small step up from the size of boats above, prices increase rapidly above the 40-foot mark. At this point, the boat’s gear needs to be bigger and heavier, from all the lines and rigging to each block and winch. Engines are now larger four-cylinder diesels, and there’s much more hull area to clean and paint. 

A 45-foot coastal cruiser has enough space to keep a small family happy for short trips or a couple happy for any length of time. These boats usually have island berths in a spacious master bedroom, so no more crawling over each other just to go to the bathroom! Bluewater boats in this class are a little smaller inside, making them just right for most couples doing a long-term cruise.

As far as catamarans go, the 40 to 45-foot range is the perfect sweet spot for most cruising couples. A spacious interior plus excellent seakeeping abilities make these top picks. There are tons of boat choices out there, and most of the best cruising catamarans come from this size group.

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Coastal Cruiser Under 45 — Jeanneau Sun Odyssey 42DS

Jeanneau is part of Groupe Beneteau , but their boats often have a more refined finish than Beneteaus. The DS stands for “deck salon.” They feature larger windows that let in more light and have better visibility than a standard cruiser. This is especially welcome if you’re attracted to the living space in a catamaran but need something smaller and more affordable. 

The 42DS also has an enormous island berth, plus a huge twin-helm cockpit with lots of space for entertaining.

Bluewater Sailor Under 45 — Hylas 44

The Hylass 44 is regularly picked as one of the best offshore cruising boats. It’s a center cockpit boat designed by German Frers.  It has a wonderful layout with tons of living space and a large, usable galley. The aft cabin has a large island berth with an en suite head. 

Catamaran Under 45 — Leopard 42/43 (2001-2006)

These early Leopard charter cats are highly sought after on the used market. Like all charter cats, the best finds are the “owners versions” with one hull dedicated to the master stateroom with en suite head and shower. The Leopard 42, which came out in 2002, had a soft canvas cover over the cockpit and was updated to the Leopard 43 with a hardtop. 

Above 45 feet is another big price jump. For beginners, these big boats will require some training and experience before you head out on your own. 

Related: Best Boat for Beginners

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Coastal Cruiser Under 50 — Beneteau Oceanis 473

This big Beneteau came with either 2, 3, or 4 staterooms. Finding the right layout is as important as finding the right boat. The two-stateroom version has enormous berths and lots of storage, perfect for couples with occasional guests or families of three. Most have the standard keel with less than a six-foot draft, making this fin keel/spade rudder boat a rare find. They were built from 2000 to 2005.

Bluewater Sailor Under 50 — Hallberg Rassy 46/48

Hallberg Rassys are well-regarded boats built in Sweden, mostly designed by German Frers. These are high-end boats of the best quality, so don’t expect to find one available cheaply. They’re gorgeous, however, and make wonderful world cruisers.

Catamaran Under 50 — Leopard 46/Moorings 4600 (2006)

If you want a big catamaran, it’s hard to go wrong with the 2006 Leopard 46. Where modern Lagoon and Leopards have tall profiles with tons of windage, this is one of the newest, largest boats that still have single-level living. It has distinctive hull chines that increase living space without increasing wetted surface and plenty of sail area for good performance. In true Leopard fashion, all lines are led to the helm for easy short-handed cruising despite the boat’s large size.

best liveaboard sailboats under 60 feet

Boats in this class are borderline yachts based on their sheer size. If you were to charter these boats, they’d usually come with a crew. That size means they’re more expensive and more of a handful to manage daily. 

Coastal Cruiser Under 60 — Irwin 54

The Irwin brand is long gone, but many examples are available on the used market. They were known especially for their large center cockpit ketches, like this 54-footer. This is a spacious, big water boat that certainly meets the qualifications of most bluewater boats. They can go anywhere, but they may need maintenance and refit given their ages. 

Don’t get to lured by the low prices of these boats. You’ll have to lay out some serious cash to get one ready to cruise long-range. But if you aren’t opposed to some hard work and projecting, the Irwin can get you a lot of boat for not much money.

Bluewater Sailor Under 60 — Amel Super Maramu 2000 (53′)

Made famous by the Delos YouTube channel, the Amel is a French-built brand of high-quality bluewater boats. Today, this brand’s new models look like many others—wide sterned, flat-bottomed sloops. But the Maramus that made them famous were unique—ketch rigged and ruggedly built, designed to take a cruising couple anywhere. Electric winches were standard on everything to keep such a large boat easy to operate.

Catamaran Under 60 — Privilege 585

Privilege is the French-made catamaran that you don’t hear enough about. Unlike Lagoon and Fountaine Pajot, these are beefy cruising boats ready to take you anywhere. Their construction and fit-and-finish are first-rate, as is the joinery down below. 

Living on a sailboat is an adventure—it’s not for everyone. Finding the right boat is an important part of doing it successfully, but it’s not the only step in preparing for the lifestyle.

You should also consider checking my post on liveaboard catamaran options, to make sure you research thoroughly enough!

What makes a great liveaboard sailboat?

Everyone’s priorities for a liveaboard sailboat are different—a bluewater cruiser looking to sail around the world might pick a very different boat from someone who lives full-time dock life. In general terms, you need to find a boat that is safely capable of taking you where you want to go and has enough living space to be comfortable while doing it. 

Sailing catamarans are some of the most popular liveaboard sailboats because their living space is unmatched. Most are also bluewater-capable cruisers that can go pretty much anywhere. 

What is the best size sailboat to live on?

The size of the boat you’ll be comfortable on long term is a personal choice that depends on your personality and the number of people you’ll be traveling with. Solo travelers may be content with a sailboat around 30 feet, while most couples are comfortable on something around 40 feet. Forty-five to fifty feet is more realistic if you often have guests or kind on board. 

With all of this in mind, however, it’s really important to remember that the costs of buying and maintaining a sailboat increase exponentially with length. Getting the smallest boat you are comfortable living on is always better because that will be easier to manage and keep in the long run.

What are the negatives of living on a sailboat?

People live on their sailboats differently, so it’s difficult to narrow down the biggest negatives. Everyone struggles with the small living space that a boat affords. You’ll have to downsize your possessions to the absolute minimum you need. And getting personal space away from your spouse or family is pretty much impossible on a small boat. 

Why are sailboats so expensive?

New boats require a massive investment in time and resources to produce. The nicer the boat, the more time and skill it takes to build, which makes costs soar. Some production companies, like Beneteau, have found ways to reduce production costs and keep the price of new boats more reasonable. But these boats pale compared to other yachts in terms of overall quality. 

Older used boats can be found pretty cheaply. In fact, it’s often possible to find free or nearly-free boats that are on their way to the junkyard or dumpster. The key is understanding how much work and money it will take to get these boats ready to go again. 

Is it a good idea to live on a sailboat?

Living on a boat is an amazing way to experience seaside living or traveling the world by water. But it’s also a unique, out-of-the-ordinary lifestyle choice that’s not without challenges. 

Before you move onto a sailboat, you’ll want to research the topic carefully and talk to some folks who already to it. Many people start with occasional boating, spending a week or more onboard to try it out. With a little experience, it’s easy to see if it’s something you could do for the long term or if it’s best to keep a land house and enjoy the water occasionally.

Can you live comfortably on a sailboat?

Many people live comfortably on sailboats, but a lot depends on the size of the sailboat and your tolerance for living in a small space. Even the largest sailboats can feel cramped, while some folks love the cozy feeling of living on the tiniest boats. 

affordable liveaboard sailboats

Matt has been boating around Florida for over 25 years in everything from small powerboats to large cruising catamarans. He currently lives aboard a 38-foot Cabo Rico sailboat with his wife Lucy and adventure dog Chelsea. Together, they cruise between winters in The Bahamas and summers in the Chesapeake Bay.

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Sail Away Blog

Affordable Liveaboard Sailboats: How Much Does It Cost to Live on a Sailboat?

Alex Morgan

affordable liveaboard sailboats

Living on a sailboat offers a unique and adventurous lifestyle, but one of the first questions that comes to mind is how much it costs. The cost of a sailboat can vary greatly depending on several factors, including size, age, condition, type, location, and additional costs. Understanding these factors and the types of sailboats available can help you determine the cost range for living on a sailboat. it’s essential to consider the additional costs associated with living on a sailboat, such as dockage fees, maintenance, insurance, fuel, utilities, and provisions. Fortunately, there are ways to budget and save money while living this unconventional lifestyle. In this article, we will explore the factors that determine the cost of a sailboat, the different types of sailboats to live on, the cost range of sailboats for living aboard, the additional costs of living on a sailboat, and tips for budgeting and saving money while living on a sailboat. By the end of this article, you’ll have a better understanding of how much it costs to live on a sailboat and how to manage your finances effectively in this unique lifestyle.

Key takeaway:

  • The cost of living on a sailboat varies depending on factors such as the size, age, type, and location of the sailboat.
  • Types of sailboats to live on include monohull, catamaran, and trimaran sailboats, each with its own advantages and considerations.
  • Additional costs of living on a sailboat include dockage fees, maintenance and repairs, insurance and registration, as well as fuel, utilities, and provisions.
  • Budgeting and saving money while living on a sailboat can be achieved through proper planning and prioritizing expenses.

Factors That Determine the Cost of a Sailboat

Looking to set sail on your dream sailboat? Dive into the factors that determine the cost of a sailboat and get ready to weigh anchor. From the size and age of the boat to its unique features and the location it’s available in, we’ll explore it all. Plus, we’ll dive into the additional costs and upgrades you should consider for smooth sailing. Get ready to navigate the exciting world of sailboat ownership!

Size of the Sailboat

The size of the sailboat is a crucial factor to consider when selecting a sailboat to live on. It plays a significant role in determining the living space and has a direct impact on comfort and functionality.

If we look at the sailboat size categories, we can see that small sailboats are less than 20 feet in length, medium sailboats range from 20 to 35 feet , and large sailboats are more than 35 feet long.

Smaller sailboats are known for being affordable and easy to handle, making them an excellent choice for individuals or couples. Medium-sized sailboats strike a balance between livability and maneuverability, making them particularly popular among small families or individuals who need a little more space. On the other hand, large sailboats provide ample living space and are considered ideal for larger families or individuals who seek comfort and luxury.

It is crucial to take into account your specific needs, budget, and level of sailing experience when making a sailboat selection. You should consider factors such as docking options, maintenance costs, and the sailing capabilities of the boat.

Here is an interesting fact: the size of the sailboat has a significant impact on the cost of purchasing and maintaining the boat. This is because larger sailboats require more resources and consistent upkeep.

So, carefully assess your requirements and keep the sailboat size in mind while making your decision.

Age and Condition of the Sailboat

When considering the age and condition of a sailboat, several factors are important:

1. Structural integrity: Assess the hull, deck, and mast for damage or wear, such as cracks, rust, or delamination. A professional survey can provide insight into potential issues.

2. Sails and rigging: Check the sails for wear, tear, or fading. Inspect the rigging, including the shrouds and stays, for corrosion or weakness. These components are crucial for performance and safety.

3. Engine and systems: If the sailboat has an engine, check its age, maintenance history, and condition. Also, evaluate the condition of other essential systems onboard, such as electrical, plumbing, and navigation.

4. Interior and amenities: Evaluate the living quarters, including cabinetry, upholstery, and fixtures. Consider the functionality and durability of amenities like the galley, head, and sleeping arrangements.

5. Maintenance history: Request information about the sailboat’s maintenance and repair history. Regular upkeep demonstrates care and can indicate potential concerns.

Examining the age and condition of a sailboat is vital to ensure seaworthiness, performance, and overall value for the price. Prioritize a well-maintained sailboat with a solid structure and functioning systems over an older vessel with many repair needs.

Type and Features of the Sailboat

When considering the type and features of a sailboat, it is important to take into account the hull type. The hull type greatly impacts the performance and stability of the sailboat. There are three main types of sailboat hulls: the Monohull , Catamaran , and Trimaran .

The Monohull is a sailboat with a single hull. Monohulls have a traditional design and can handle various sea conditions. On the other hand, a Catamaran is a sailboat with two parallel hulls. Catamarans offer increased stability, speed, and living space. A Trimaran is a sailboat with three hulls. Trimarans are known for their superior speed and spaciousness, making them ideal for long-distance cruising.

In addition to the hull type, sailboat features can vary depending on personal preferences and intended use. Some common features to consider include the size, sail rigging, interior layout, deck layout, and navigation and safety equipment.

Size is an important factor to consider as larger sailboats offer more living space and storage, but they may require more maintenance and maneuvering skills. The type of sail rigging , such as cutter or sloop, can impact ease of sailing and performance in different wind conditions. When it comes to the interior layout , consider the number and size of cabins, galley and saloon layout, and the presence of amenities like a bathroom or shower. Deck layout is also important, so look for features like a spacious cockpit, accessible sail controls, and adequate storage for equipment. It is crucial to ensure that the sailboat is equipped with essential navigation instruments , safety gear , and communication devices for navigation and safety purposes.

Choosing the right type and features of a sailboat is crucial to ensure a comfortable and enjoyable living experience on the water. It is important to consider your sailing goals, budget, and personal preferences when making your decision.

Location and Availability

Location and availability are essential considerations when selecting a sailboat for living. Varying sailboat availability and prices are dependent on different locations. The table below demonstrates the significance of location and availability in relation to living aboard a sailboat:

Choosing a location with a thriving sailing community and popular coastal regions will provide a broader range of sailboats, but prices may be higher due to demand. Inland areas or regions with a smaller sailing community may offer more affordable options, but the selection may be restricted. Remote or less accessible locations may have lower prices, but sailboat availability can be scarce.

When searching for a sailboat to live on, it is crucial to thoroughly research the location and its availability. Consider factors such as proximity to amenities, access to repair facilities, and the overall sailing community in the area. By comprehending the location and availability of sailboats, you can make an informed decision that aligns with your preferences and budget.

Additional Costs and Upgrades

Living on a sailboat entails taking into account additional costs and potential upgrades. These factors have a significant impact on the overall cost. When budgeting, it’s important to consider these additional costs and potential upgrades. Realistically assess your financial capabilities and prioritize the necessary elements for your desired living experience. Here are some key points to keep in mind:

Additional Costs:

  • Dockage fees and marina expenses , which amount to 10% to 15% of the sailboat’s value per year.
  • Maintenance and repairs , including haul-outs and bottom painting, cost approximately 10% of the sailboat’s value annually.
  • Insurance and registration fees are essential for protection and compliance.
  • Fuel, utilities, and provisions can vary depending on usage and location, generally accounting for about 5% to 10% of the sailboat’s value each year.

Upgrade Options:

  • Consider installing solar panels to decrease reliance on external power sources.
  • Upgrade navigation and communication systems to enhance safety and convenience.
  • Add a watermaker system to generate freshwater onboard.
  • Upgrade interior amenities for a more comfortable living experience.

Types of Sailboats to Live On

When it comes to choosing a sailboat to live on, the options are as diverse as the open sea itself. We’ll dive into the exciting world of sailboat living and explore the different types available. From the classic monohull sailboats to the sleek catamarans , and the unconventional trimarans , each sub-section holds its own allure and possibilities. So hold on tight and get ready to set sail into a world of adventure and unique living spaces.

Monohull Sailboats

Monohull sailboats are a traditional and versatile option for living on. If you are considering a monohull sailboat, here are some key features to keep in mind.

One of the advantages of monohull sailboats is their stability. With a single hull, they provide stability in rough conditions or strong winds, making them suitable for ocean cruising and long-distance travel .

Another benefit of monohull sailboats is their maneuverability. They are known for their good maneuverability , which allows for easier handling and better control while sailing. Experienced sailors often prefer monohulls for their responsiveness.

Monohulls are also designed to maximize sail performance. They are built to achieve higher speeds and perform well in various wind conditions. So, if you want a sailboat that can deliver excellent performance , a monohull is a great choice.

When it comes to interior space , monohulls offer more compared to other sailboats. They have separate cabins, a saloon, galley, and heads, providing adequate living quarters . So, if you value space and comfort, a monohull sailboat is worth considering.

In terms of cost , monohull sailboats cater to different budgets. They have a wide range of prices, and used monohull sailboats can be more affordable. This accessibility makes them a popular option among a broader audience.

Before choosing a monohull sailboat for living on, it is important to assess your specific needs and preferences. Factors such as size, condition, and features will determine the cost and suitability of a monohull sailboat for your lifestyle. It is always a good idea to consult with a reputable sailboat dealer or experienced sailors to get valuable insights and make an informed decision.

It is crucial to remember that owning a sailboat requires regular maintenance and additional costs such as marina fees, repairs, insurance, and provisions. Proper budgeting and saving money will ensure a smooth sailing experience on your monohull sailboat . So, be prepared for these expenses and enjoy your time on the water.

Catamaran Sailboats

Catamaran sailboats are renowned for their spaciousness, stability, and comfort, making them highly sought after for living. They surpass monohull sailboats in terms of living space, making them a perfect choice for families or individuals who prioritize roominess. With multiple cabins, bathrooms, and a generously sized saloon area for dining and relaxation, catamarans offer unparalleled convenience.

One of the notable benefits of catamarans is their exceptional stability, which greatly diminishes the risk of rolling and enhances the overall comfort, even in rough seas. This stability also facilitates easy movement around the boat and minimizes the likelihood of experiencing seasickness.

Catamarans are highly regarded for their superb sailing capabilities, thanks to their shallower draft and twin hulls that enhance maneuverability.

While catamarans tend to be pricier than monohull sailboats due to their larger size and additional amenities, they justify the higher cost by offering an elevated level of comfort and ample space.

When considering a catamaran sailboat , it is essential to meticulously assess your needs and budget. Factors to take into account include the number of cabins, the boat’s age and condition, and the specific features that align with your requirements. Conduct thorough research and compare different models and sellers to find the catamaran sailboat that best suits your lifestyle and budget.

Trimaran Sailboats

Trimaran sailboats , also known as multihulls , are a type of sailing vessel that feature three hulls. The main hull is situated in the center, while the two smaller hulls are positioned on the sides. These sailboats are highly sought-after for racing due to their stability and impressive speed.

One of the advantages of trimarans is the spacious interior they offer, providing ample room for living and storage. They have a shallow draft , which allows them to access shallow waters and anchor in shallow bays.

Modern trimaran sailboats are equipped with comfortable cabins , a kitchen , and a bathroom , ensuring a pleasant and convenient sailing experience. They are known for their responsive handling and maneuverability , making them a joy to sail. Trimarans come in various sizes, catering to both single-handed sailors and those seeking accommodations for the whole family.

When considering the cost of a trimaran sailboat , factors such as size , age , condition , and additional features should be taken into account. Conducting thorough research and evaluating different options is crucial in finding a trimaran sailboat that aligns with both your budget and specific needs.

One notable figure in the history of trimaran sailboats is Dick Newick , an innovator and adventurer. In the early 1960s, he constructed the groundbreaking trimaran sailboat named “ Cheers .” This remarkable vessel revolutionized trimaran design and gained worldwide recognition for its incredible speed and performance. The success of “ Cheers ” played a significant role in popularizing trimarans within the sailing community.

Today, trimarans continue to be admired for their unique design and exceptional sailing capabilities, offering an exhilarating and comfortable experience on the water.

Cost Range of Sailboats for Living On

Sailboat living: a dreamy lifestyle that can be more affordable than you think. Explore the cost range of sailboats for those seeking a floating home. From entry-level options that won’t break the bank to mid-range vessels offering a balance of comfort and price, to the high-end luxury cruisers fit for the most discerning individuals. Discover the possibilities and let your wanderlust set sail.

Entry-level Sailboats

To find the right sailboat for a budget, consider these entry-level options:

1. Hunter 170: This compact sailboat is perfect for beginners and those looking for an affordable option. It is 17 feet long and has a simple rigging system, making it easy to handle and maintain.

2. Catalina 22: The Catalina 22 is a popular choice among entry-level sailors because of its versatility and durability. It offers a spacious cabin and is 22 feet long, providing comfortable living space at a reasonable price.

3. MacGregor 26: This sailboat combines the excitement of sailing with the convenience of a powerboat. It has a unique design that allows for both cruising and water sports. The MacGregor 26 is a great option for budget-conscious adventure seekers.

4. O’Day 23: The O’Day 23 is a classic entry-level sailboat that offers comfortable living space and good sailing performance. Its stable hull design provides a smooth and enjoyable sailing experience.

5. San Juan 21: Designed for simplicity and ease of use, the San Juan 21 is popular among beginners. Its compact size and lightweight construction make it easy to trailer and launch, allowing for exploration of different sailing locations.

True story: Sarah, a recent college graduate, fulfilled her dream of living on a sailboat despite her limited budget. She found the perfect fit with the Catalina 22 after researching various entry-level sailboats. Sarah purchased a used boat in good condition and made some minor upgrades and repairs to turn it into her cozy floating home. She quickly adapted to the sailboat lifestyle, enjoying sailing adventures and the freedom of living close to nature. Sarah found that an entry-level sailboat provided an affordable and fulfilling way to live her dream.

Mid-range Sailboats

When considering mid-range sailboats, there are several factors to take into account:

1. Size: Mid-range sailboats range from 35 to 45 feet in length, making them the perfect size for comfortable living space without sacrificing maneuverability.

2. Age and condition: It is important to look for a well-maintained mid-range sailboat in good condition. Even if it is a few years old, it can still offer great value.

3. Type and features: When choosing a mid-range sailboat, consider your specific needs and preferences. These sailboats often come equipped with features such as a spacious cockpit, multiple cabins, and a well-equipped galley.

4. Cost: Mid-range sailboats typically range from $100,000 to $300,000, making them a more affordable option compared to high-end sailboats.

5. Resale value: It is wise to consider the potential resale value of the sailboat. Look for a reputable brand with a strong market presence to help maintain value over time.

6. Sailing capabilities: Review the sailing performance and capabilities of the sailboat. Mid-range sailboats should provide a good balance between comfort and performance on the water.

7. Additional costs: Keep in mind the ongoing costs associated with owning a sailboat, such as insurance, maintenance, and mooring fees. These should be factored into your budget.

By considering these factors, you can find a mid-range sailboat that perfectly suits both your lifestyle and budget.

High-end Sailboats

High-end sailboats are the epitome of luxury and performance . These magnificent vessels are carefully crafted using top-of-the-line materials such as carbon fiber , fiberglass , and aluminum , ensuring durability and maximizing their sailing capabilities. The interiors of these sailboats are nothing short of opulent , boasting spacious cabins adorned with high-quality furnishings that exude elegance and comfort . In addition, state-of-the-art entertainment systems are seamlessly incorporated for the ultimate convenience and enjoyment of the passengers.

Navigating these high-end sailboats is a breeze, thanks to their advanced navigation systems and electronic controls . These cutting-edge technologies make maneuvering the sailboat effortless, enhancing the overall sailing experience. Efficient propulsion systems are expertly installed, guaranteeing smooth and efficient sailing.

What sets high-end sailboats apart is their ability to be customized to match the owner’s preferences . From layout to design elements, every detail can be tailored to create a vessel that perfectly reflects the owner’s vision. Skilled craftsmen devote themselves to creating these masterpieces, paying meticulous attention to detail in every aspect of construction, from joinery to finish.

Investing in a high-end sailboat is more than just owning a vessel; it is a gateway to a lavish and luxurious lifestyle. With a high-quality, well-designed sailboat, owners can expect nothing less than an extraordinary living experience on the open seas.

Additional Costs of Living on a Sailboat

Living on a sailboat may seem like a dreamy and affordable lifestyle, but there are additional costs to consider beyond just purchasing the boat itself. In this section, we’ll dive into the practical realities of living on a sailboat by exploring the various expenses involved. From dockage fees and marinas to maintenance and repairs , insurance and registration to fuel , utilities , and provisions , we’ll uncover the not-so-obvious financial aspects that come with this unique way of life. Get ready to set sail on a journey of financial understanding .

Dockage Fees and Marinas

To effectively budget for living on a sailboat, it is important to consider the costs of dockage fees and marinas. These fees can vary depending on the location and amenities offered. Here is a breakdown of the average costs:

It’s important to note that these fees are approximate and can vary depending on the size of your sailboat and the length of your stay. Some marinas may offer discounts for long-term stays or offseason rates. Researching and comparing different marinas in your desired locations is essential for finding the best deals. Keep in mind that popular destinations or marinas with high demand generally come with higher fees.

By considering the costs of dockage fees and marinas, you can accurately plan and budget your living expenses on a sailboat. Remember to include these fees along with other costs like maintenance, insurance, and provisions to ensure a smooth and enjoyable sailing experience.

Maintenance and Repairs

Maintenance and repairs are crucial for a safe living environment on a sailboat. It is important to regularly inspect the hull , rigging , and sails for wear and tear or potential issues. Keeping the hull clean and free from barnacles and algae helps prevent damage and maintain performance. This may involve scraping, sanding, and applying anti-fouling paint. Inspecting the rigging for corrosion or fraying is necessary. Replacing worn-out lines and cables is essential for structural integrity.

Another important aspect is inspecting and repairing sails for tears, UV damage, or weakened stitching. Properly furling and stowing sails when not in use helps prevent wear. It is also important to follow the manufacturer’s guidelines for regular engine maintenance . This includes oil changes , filter replacements , and inspections of belts , hoses , and coolant levels .

Regularly checking wiring, connections, and batteries for corrosion or malfunction is crucial. Faulty components should be replaced to ensure smooth operation of onboard systems. Plumbing systems should be maintained and repaired to prevent leaks or blockages. Regularly cleaning and sanitizing water tanks and filters is recommended.

In addition, it is important to regularly inspect and service safety equipment such as life jackets , fire extinguishers , flares , and emergency signaling devices . Being prepared with a well-stocked onboard toolkit and spare parts is essential for quick repairs in case of unexpected breakdowns or emergencies. Consulting with experienced marine technicians for complex repairs or specialized services is advisable.

Taking care of maintenance and repairs on your sailboat ensures a safe and enjoyable living experience on the water.

Insurance and Registration

To understand the cost implications of living on a sailboat, consider the expenses related to insurance and registration .

Insurance for a sailboat typically ranges from 1% to 2% of the vessel’s insured value per year. The premium amount depends on factors such as the boat’s age, size, type, owner’s sailing experience, and navigation area.

Registration:

Registering a sailboat involves obtaining necessary documents and permits, which can vary depending on the country and state. Registration fees can range from $50 to $500 , and renewal fees are typically required annually.

Insurance covers risks such as boat damage, liability for injuries or property damage, and theft. Review insurance policies carefully to ensure adequate coverage for your specific needs as a live-aboard sailor.

Registering a sailboat with the appropriate authorities ensures compliance with local regulations and provides legal proof of ownership. It also helps in resolving disputes and facilitates navigation through customs and immigration processes.

When considering the costs of living on a sailboat, factor in insurance and registration expenses to accurately estimate the overall financial commitment. Compare insurance quotes, review policy terms and conditions, and comply with registration requirements to protect your investment and enjoy worry-free sailing adventures.

Fuel, Utilities, and Provisions

Living on a sailboat requires considering the costs and requirements for fuel , utilities , and provisions .

Fuel : Sailboats primarily use wind power for propulsion, but you may still need fuel for auxiliary systems like generators and engines. Sailboat fuel consumption ranges from 1 to 4 gallons per hour. Diesel fuel costs around $3 per gallon on average.

Utilities : Onboard utilities include electricity, water, and waste disposal. Electricity can be generated through solar panels, wind turbines, or shore power. Monthly electricity costs range from $50 to $200 depending on usage. Freshwater can be stored and replenished at marinas, with varying costs. Pump-out stations charge $5 to $20 per pump-out for waste disposal.

Provisions : Factor in the cost of groceries, toiletries, cleaning products, and other necessities. A couple on a sailboat typically spends $300 to $600 per month on provisions, including both food and non-food items. Budgeting and estimating these costs are important to be financially prepared for living on a sailboat. Planning ahead will help you enjoy the experience without any financial surprises.

Tips for Budgeting and Saving Money while Living on a Sailboat

Living on a sailboat can be an affordable and adventurous lifestyle. If you’re looking to manage your budget and save money while living on a sailboat, here are some tips:

  • Minimize Marina Fees: One of the first steps to saving money is to find marinas that offer discounted rates for long-term stays. Alternatively, you can consider anchoring in free or low-cost anchorages.
  • Energy Efficiency: Investing in solar panels and wind generators is a smart move to reduce your reliance on expensive marina electricity. By harnessing renewable energy sources, you can lower your energy costs significantly.
  • Provision Smartly: Plan your meals ahead to avoid unnecessary grocery trips. Buying in bulk and utilizing local markets for affordable produce can help you save money while still enjoying delicious meals onboard.
  • Save on Water: Installing a water filtration system on your sailboat can make the onboard water drinkable, eliminating the need to buy expensive bottled water. Practicing water conservation techniques will help you reduce water consumption and save money.
  • DIY Maintenance: Learning basic boat maintenance skills can go a long way in saving money. Instead of hiring professionals for minor repairs, you can handle them yourself, cutting down on maintenance expenses.
  • Rent Out Space: If you have extra cabin space on your sailboat, consider renting it out on platforms like Airbnb. By doing so, you can generate extra income to supplement your sailing lifestyle.
  • Stay Connected: To minimize data charges while staying connected, make use of Wi-Fi hotspots or invest in a mobile hotspot. This way, you can stay connected to the internet without breaking the bank.

John and Sarah, a sailing couple, implemented these budgeting and money-saving tips while living on their sailboat. They successfully reduced marina fees, prioritized energy efficiency, provisioned smartly, saved water, handled DIY maintenance tasks, rented out cabin space, and stayed connected without overspending. This allowed them to fully enjoy their life on the water while also saving money for future adventures. Living on a sailboat not only provided them with a closer connection to nature but also enabled them to explore new destinations and experience the freedom of simple living.

Some Facts About How Much Is A Sailboat To Live On:

  • ✅ The cost of living on a sailboat full-time is approximately $1,880 per month or $22,560 per year. (Source: deepsailing.com)
  • ✅ Marina fees for a sailboat range from $10 to $20 per foot per month. (Source: deepsailing.com)
  • ✅ Boat insurance costs approximately $55 per month or 1% to 4% of the sailboat’s retail value. (Source: deepsailing.com)
  • ✅ The average boat maintenance cost is $250 per month or $3,000 per year. (Source: deepsailing.com)
  • ✅ Grocery costs for living on a sailboat are approximately $450 per month or $5,400 per year. (Source: deepsailing.com)

Frequently Asked Questions

1. how much does it cost to live on a sailboat.

The cost of living on a sailboat can vary depending on individual preferences and circumstances. On average, it ranges from $820 to $8,840 per month for each person, according to interviews with three individuals who have made sailing their lifestyle.

2. What are the key factors to consider when choosing a liveaboard sailboat?

When choosing a liveaboard sailboat, important factors to consider include size (ideally between 25 and 35 feet), headroom (at least six feet of standing headroom on most sailboats over 27 feet), galley (stove and sink as essential, additional features nice to have), head (permanent toilet and showering facilities), and utilities (check operational electrical systems and overall condition of the boat’s wiring).

3. What are some affordable liveaboard sailboat options?

There are several affordable liveaboard sailboats available, including the Catalina 25, Catalina 30, Cal 28, Aloha 28, Catalina 34, and Tartan 34 C. These sailboats range in price from $4,000 to $50,000, offering affordability in terms of both purchase price and maintenance costs.

4. How does the cost of living on a sailboat compare to the popular van life trend?

The concept of living on a sailboat can be compared to the popular van life trend. While the cost of living on a sailboat can range from $820 to $8,840 per month, van life expenses typically include fuel, maintenance, insurance, and camping fees. The choice between the two lifestyles ultimately depends on individual preferences, location, and desired level of mobility.

5. What are some tips for reducing expenses while living on a sailboat?

To reduce expenses while living on a sailboat, consider rationing provisions, maximizing fuel efficiency, evaluating memberships for entertainment, simplifying personal care and clothing routines, and exploring cost-saving alternatives for internet access. Being mindful of boat maintenance and considering low-cost repair options can help minimize expenses.

6. How much do boat maintenance fees typically cost?

Boat maintenance fees can vary depending on the sailboat’s condition, size, age, location, and owner’s experience. On average, boat maintenance expenses, including parts, tools, and repairs, can amount to around $1,006 per month. Regular maintenance tasks may include cleaning equipment, addressing broken electrical parts, and managing cluttered wiring to ensure the boat is in optimal condition.

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affordable liveaboard sailboats

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Ever dreamt of waking up on the waves? Dive into our treasure trove of the 8 most affordable liveaboard boats—your wallet and wanderlust will thank you!

affordable liveaboard sailboats

I think, at some point, we all dream about scraping our normal existences and moving aboard a boat of some kind. The thought of a water-borne life is compelling and evokes visions of adventure, glamour, and excitement. Unfortunately, for the most part, these remain dreams and musings, often because of the perceived costs involved. However, buying that dream liveaboard boat may not be as out of reach as you think.

Living aboard a boat means different things to different people. You may have a vision of a trawler or a motor cruiser. A sailboat with beautiful lines may come to mind for the more romantic. A static houseboat, permanently moored to its dock, maybe more to your liking. In some countries, living on a canal barge is an alternative.

In any case, finding the right boat at the right price is the challenge. We have searched for what we consider the best boats in several categories. Our selections are based on livability, space, construction, maintenance, and possible uses. These are factors that most experienced liveaboard people mention when asked what to look for in a liveaboard boat.

For many, living aboard a boat means a sailboat. For many people, sailboats equate to freedom. With nature providing the wind for power, a sailboat looks like a perfect way to escape the mundane everyday world. We must admit that sailing is addictive. We have succumbed in the past to the sailboat urge and have never regretted our time spent with a sailboat.

Catalina 30

affordable liveaboard sailboats

Sealion Yachts / YouTube

Average Used Cost:  $15,000 to $35,000

I know. It’s white, plastic, and almost boring. On the other hand, the Catalina 30 is probably one of the most chosen live-aboard sailboats when the overriding factor is cost.

This popular sailboat has been in production since 1975, and there are thousands of used Catalina 30 sailboats from which to choose. Over almost 50 years of making these sailboats, Catalina has learned a few things and these boats show that knowledge.

For a thirty-foot sailboat, the Catalina 30 is amazingly spacious. Several interior layouts have been available over the years, so you have some options when shopping for these boats if you have special needs.

Catalina designs the Catalina 30 with a wide beam which makes the boat comfortable to sail. The low sail area/displacement makes the Catalina 30 a little stiff under sail, but this generally means a more stable and comfortable ride.

The interior of these boats has standup headroom for all but the tallest people. Every Cataline 30 was originally outfitted with a full galley with plenty of storage space. The heads on these boats are functional for living aboard, with a full-sized shower and extra storage. Later boats feature a slightly wider transom incorporating a boarding platform and ports to the hull sides.

Catalina 30s, suffer from many of the same age-related issues that plague laid-up fiberglass boats of any kind. You should have any used boat you consider thoroughly inspected by a certified marine inspector. There are some issues in particular that you should watch for with a Catalina 30.

Catalina deck cores may be either balsa wood or plywood. Common problems with either construction is the deterioration of the core because of water infiltration and compression degradation, particularly at the mast step.

The deck-to-hull joint can show delamination issues caused by the flexing of the boat in rough water or physical damage from docking incidents.

Islander 36

affordable liveaboard sailboats

Michael Facius / YouTube

Average Used Cost:  $15,000 to $36,000

When we start talking about cheap liveaboard boats, it is understood that we are considering used boats rather than new ones. That puts the Islander 36 in the mix of the best and cheapest live-aboard sailboats.

The last Islander boats were built in 1985. 750 of the Islander 36s were produced from 1971 to 1985. Many are still on the water and still being lived aboard by happy owners.

If you look at an Islander 36 you can’t help but notice that this boat looks fast. This is one of the few boats that you can race with confidence or cruise in comfort. These boats have a moderate beam that moves through the water easily. There is no dated appearance to these boats. You will look as good on the water as most much newer boats.

The interior is generous and provides ample amounts of space and headroom throughout. The Islander company paid a lot of attention to the appointments and fittings on the interior of their sailboats. However, many of these boats have been remodeled to accommodate upgraded marine navigation stations and galleys.

Construction-wise, these boats are built tough. The mast is stepped through the hull to the keel. The Islander 36 was available with either a shoal draft keel or a deep cruising keel. Originally, the Islander 36 came with a tiller, but most of these boats have been converted to wheel steering in the intervening years.

The construction of the Islander 36 is relatively light, which doesn’t make this a big water boat. These boats were designed for coastal and inland water cruising, so if you want to travel the world, you need to look elsewhere.

In addition, on older boats, the engine mounting, fuel system and the condition of the gel coat on the hull should get a closer look. As with any older boat, the care and maintenance the Islander 36 has been given should be a big factor in your decision when selecting a live-aboard boat.

You will find that most Islander 36s have been modified extensively through the years. Some of these modifications need careful attention to ensure they are properly done and don’t seriously compromise the boat’s safety. Tankage may also be a problem for liveaboards that intend to cruise extensively. The original aluminum tanks may need replacing.

Multi-Hull Sailboats

In the late 1970s and 1980s, multi-hull sailboats gained popularity, especially among live-aboard sailors. The wide beams and multiple hull spaces offered a lot in interior space, deck space, and stability. Even charter companies recognized the benefits of the multi0hull arrangements. Many of these boats entered charter fleets in the Mediterranean and the Caribbean. Many live-aboard cruisers are still enjoying their multi-hull sailboats in these popular waters.

Gemini 105C Catamaran

affordable liveaboard sailboats

multihulls / YouTube

Average Used Cost:  $50,000 - $90,000

As liveaboard cruising sailboats, nothing quite compares to a catamaran. Large open deck spaces, generous interior space, and stable sailing characteristics make these boats some of the most popular with liveaboards.

The Gemini 105C is extremely popular as a liveaboard coastal cruiser for families needing more space than a standard monohull sailboat can provide.

If you are used to going belowdecks on a standard monohull sailboat, you will be overcome when you step into the saloon of a Gemini 105C catamaran. The fourteen-foot beam of this sailboat is almost twice as wide as a conventional hull, providing more than ample space to move around. An array of portlights give almost 360-degree visibility. Visually, using fiberglass and wood veneers creates a warm and inviting space.

The shoebox design of the hull and deck are extremely well-engineered, with stainless steel hardware on five-inch centers around the perimeter of the hull/deck joint. The wide beam of these boats gives a gentle and comfortable ride in even the most extreme conditions. If the wind doesn’t blow, a Westerbeke diesel gets you where you want to go without hassles.

By and large, these are easy boats to sail and maneuver for even novice operators.  The construction is solid and uses the highest grades of materials. The extra space provided below decks makes these catamarans a great family option if you are considering a live-aboard lifestyle.

As well-built as they are, Gemini 105C owners report some issues you should look for when purchasing a used boat. The balsa-cored decks show a tendency to get spongy over time. This is usually caused by water intrusion where perforations or fasteners are mounted. Some owners have experienced problems with the original centerboards rotting or becoming worm-eaten.

Any boat with a beam of 14 feet may become a problem when needing berthing space. Some marinas may not have large enough berths for the boat, and putting your Gemini into a slip may mean paying for two slip spaces.

If the boat you are considering still has a Westerbeke engine and drive, it will probably pay to have it replaced with a newer engine and drive.  The company that services the drive leg of these systems is out of business, and parts can be an issue. Many Gemini owners find it more efficient to scrap the diesel and the drive leg in favor of an outboard.

affordable liveaboard sailboats

Click and Boat

Average Used Cost:  $45,000 to $90,000

Edel is not a well-known name except among catamaran sailors . These boats were first introduced in 1987, and many are still afloat. Owners of Edel 35 catamarans speak highly of the quality of the construction and the handling of these boats. The spacious interiors maximize the wide beam and the overall length to provide generous amounts of cabin and storage space.

Over the years of production, Edel offered several different interior layouts in these boats. Perhaps the most popular for family cruising and liveaboards are the 3-module design which offers 4 separate double cabins. This interior design gives even a large family room for private space and a large cabin for communal time.

Edel adopted a simplistic approach to the design of the Edel 35. The goal was to provide a solidly constructed boat at a reasonable price that combined performance and stability. This design philosophy made the Edel 35 popular with many charter companies and sail schools. It is also why many private owners opted for this boat since it became a great foundation for customization.

The Edel 35 can be quite nimble under sail, producing 7 to 8 knows upwind and 11 to 12 knots on a broad reach.  This speed still produces a stable and gentle ride in all but the roughest weather conditions. The interior appointments are simple yet tasteful without showing their age.

Early-year models of the Edel 35 showed some problems with the composite construction of the crossbeams. Beginning in 1087/88, Edel began using three aluminum crossbeams which proved to be much longer lasting given the rhythmic stress loading these members must endure.

If considering a used Edel 35, pay particular attention to the electrical systems. This is one area where repeated problems seem to surface as these boats age. The interior lining used in some of these boats may also not endure well when exposed to saltwater intrusion. As with any fiberglass boat with sandwich construction, careful inspection of the strength of the hulls and decks should be made.

Early versions of the Edel 35 were designed for use with outboard motors.  Later versions were fitted with inboard diesels. In particular, a twin-motor version with a diesel engine in each hull was very popular. Maintenance records and upgrades should be considered if the original equipment is still installed.

Motor Cruisers

If sailing isn’t your thing and power is king, considering a motor cruiser as your liveaboard may be the right idea. In many cases, a used motor cruiser is a cheaper alternative than a sailboat or sailing catamaran of comparable size. In addition, you don’t have to learn to sail, and you aren’t at the mercy of the wind.

Hatteras 40 Double Cabin

affordable liveaboard sailboats

Portside Yacht Sales / YouTube

Average Used Price:  $50,000 - $130,000

Hatteras is well known for building solid and dependable boats.  The Hatteras 40 Double Cabin is no exception. By any standard, these are heavy-weight boats that produce sold stable rides while providing massive amounts of interior space, making them a good choice as a live-aboard motor cruiser. Depending on the boat age you are considering, you may even find some unexpected amenities for a boat at these prices.

The aft stateroom on the Hatteras 40 double cabin is a bonus, especially considering it comes with a private head. A queen-sized bed dominates the space, but there is still plenty of room for storage and living. Couple the live aboard amenities with the company’s reputation for building quality boats, and you have two very good reasons to consider the Hatteras 40 double cabin as a liveaboard vessel.

Outside you will find an oversized cockpit. Most used boats have the enclosure for the cockpit plus the flying bridge just a few steps above. For many families living about their Hatteras 40, the cockpit is not just an outdoor space, it becomes a waterside dining room and an extension of the main cabin. Most used Hatteras models will feature upgraded electronics and navigation equipment as well.

From a performance standpoint, the Hatteras can hold its own. The diesel engines can deliver speeds of up to 20 mph. The deep V hull easily powers through even the choppiest seas, and the heavy, solidly built hull gives a stable ride. These boats come standard with tanks to hold about 350 gallons of fuel, so they have plenty of cruising range.

As with any boat of this age, the care and maintenance it has received during its life are critical to its condition. There are some issues known that should be thoroughly investigated. As with purchasing any used boat in this price and size range, a complete marine inspection by a qualified surveyor is a must before making a deal.

If the Hatteras 40 you are considering still has the original gasoline engines, you are probably facing a major refit to install more modern marine diesel engines. Newer engines will deliver more power with greater economy than older gasoline engines. This will also require new fuel tanks and fuel lines and may require new controls for the new engines.

Many Hatteras 40 yachts have seen service in areas where they are exposed to some heavy seas during their life, particularly along the eastern seaboard, where crossing big breakers regularly puts much stress on the boat. Hull-to-deck joints can see the damage, which can lead to delamination. Check these areas well.

Sea Ray 415 Aft Cabin

affordable liveaboard sailboats

Yacht and Boat

Our second choice in the Motor Cruiser category is another aft cabin model. The Sea Ray 415 aft cabin is just a tad larger than the Hatteras 40 but is in the same class and delivers the same sorts of features and qualities.

Owners of Sea Ray 415 models rave about the spacious interiors, the quality construction, and the amenities that are included in these boats. There are many of these boats that have spent their lives on inland freshwater lakes that are in pristine condition.

For interior space, you won’t find many boats in this class that offers this amount of living space. The aft cabin has a queen-sized pedestal bed with walk-around access, storage galore, and a private head with a shower. If privacy on your liveaboard boat is a concern, the interior design of the Sea Ray aft cabin models will allay your fears.

The full galley is a plus, as is the flying bridge.  Most of these used boats include the full enclosure for the cockpit area. The flying bridge is only a few steps above the cockpit which keeps the operator in the miss if you are entertaining friends. Many owners find the large forward deck area is another great place to spend time on the water.

From a structural standpoint, these are well-engineered and well-constructed boats. Given the proper care and maintenance, you can expect these boats to perform well into the future with few problems. Most of these used boats are still sporting the original gasoline engines, which do well on inland protected waters. If you are considering coastal cruising, you should probably look for a diesel-powered model or plan to upgrade the power plants yourself.

To be honest, we didn’t hear many disadvantages from the owners of these boats. Some of the problems that were mentioned include electrical wiring. It seems that the wiring is not as big a problem on these boats as the repairs or maintenance on the electrical systems. The wiring on Sea Ray boats runs in tight channels and often terminates in compartments with no access. Check the fuse box and see if the breakers have been changed, indicating electrical problems.

Another problem with some Sea Ray boats is foam saturation, which can affect how the boat floats and handles. If you find areas of the foam core that have been saturated, this can be fixed but may prove costly in the long run. Look at the boat when it is on the water and empty of everything but the fixed equipment. If the boat doesn’t float level, the cores may have a problem.

Water leaks around through hull fittings, portlights, and deck-to-hull joints are a problem in any boat that has seen a lot of heavy weather or stressful situations. Sea Ray owners report the same sorts of problems with their boats. When shopping for a used Sea Ray 415 aft cabin, a certified marine inspector can be your best option to ensure the boat is sound.

Some people want to classify trawlers as motor cruisers, but I tend to separate them. Trawlers feature entirely different hull designs and different design philosophies. Motor cruisers tend to be sportier and more performance-oriented. Since they originated as work boats, Trawlers tend to be a bit more stable and offer a different kind of liveaboard experience. A trawler may be your answer if you want a more classic look in a boat that will get you where you want to go in style and comfort.

Californian 42 LRC

affordable liveaboard sailboats

Average Used Price:  $48.000 - $70,000

If you are looking not just to live aboard but to do some serious cruising as well, a Californian 42 LRC (Long Range Cruiser) is a great place to start looking for your boat.

These boats, built in Costa Mesa, California, are built for just that purpose. With twin engines, large spacious interiors, and a nicely raked bow, these boats provide ample live aboard room and a conservative easy ride in rough water.

The prominent bow, high freeboard, and semi-displacement hull give great blue water characteristics to these boats. You probably won’t win any distance races, but you will get to where you want to go reliably and comfortably. Most used Californian 42 LRC came equipped with gasoline engines.

Many owners have since replaced the older engines with modern marine diesel engines. In most cases, with new engines, you can expect to make about 9mph on calm seas and get about 1.5 mpg.

Inside, the Californian 42 features a private aft compartment with walk-around arrangements. The aft compartment has its own head. These boats came equipped with either a full-height shower or a bathtub. There is more storage than on most boats this size making life aboard much easier.

The forward stateroom may have either a double berth or stacked single berths. A separate head opens into this stateroom and is accessible from the main cabin. Most of these forward heads only came with a shower. The helm is center mounted on the flying bridge and has back-to-back seating. The console has plenty of room for electronics and navigation equipment.

Used trawlers can suffer from the same sorts of maladies that are common on any aged boat. You should invest in a competent marine surveyor to look at any boat you are considering. Californian 42 LRCs don’t get a lot of bad reviews, nor do I see many comments about problems with these boats other than as they age, they take a bit more maintenance and TLC to stay in top shape.

Some owners do mention the blistering of the gel coat on the fiberglass. This is typically not a structural issue if the blisters are repaired promptly. This condition is often problematic with the binding agents under the gel coat and not the fiberglass itself. Blisters are relatively easy to fix and well-suited for most boat owners.

If possible, get the history of the boat you are considering. Former owners are a wealth of information about how well the boat has been maintained, the types and frequency of repairs, and any upgrades that may have been done to enhance the boat’s value.

CHB 42’ Sundeck

affordable liveaboard sailboats

CHB is a Taiwanese company that was founded by an American who saw the benefits of lowering manufacturing costs by going offshore.

The results are some of the best boat designs on the market, especially in the used boat market. The CHB 42-foot Sundeck trawler is a great example of this and offers exceptional value for anyone willing to shop carefully for a well-used trawler to live aboard.

You can get a lot of boat for the money with a CHB 43-foot Sundeck trawler design. The aft cabin design is perfect for a live-aboard couple. The second cabin forward provides ample room for weekend guests or a couple of kids. A private head in the aft stateroom and another forward give these boats much appeal to anyone who has frequent visitors on board and also wants a little privacy.

The twin-engine design provides plenty of power to handle big seas. Most of these boats came from the factory with John Deere diesel engines. Many of the used CHB 42’s still had these original engines and, if properly maintained, will continue to provide years of service without problems. The interior appointments are above average and provide a level of inviting warmth you won’t find on many fiberglass boats.

This trawler design has a wide bow with a deep rake and flare that provides a dry ride in moderate to heavy seas. You won’t win any speed contests, but you will feel comfortable with the handling and ride provided by the hull design on these boats. As with any displacement boat, they tend to rock and roll a bit at anchor.

A few areas on CHB 42 Sundeck boats need to be examined carefully if you are considering purchasing a used boat. Any time you spend money on a used boat of this category, a competent marine surveyor should be hired to inspect the boat thoroughly. Good marine surveyors will know what to look for on specific models of boats where problems are common.

On the CHB 42 Sundeck, the motor mounts should be checked carefully. In some cases, dry rot on the support structures has been noted. Don’t worry too much about engine hours. Diesels, with proper care, can provide thousands of hours of dependable service. While in the engine compartment, sniff around a bit. The smell of diesel in the engine compartment could indicate that the support structures have absorbed diesel fuel which can be a major issue.

CHB installed teak decks on the aft cabin and in the wheelhouse. Many owners have since replaced these teak decks with fiberglass to mitigate problems with the teak. These teak decks have proved to be a source of problems as the boats age.

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10 Affordable Cruising Catamarans

  • By Phil Berman
  • Updated: July 9, 2020

Orana 44

So, you want to get a catamaran , sail off into the sunset, and capture some magic with your lover or family for a few years. You have no ambition to sail around the world or to live aboard forever, but think a one- or two-year sabbatical might be life-changing. You’d like to sail the US East Coast, the Bahamas, the Caribbean, perhaps the Med—or up and down the West Coast and on to Mexico and Central America. You have $300,000 or less to spend and want a catamaran you can sell at the end of the journey without consuming a bottle of Tylenol to blunt the pain. 

The good news is that this is quite achievable. The bad news is that there is a vast wave of baby boomers who are all looking for the same thing—and for right around the same price. This makes finding a good deal on a great used catamaran a lot of work, even working with a broker. But, it’s possible. You just need to keep an open mind.

The other good news, which might seem surprising, is that an older catamaran, besides being more affordable, might sail just as well—or even better—than the same-size new cat that will cost considerably more. Yes, the older model might have less room inside and lack the latest condo-on-the-water styling, but it was designed and built before the current trend to supersize the newer generations of multihulls at the expense of sailing performance.

Here’s my advice to the cat hunter on a budget: Don’t get too hung up on the length of the boat. Instead, focus on the spatial and payload requirements you seek and which can be achieved within your budget. And best not get too focused on must-have features—what I jokingly call “surround-sound beds.” Catamaran designs and interiors have gone through massive changes in the past 10 to 20 years, and most older designs simply cannot compete with the new ones in terms of space and high-end amenities.

None of the cool cats I have in mind are over 47 feet. This is not because there aren’t bargain boats out there that are 47 feet and longer, but because any larger multihull that you can buy for $300,000 or less will most assuredly need a significant refit or is either very old or very odd. Buying a fixer-upper is, to my mind, the most dangerous thing a budget-minded consumer can do. It’s just too easy to underestimate the cost of yacht refits and repairs due to the extremely high prices charged in most boatyards. 

RELATED: 20 Best Cruising and Sailing Destinations

Nearly any cat you buy over 10 years old is fully depreciated. What we were selling a Lagoon 440 for eight or 10 years ago is nearly the same as what they sell for today. The difference between a good deal and a bad deal is tied solely to a yacht’s condition and refit history. As they joke in private-equity circles, “Any idiot can buy; you deserve congratulations only when you sell.”   

So, when your search gets underway, focus on ­condition—it is far more important than the year, brand or features you might crave. And when you find the cat of your dreams, the best way to remove financial-downside risk is to get a great survey and to choose the newest, smallest cat that will work for your agenda, not the oldest and biggest.

And a word of caution: Your problem will be knowing a good deal from a bad one after the survey is over if you are not well-schooled in pricing. Besides steering you toward potential boats to consider, this is where a broker, working on your behalf, can provide knowledgeable advice. It’s been my experience that this is the point when so many yacht sales come apart: a dispute over the value of a given yacht when the survey results come in. All too commonly we see buyers reject yachts they should have accepted and purchase cats they should have rejected. Remember, a used yacht is a used yacht—not a perfect yacht. A catamaran need not be perfect to remain a perfectly good deal. Here, then, are 10 cool cats to ­consider in the ­$300,000-or-less range:

1. Fountaine Pajot Orana 44 (above)

Fountaine Pajot had the misfortune of tooling up this boat just before the global financial crisis, so not that many of them were built between 2007 and 2012. But these were the first of the larger-space charter cats in this size, but not yet so porky that they still could not sail decently. In the three-­cabin owner’s version, they designed the living space very nicely; even in the four-cabin version, the aft starboard bed was very well-done. 

During this period, Fountaine Pajot had problems with the resin it was using, which led to blistering on the hulls and undersides. Affected models therefore had new bottoms done at approved shipyards throughout the world. Make sure the one you are considering had this done or that it doesn’t show evidence of significant blistering. Honestly it is only cosmetic, but it will impact resale if not repaired. Many consumers think blisters are the end of the world; frankly, they are not.

Catana

2. Catana 431

Built in France by a long-­standing yard, the Catana 431 was always a very viable vessel because it is big enough to go anywhere, but not too large for a competent owner to handle. And because the 431 has good underwing clearance and daggerboards, it sails smartly to windward. 

That said, there are a few things to watch for. The primary bulkheads on many of these boats were not tabbed on the outer ends, and over time tended to distort. Often this led, or will lead, to a costly replacement of some bulkheads. So be careful to survey these areas properly. 

The 431′s furniture is all foam-cored and handmade, but the banding on the outer edges in some cases slowly starts to peel, which allows moisture to infect the wood veneer. This can create a somewhat unsightly appearance in the cabinets and drawers. It is only a cosmetic issue, but it can make the interior feel a bit worn out. 

During the period when the 431 was being built, Catana used a distributive electrical card system, and the boats had several modules, each a zone, to which electricity was run. If one thing in a zone stops working, the only solution is to jury-rig a wire from that nonworking item back to the main breaker panel. Replacing the modules or getting them repaired can be done, but it is getting harder by the year. For this reason, the best 431 is a boat that someone else had rewired at some point along the way.

470

3. Lagoon 470

If you need a larger escape pod, the Lagoon 470 is one of our favorites. This model of older Lagoons was built at CNB’s yard in Bordeaux, France, and the build quality was high. The 470 was the first design to have the more-vertical windows that are a Lagoon signature, and ample saloon headroom. The 470s are also old enough that the hulls were not so supersize that it compromised sailing performance. They have decent underwing clearance, so they are not persistent pounders to windward. Many were built with a galley-down layout, some in galley-up style. You will always pay more for an owner version of this or any model. 

The big thing you have to concern yourself with on Lagoons of this vintage is that the hulls and decks are made with a balsa core, so it is not uncommon to find moisture problems, especially around deck fittings or hatches. This can sometimes require rebedding or recoring areas, and this sort of repair, in North America, can be a costly undertaking. Make sure you get good moisture-meter readings near all deck fittings and, of course, on the hulls. Hulls, however, tend less often to have moisture issues because there are few fittings through which water can enter the core. Were that to happen below the waterline, it is a real mess that must be repaired immediately and properly.

435

4. Privilège 435

Back when the Privilège 435 was built, Privilège catamarans were constructed by Alliaura Marine in France, and they were truly the Mercedes of the multihull world at that time. While not a performance cat by any means, the 435 was a super-solid yacht, built with great care and the finest components. The 435 is large enough to go anywhere but small enough to handle easily. 

The largest negative of this model—and many cats of this vintage—is that the saloon windows slope dramatically, so the interior gets very hot unless the windows are covered most of the time. When they legalize growing pot on catamarans, here’s the perfect greenhouse for it! Seriously, if you should buy a used 435, you really have to get strong sunblocking external UV covers, as well as interior blinds or shades to inhibit heat buildup. 

Some of the 435s were laid out with the galley down in one hull, and these days most people want a galley-up arrangement, where cooking and food preparation are done in the saloon. A three-cabin galley-up owner version will be far more sought after and cost more than a four-cabin galley-down version. 

Leopard

5. Leopard 46

This was the first of the Morrelli & Melvin collaborations with South African builder Robertson and Caine and the charter companies owned at the time by TUI Marine to create a catamaran that could be sold both into charter under the Moorings brand and also privately as a Leopard, so effort was made to design a boat with good sailing performance. Gino Morrelli did a good job creating a lot of underwing clearance, the 46 has a powerful rig, and yet its interior still offers spacious sleeping areas and nice flow from the cockpit to the saloon. These can be bought as ex-Moorings charter boats for less than $300,000 but are more costly in the sought-after Leopard owner version.

Because these are balsa-­cored boats, you must inspect deck fittings carefully for moisture incursion. Some of the earlier ones also experienced structural problems on the aft bulkhead and over-door-frame areas between saloon and cockpit. Also, during this period, the windows in the main saloon had a tendency to leak and, when they did, required rebedding or replacement. This was a costly job, so check this out carefully during survey.

Knysna 440

6. St. Francis 44/Knysna 440

If you wish to spend under $250,000, the older Saint Francis 44 and Knysna 440 are worth a look.

Back in 1990, Duncan Lethbridge started St. Francis Catamarans in South Africa with the St. Francis 43. The boat was meant to be a fast, strong bluewater voyager—and it was. The 43 was made with foam core, keeping the structure light, and it was very strongly built, with a powerful rig. The 43 loved to sail. And so too did the St. Francis 44, an updated version of the original. 

The boat did have a couple of negatives, however, the first being its sloped windows that built up interior heat. And the boat wasn’t a great fit for tall people, having less than 6-foot-2-inch headroom in the hulls. Also, the engines were installed amidships, which made the boat noisy inside under power. It also made the amidships areas of the hulls too narrow to have centrally located heads and showers, which in turn meant the only layout available was a four-­cabin, four-head design. In the forward cabins, the heads and showers had to be far forward; in the aft cabins, the heads and showers were located far aft.

St. Francis sold the tooling for the 44 to Knysna Yachts in 2004, and Knysna raised the headroom in the saloon and moved the engines aft to each stern. The hulls remained fundamentally the same, but the design was improved nicely. 

The largest negative of both the Saint Francis 44 and the Knysna 440 is that they have very low underwing clearance. Things can get pretty noisy when pushing against ­washing-machine seas. 

But you cannot have it all and still pay less than $250,000 in a midsize cat; compromises must be made. And these boats do sail quite smartly compared with many in their size range.

Lagoon 440 catamaran

7. Lagoon 440

This was the most popular catamaran ever made, and it started the catamaran flybridge craze, which helped to convert many powerboaters to sailors. 

What I like about the 440 is that it is an infinitely better sailer than some of its peers, and has decent underwing clearance, vertical windows, and nice cabins for sleeping and living. While the aft cockpit is rather small, the saloon is quite large.

Flybridges are a bit of a love-hate thing. There is no question that in a cat of this size, the windward performance suffers a bit due to the boom positioned so high off the water. When piloting, the skipper is separated from those on the bridgedeck. Part of the reason flybridges are so popular in charter is that most of the parties take place up there while sailing and at anchor. In private ownership, however, it is seldom that everyone is hanging out on the flybridge during a long passage. 

As always with Lagoons, these are balsa-cored boats, so a careful survey is in order. Pay attention also to bulkhead ­tabbing to make sure they have not separated from the hulls.

Because so many of the 440s were built to go into charter, there are a lot of four-cabin, four-head models for resale. These will sell for considerably less on the ­brokerage market than a ­coveted three-cabin, ­private-owner model.

Leopard 40 catamaran

8. Leopard 40

When you get into the 40-foot size range, a four-cabin layout can become pretty cramped and claustrophobic below, but the three-cabin owner version of the Leopard 40 is a very nice pocket cruiser. A Morrelli & Melvin design, the 40 has good underwing clearance and nicely shaped hulls. Not a large cat, per se, and less-suited for significant distance sailing than others because its payload is limited, the 40 is still well-suited for a couple and a child or two for near-coastal and ­island-hopping action.

Manta catamaran

9. Manta 42

If you are searching for a cat in the $200,000 range, the Manta 42s were well-built in Florida, and their electrical systems were very well-done compared with many other multihulls of that era. While many of the features on the boat are quite dated, these Mantas sail very well, and easily, and have been popular with coastal cruisers for two decades. 

The largest negative of the Mantas is that people taller than 6 feet will find the saloon headroom right on the edge, and the berths are not especially large. Also, forward visibility from the saloon windows is not particularly panoramic, so the interiors are a bit darker inside than current-­generation catamarans.

Lagoon catamaran

10. Lagoon 410

The Lagoon 410 was quite a popular cat in its prime, and for good reason. It offers lots of visibility thanks to its vertical windows, good headroom for a cat of its size, nice berths, and a workable, though smallish, galley-up design. The 410 has decent underwing clearance, can sail nicely over the waves, and its singlehanded operation is super easy. In the three-cabin owner’s configuration, it’s just a very cool little cat.

As always, a balsa-core boat must be surveyed carefully, especially on deck, for moisture incursion near fittings and hatches. It can be costly to repair rotted core and to rebed deck fittings. But find a dry one, and it should definitely be counted as a contender for a buyer with a limited budget. 

Phil Berman is the president of the Multihull Company and the founder of Balance Catamarans. He has managed the sale of more than 900 catamarans.

  • More: catamaran , lagoon , leopard , multihulls , print june july 2020 , Sailboats
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affordable liveaboard sailboats

6 Popular Boats For Full-Time Living (Affordable Options)

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It’s a big investment to get a boat you can live in full time.

Here are some of the more affordable boats out there that we can fully recommend.

Hang with us as we guide you through some of the most popular and affordable boats for full-time living.

Table of Contents

Don’t Get “Sticker Shock”:

If you are choosing to live aboard a boat in you will need to brace yourself for the expense.

While this article is showing you “cheap” or “inexpensive” boats to live on, you should not be comparing them to other boats.

We are not talking about small boats here, but boats you can live on, remember.

Daily use boats do not afford the luxuries that a live-aboard boat can. This makes them more expensive. When looking at live-aboard boat prices, you will want to compare it to traditional living expenses. All choices for live-aboard boats are expensive and you will most likely be looking for a used, possibly even a “project” boat.

If you are looking for a new boat, or even a luxurious used boat you will need to be prepared to spend $100,000 or more depending on the size and type of boat you want.

An Affordable TRAWLER You Can Live On

A trawler is an inexpensive option that allows for generous space. Trawlers are also durable and can take large amounts of use. 

The wider hull of a trawler allows for roomy interiors that include bigger kitchens, more spacious sleeping areas and more room. This boat is also stable and accessible. This makes getting on and off the boat much easier.

They also have less draft than boats with deep hulls like sailboats and lower clearance on top for bridges.

Some cons of a trawler include noisy engines that are slower moving. They also consume large amounts of fuel.

Trawlers also will need maintenance just like any other vessel and can often be older, so they might require more maintenance up front.

1. Albin North Sea Cutter

affordable liveaboard sailboats

North Sea Cutters made by Albin are large, spacious and elegant. These boats offer multiple comforts and sleeping areas.

Depending on the year you select, you could have multiple cabins and many places that convert into sleeping areas. You can purchase a used Albin boat that costs anywhere from $20,000 to over $200,000. These prices vary depending on space, age and amenities offered.

Models older than 2000 will often range between $20,000 to $80,000 and they can get more expensive from there.

An Affordable YACHT You Can Live On

2. beneteau swift trawler.

affordable liveaboard sailboats

These boats can be swift, fuel efficient, and stable. They offer a spacious deck as well as spacious living quarters.

They often come with more than one cabin and enough room to move around and house more than one person.

The Beneteau Swift Trawlers are more expensive than the Albin models and will likely cost you more than $100,000.

If you are looking for a brand new Beneteau, you could be looking at a base price close to or even over $500,000.

So you definitely want to get a used model if you are looking for a cheaper alternative here!

2 Affordable SAILBOATS You Can Live On

Sailboats can be a relaxing option for your live-aboard vessel. Sailboats come with an open deck and oftentimes have plush cabins situated in their hull.

Some of the appeals of a live-aboard sailboat are that you will spend less money on gas. They are also quieter than their motorboat counterparts.

If you choose to live-aboard a sailboat, you will want to make sure that you have a motor available in case you do not have a cooperating wind.

3. Island Packet 35

These boats are smaller than the trawler options and are better suited to housing smaller families.  They have one main living and sleeping quarters so there is not a lot of privacy offered. These will be ideal for a couple. 

These are very popular choices among sailing cruisers and they were designed with sailing in mind. They are very user-friendly sailboats.

The prices on an Island Packet range close to $100,000.

You will be looking for a used vessel, though, as these were not manufactured after the mid-1990s.

4. Cabo Rico 38

Cabo Rico boats were designed with luxury in mind and it is reflected in their prices.

Older models from the 1980’s and 1990’s range between $80,000 and $100,000 while newer models that were made in the early 2000s can easily reach over $300,000.

The main goal of these boats was to increase the appeal of their aesthetic.

Like the Island Packet, these boats are more ideal for smaller couples. This boat also has an abundance of clever storage spaces that will help you maximize the space that you have. 

Affordable MULTI-HULL Boats You Can Live On

affordable liveaboard sailboats

Multi-hull catamarans can be either double or triple hulled.

The benefit of a multi-hulled vessel is the stability offered as well as the possibility for separate living spaces.

A catamaran offers a wide and spacious deck, however, the living spaces in the hulls are generally smaller than they would be on other vessel types.

The major disadvantage of a multi-hull option will be price. Because the construction of these boats is similar to building two separate boats, you should expect to pay more. If you want to live on a multi-hull vessel you could be looking at spending $100,000 or more.

Like a sailboat, you might consider a used catamaran.

In addition to a higher purchase price, these boats also might require two slips in a marina which can make them more expensive.

5. Lagoon 380

affordable liveaboard sailboats

The Lagoon 380 is a smaller catamaran which is not the most common. The Lagoon 380 is the smallest catamaran in the Lagoon fleet.

Unlike some other inexpensive options, these are still being produced which offers you the chance to buy new, which means that you will be more likely to customize your boat.

This boat comes with a full bath and a large queen-sized berth or the chance to instead get four cabins. Stowage on this boat is impressive and it comes with many lockers and storage space.

The boat truly is impressive for its small size and will be comfortable for living in. The price of this vessel can range from $170,000 to over $200,000 depending on the year and the options available.

Other Lagoon options can be more expensive but are also great live-aboard vessels.

6. Leopard 44

affordable liveaboard sailboats

If you are looking for a more luxurious catamaran, then you will want to look at the Leopard 44. 

The most inspiring part of the design of the Leopard 44 is the inclusion of two cockpits. This allows sailors to change where they steer based on the position of the sun and adds additional comfort.

This boat also provides edging on the surfaces so that you can feel where the boat ends. Attention to detail was key when crafting the Leopard 44. 

Like most catamarans, this vessel is also spacious and provides comforts and amenities that will be useful when living on board.  These include multiple berths and cabins that are well suited to housing more people.

The average price for this vessel is higher than the Lagoon 38 can range between $280,000 and $400,000.

Affordable HOUSEBOATS You Can Live On

affordable liveaboard sailboats

If you plan on living aboard a boat without doing a lot of traveling, a houseboat might be ideal for you.

These allow for plenty of space, but are bulky and are not very efficient so they are generally used for living while moored and never actually venturing out on the water.

The most common form of houseboats is built onto pontoon boats. These boats can even offer full enclosures on the deck with plenty of windows and light.

Another downside to a houseboat is their price. Because these boats offer the most space and comfort they are pricey.

Houseboats can offer anything from multiple rooms to decks. They are essentially a house that floats.

Houseboats are often custom designed and are not generally offered as a part of a fleet or boating line. Prices also range wildly and could be anywhere from $30,000 used to over one million dollars.

When looking at houseboats you also have to consider location as a decision that needs to be made.

Houseboats are not designed to move so in addition to the expense of the boat, you are also often looking for a permanent place to put it, and that can be more costly than a marina or other available options.

What About The Bigger Yachts?

Even more expensive than the multi-hull vessel is the luxury yacht.

This is not an inexpensive option. These are the most expensive choice as they are essentially floating hotels.

For this reason, we have opted out of listing options for the luxury yacht, but they are an option that is available for consideration.

So How Do I Choose The Right Boat?

It is most important to choose your boat based on desired lifestyle, budget, and skill level.

If you do not want to worry about learning to sail, then you should look into the power boat options. 

You also want to make sure you pick the appropriate size.

If you plan to go down rivers often, you might not want a boat that is too wide or too tall. This can make river navigation tricky and stressful.

You also want to make sure that while you are conscious about how the size of your boat is external, you allow for enough space internally.

No matter what type of boat you choose you will be giving up some luxuries and living a more minimalist lifestyle. You need to look at what your minimum size requirements will be and start there.

Another thing that is extremely important when choosing is the condition of the boat. Because these types of boats are so expensive, you will most likely be looking at used options.

This means that you will want to get your boat fully inspected before you buy it.

Much like you would get an inspector for your home, you are able to hire marine inspectors who can see things on your vessel that you can’t.

The most important places of consideration are the hull and the engine.

Even a tiny hairline crack in the hull can expand and get worse over time. These are also the most dangerous because you are less likely to see them and get them taken care of.

A marine inspector will also be able to give you a rundown on the vessel and this might help you plan for future expenses and even to negotiate a better price.

In addition to this, when buying a used boat you want to make sure you do not buy a boat that is exactly your budget. You will want to save at least %10 of your budget for possible issues and immediate maintenance needed.

Maintenance will be an ongoing expense that you will have to plan for in order to maintain the integrity of your boat.

Is It Possible To Live On A Boat Full Time?

Living on a boat full time is completely possible if you know what you are doing.

Where to Moor Your Boat:

One of your most major considerations will be where to keep your boat. Many places require marinas to have a liveaboard license and many of the places that do have long waiting lists that could last years.

If you know you want to live aboard a boat full time you will want to start checking into places right away. It would also be wise to not close a deal on a boat until you know you have somewhere to put it.

You will also want to consider the location of where you are mooring your vessel.

If you choose to dock your boat in a marina you will be more likely to have 24/7 access to both electricity and water. This is not true if you choose to live at anchor or on a mooring bay.

This can make a big difference in the comforts afforded while you are living on your boat.

Another consideration to make is the ease of getting on and off your vessel. If you do not moor in a marina you could be relying on a dinghy to get on and off your boat and this can quickly become a hassle, especially if you are transporting things with you as well.

Live-aboard marinas often provide more comfort to you, such as cable, Wi-Fi, or even laundry.

Marina’s do come with a higher cost, so you will have to decide if this is worth it to you.

Comfort Issues To Consider

One major challenge of living on a boat is space. Even with a spacious boat, you will always be living in close quarters to your boat-mates.

Depending on the size of boat you get, you could be asking your partner to move every time you want to move to a different room or area of the boat.

This can quickly get annoying and you will want to make sure that you and your partner both understand the reality of the situation.

Even if you plan to live alone you can be looking as small and confined spaces.

One good way to know if you can handle the day to day challenges of a liveaboard lifestyle is to try it out first. There are plenty of ways to rent a boat to test the waters before you take the plunge.

Another challenge is living without the comforts that most people have every day. Most liveaboards that are affordable do not have hot showers or laundry. 

They also usually have small kitchens and bathrooms with small amounts of storage space. If you are a person who likes to have everything and minimal living is not something that sounds appealing, living on a boat is likely not for you.

To keep your space comfortable, you might want to also consider a dehumidifier to keep your humidity in check.

Important Safety Considerations

affordable liveaboard sailboats

One major thing to make sure you plan for is safety. Like all boats, you will need to have the proper life preservers and flotation devices. This is a legal requirement on all water vessels.

In addition to the proper flotation devices, you will want to make sure you have all other required safety equipment.

This includes a fire extinguisher, a carbon monoxide detector in all enclosed areas, a flare, an emergency kit, and a first aid kit.

You should also have anything needed to repair unexpected maintenance issues. Depending on where you are, you will want to make sure you can deal with any issues that might arise until you can get to help.

In addition to the standard safety precautions, living on your boat comes with a few more.

If you are planning to live on your boat, and travel, you will want to make sure you are confident in your abilities and your boat itself before you get too far away from shore. It is wise to spend a few months cruising near land and shores before you attempt any long trips.

You also need to ensure you have the proper communication equipment on board.

Depending on how far from shore you get, you might not be able to communicate using traditional methods such as a cell phone.

A cell phone will be less effective the farther away from shore and any cell phone towers you get.

You should be sure to have satellite communications, a marine radio, and a Ham radio on board.

You will also want to make sure you regularly get your boat inspected and perform any routine maintenance. A boat that is fully functioning and well maintained will be the safest.

How Much Will Living On A Boat Cost Me?

Despite the large upfront cost, living on a boat can be cheaper than living in a traditional manner.

Costs that come with a live-aboard boat can include, but are not limited to:

  • Insurance: Just like with a home, car, or daily use boat you will need to pay for insurance. The live-aboard insurance rate will be higher than just recreational boating insurance. This insurance can sometimes compare to home insurance.
  • Moorage: Like insurance, live-aboard moorage is more expensive than traditional insurance. You will also need to go to a marina that holds a live-aboard license.
  • Mortgage Payments: If you cannot pay for your boat out of pocket, which is likely, you might have to make loan payments on it. Depending on what you spent on your vessel this could be costly.
  • Maintenance Costs: After your initial purchase you will still need to spend money on boat maintenance. This expense will vary based on the age of the boat, how often you perform regular maintenance, and how you use the boat itself.
  • Utilities: Based on how you have decided to live on your boat, you might have utilities or additional costs with the marina. This will likely still be less than you would pay in a traditional living situation.
  • Provisions and Entertainment: Just because you don’t live in a traditional manner, you will still need to buy traditional items such as food, toiletries, and entertainment. If you live completely without the comforts you are used to, your experience will not be very pleasurable.

Most importantly while looking at expenses, you need to make sure you are budgeting and stick to it.

If you are not able to afford your lifestyle, you will not have a lot of immediate options.

If you choose to travel while you sail, budgeting will be even more important. Traveling often does not allow for a traditional job and you do not want to overspend if you do not have any money coming in.

If you know this is the lifestyle you want to live, you might consider going all in. Many people sell their homes in order to live this lifestyle.

What Boat Should I Get For Full-Time Living?

Before you buy a boat to live aboard, you need to be clear about your needs.

There are a lot of options to choose from and this is not a decision to rush through. One of the first things that you need to decide when picking a boat is whether you want a motorboat or a sailboat.

A Sailboat Or A Motorboat?

Sailboats are not just appropriate for ocean living, they are also good for lake, river, or bay living. Sailboats are quieter than motorboats and are generally more economical because they use less gas.

One issue with sailboats is that they require more skill to handle and they might not be ideal for a singular person.

Like any boat, you will want to ensure that you are choosing the right size. If you plan on using your sailboat in a river, you will want to think about the required clearance when it comes to bridges.

Motorboats with ample cabin space can also be ideal for full-time living on a lake, river or bay.

These boats are often very spacious and easy to handle. Unlike sailboats, you do not have to take classes or training to be able to maneuver or handle the vessel. Motorboats that you can live aboard can range from trawlers to yachts to certain types of catamarans .

Motorboats do not rely on the wind and this can make them ideal for a boat you want to do both living and traveling on.

The issues with motorboats is that you will need to consider gas and other expenses that come with running an engine.  They are also louder than sailboats and often their engines are placed close to living quarters. This can make sleep difficult if you are moving.

Below are some inexpensive boat options that would be perfect for full-time living .

What Are The Benefits?

Even though this all might seem very expensive, there is a large list of benefits as well. 

Living on a boat can be cheaper than living in a traditional home, especially in high priced areas.

The main reason that you should live on a boat is the freedom and adventure that comes with it.

You would be able to take your home on vacation with you or just pick up and go to a new location.

You are also more likely to meet adventurous and like-minded individuals who will most likely have interesting stories to tell. 

One of the best parts about living out on the water is the views that you will see. There is nothing quite as beautiful as waking up to a sunrise over the water.

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13 Most Practical Boat Liveaboard Places in the US

affordable liveaboard sailboats

If you’re considering moving onto your boat full-time, there is a range of practical issues you need to take into account before choosing a permanent liveaboard location in the U.S.. For starters, if you’re hoping to live aboard whilst working, you’ll obviously need to be close enough to commute to your office every day. For those of you who are retried or remote workers, you can count yourselves among the lucky ones and you have a bit more freedom to choose where you want to live.

There are plenty of stunning spots in the U.S. but not all of them are practical for year round living. At the same time, you need to be aware of hidden fees and taxes that different states impose so be sure to research any destination thoroughly before packing your bags and heading across the country. Living aboard can be a fantastic adventure, giving you the freedom to live in beautiful destinations for lower prices than waterside properties and the added bonus of being able to sail away whenever the feeling hits you. This list takes into consideration practicality and adventure because really the two go hand in hand when it comes to living on your boat!

Read on for 13 of the best places to liveaboard in the U.S. to maximise your quality of life and quality of sailing.

On this page:

San francisco bay, california, newport, rhode island, green bay, lake michigan, corpus christi, texas, san juan island, washington, tacoma, washington, lake of the ozarks, missouri, long beach, california, chesapeake bay, maryland, long island, new york, tampa bay, florida, destin, florida, oahu, hawaii.

affordable liveaboard sailboats

San Francisco Bay is a paradise for sailing. The sheer variety of conditions and scenery you can find in the bay makes it an ideal destination for anyone who loves a challenge. Whilst the weather is not as warm as others on this list, if you wrap up well when you’re out and make sure your boat is fitted with a good heater, it can make an excellent choice. From the Tiburon Peninsula to Richardson Bay to the Farallones, there is a wide range of conditions and winds to contend with. At the same time, there’s plenty of developed waterfront areas to eat, grab a drink or go shopping.

One of the cheapest places to live aboard in San Francisco Bay is Oyster Point Marina where reports put the monthly cost at $350 plus a live aboard fee of $200. Generally, the harbours get less expensive as you go further inland. Good choices include San Rafael and Vallejo.

For cruising at the weekends there’s plenty of destinations on offer including Angel Island or the Petaluma or Napa Rivers. If you have longer, you could consider sailing south to Half Moon Bay or Monterey. A combination of cheap rates (if you know where to look), varied sailing, and plenty of destinations nearby make San Francisco Bay a top choice for liveaboards.

affordable liveaboard sailboats

Perfectly positioned on Aquidneck Island, near the mouth of Narragansett Bay, Newport is known as the sailing capital of the world. Whilst this title is certainly up for debate and there’s plenty of other destinations claiming the same, it’s a really popular destination on the East Coast. The area is blessed with a beautiful shoreline and more than 400 miles of coast dotted with beaches. There are yacht tours and a regatta during the sailing season, which runs from mid-April to late October, and there’s some good liveaboard spots available too.

Newport’s popularity makes it an expensive choice but there are some areas that are more reasonable options. Wickford, on the west side of Newport, has rates starting at around $500 per month for a medium-sized boat with access to the town. Jamestown across the bay is also a less expensive option. Getting across to Newport itself is easy enough and the proximity means you can still enjoy all the city has to offer. If walking is more your idea of a good time, there’s a 3.5 mile cliff walk to sink your teeth (feet?) into.

affordable liveaboard sailboats

Green Bay on Lake Michigan is another picturesque and convenient choice for liveaboard hopefuls. Green Bay is separated from the rest of the lake by the Door Peninsula and the Garden Peninsula and the islands between them. The waters around Green Bay have been important for hundreds of years, serving as a key waterway for trading fur and pelts. Its history as a port can be traced back to Native American use before British, French and American traders began building military fortifications to secure their hold on the territory in the early 1800s.

You can get to Green Bay via the Fox River, Sturgeon River and Porte des Mortes. Green Bay is ideal for fishing fans as well as offering a large variety of onshore activities from shopping to eating out to the Green Bay Botanical Garden. Green Bay rates start as low as $150 a month if you’re on a strict budget. Be warned, for this price the space will be basic. For higher prices you can find somewhere nicer - you pay for what you get in this area.

affordable liveaboard sailboats

A coastal city on the Gulf Coast of Texas, Corpus Cristi is an affordable and popular option for living aboard, offering the practicality of being close to the city but the romance of life at sea. Sheltered by the Padre and Mustang Islands, the waters are home to sea turtles and migratory birds can be seen flying overhead. At the same time, the waterfront is undergoing increasing amounts of development. It’s known as a safe and laid-back city, making it a popular choice if you’re looking for an easy life.

Texas is a great state for liveaboards as boat taxes are relatively low. You can find slips starting at just $150 per month for smaller boats though prices go up for larger boats of course. One example is a 60-foot slip for $3,000 per year, working out at just $250 per month. Some marinas in Texas allow you to pay annually instead of monthly, which can also save you money long-term.

affordable liveaboard sailboats

Stunning views, regular festivals and friendly locals - San Juan Island can offer a lot if you’re looking to liveaboard. San Juan is the second largest island in the archipelago between Vancouver Island in British Columbia and mainland Washington. In spite of this, at only 24 miles long, 9 miles wide and a population of 7,500, it’s definitely a small town spot. Here’s a location where everyone knows everyone.

Visitors are drawn by the woods, the beaches and the impressive views of the Olympic Mountains. For cultural activities, there’s a wide range of galleries and studios on the islands thanks to the large number of artists who call the area home. It is also the best spot in Washington for sailing. Despite the drop in temperatures, it’s suitable for sailing year-round, making it an ideal location if you’re planning to liveaboard for 12 months of the year. The best time to sail is from April to October and in the summer you can see orca wales on their annual migration. Be warned, rates tend to be higher for San Juan than other locations but if you have the budget, it’s worth it.

affordable liveaboard sailboats

Tacoma is a practical choice for those looking for reasonably priced slips in Washington. Perched on the Puget Sound, Tacoma’s Commencement Bay offers liveaboards city conveniences combined with great sailing. The Puget Sound itself offers good cruising grounds and you can head north to the San Juan Islands for trips. In the South Sound, there are plenty of state parks to be found and fantastic scenery thanks to Mount Rainier only 42 miles away. This is also handy if you’re looking for adventure activities on dry land. What’s more, Tacoma neighbors Seattle and is close enough that you can head over there whenever you’re looking for a taste of the big city.

Rates for liveaboards vary depending on where you’re looking in Puget Sound. Reports for Tacoma put slips at $500 per month compared to $750 in Seattle. Nearby Bremerton is another good choice for keeping costs fairly low. The great news about this location is that there’s a lot of choices for liveaboard marinas so you can find one that suits your needs, be it an on-site gym, a kitchen, showers or storage facilities.

affordable liveaboard sailboats

Coming in top for the most break-taking scenery, the Lake of the Ozarks is a truly stunning place to live. Thankfully, living aboard your boat is also fairly cheap, giving you a much better deal than if you tried to buy or rent a lake-side property. The water levels are fairly stable year round and there is a wide range of marinas to choose from who are happy to accommodate liveaboards. Different marinas offer different amenities with some set up for entertaining, with access to BBQs and bars and others better for a quieter lifestyle. It’s a good idea to tour some of them before you decide where to stay to get a feel for the different atmospheres and what you can expect.

There’s no end to the conveniences on offer in this the Ozarks with dockside cafes and restaurants aplenty, placed at convenient points along the shore. The Lake of the Ozarks is so well set up for liveaboards that you can even get food delivered to your boat! This is the ultimate spot for convenience and practicality, if takeout is your idea of being practical!

affordable liveaboard sailboats

A really popular destination for liveaboards, Long Beach offers a large number of liveaboard locations that you can take advantage of. The nearby Channel Islands make a nice destination for sailing trips and you can enjoy other water-based activities like scuba diving and kayaking too. This is a fantastic choice if you want to live in a place where it’s summer all year round.

The only drawback for living aboard in Long Beach is the waitlist for slips. Thanks to a restrictive cap of 10% for liveaboards in each marina, it can be tough to find a free space. There is no fee for putting in a ‘Liveaboard Request’ but you’ll need to be patient. If you have time to spare then the rewards are worth it and it’s a good option for practicality and a high quality of life. However, this destination is not for spur of the moment decisions!

affordable liveaboard sailboats

One of the most popular destinations for year-round living, Chesapeake Bay has a lot to offer liveaboards. From rich biodiversity to stunning sailing destinations nearby, there’s a whole range of reasons that this one is on the list. You can choose from a large number of different marinas around the Bay so it’s up to you if you prefer to live near Baltimore, Virginia Beach or anywhere else in the area. At the same time, the Bay offers protection against bad winter weather so it’s a practical choice for all seasons.

Prices can vary depending on where you go and how close you want to stay to urban areas. The starting point is around $300 per month and rates go up from there. For city living on board your boat, you’re going to pay between $5,000 to $8,000 a year here.

affordable liveaboard sailboats

Long Island is the perfect choice for living aboard if you’re looking for plenty of destinations to sail to in your free time. You’re at the gateway to New England and can easily head to Connecticut, Rhode Island and Massachusetts in less than an hour. Of course, you can’t forget about New York City as well! Have you ever fancied sailing through Manhattan? It’s a challenging but rewarding cruise with plenty of iconic views along the way. Alternatively, head to The Hamptons for an upmarket experience in the destination of choice for wealthy city-dwellers during the summer.

Long Island itself is 100 miles long and 20 miles wide with bays and inlets, extending into the open ocean. This makes it an awesome destination for sailing, sight-seeing and living aboard. Unsurprisingly, prices are more expensive than others on this list at approximately $600 per month for a 40-foot slip.

affordable liveaboard sailboats

One of the biggest attractions for living aboard in Florida is the weather. You can’t beat the year long summer climate that makes really comfortable conditions for liveaboards. There’s a whole range of options if you’re looking to live aboard in Florida but Tampa Bay is an affordable choice compared to other locations closer to big cities. You’ll find a wide range of rates reflecting the location you choose.

In Tampa and neighboring St. Petersburg, you should be able to find marinas offering $500 per month for a 40-foot slip and other spots that are lower. The beauty of Tampa is that the waterfront is well developed with food, shopping and leisure options to keep you entertained. This means there’s no commute inland to get somewhere fun. Be warned, insurance can be high in Florida and local laws means there’s hoops you have to jump through in order to live on your boat. If you can take this in your stride than Florida makes a great choice.

affordable liveaboard sailboats

Staying with Florida, Destin is another blissful choice for would-be liveaboards who are looking for a relaxed, subtropical lifestyle. Destin’s beaches are one of the biggest draws for this location, as well as the number of barrier islands to explore. Located on the Panhandle of Florida, Destin is a paradise for leisure activities. The bay and Intracoastal Waterway is perfect for sailing beginners but getting out to the east Pass and the Gulf of Mexico is where the real fun begins. Tides, swells and cross-currents make it a challenging and exciting sailing destination.

The popularity of this destination makes Destin a more expensive choice. You will most likely have to go on a wait-list before you can find a slip. On the other hand, Florida is one of the states with the lowest taxes on boats so that can work in your favour. What’s more, Panama City is within easy reach of Destin for a weekend or head to Choctawhatchee Bay and discover the inland waterways and islands of the Santa Rosa Sound.

affordable liveaboard sailboats

Hawaii is an awesome spot for sailing and the island of Maui is considered to be one of the best in the U.S. but Oahu island has a lot to offer liveaboard hopefuls. Honolulu may seem like an obvious choice but there are other options elsewhere on the island that offer practical alternatives. As with other sought-after locations, many of the liveaboard marinas on Oahu have long wait lists and it can be hard to find spaces for permanent stays. Some of the most popular options, including Haleiwa Harbour on the North Shore have wait times of up to 20 years! This is because it’s the only safe harbour on this shore.

If you can find a space, Hawaii life is worth it. From snorkelling to diving, the island life is truly tempting. In the summer months, you can sail to Waimea Bay and anchor on the sand for a romantic getaway. Thanks to the conditions, you can sail year-round and the infamous Hawaiian winds give you plenty to work with, ensuring you’ll never get bored.

Now the only question is, which destination will you choose?

lee rawlings

ahoy do you know list of low price live a boards in south florida, miami to port st lucie area

Katherine Lindell

Thinking about living aboard your boat in Hawaii? Don’t even go there. Hawaii is considered to be one of the worst sailing destinations in the country if not is the entire world. The entire boating scene in Hawaii is tightly controlled by the division of boating and ocean recreation, well known here to be corrupt and dysfunctional under the leadership of a certain Edward underwood, himself A stunning example of compromised agenda. You are currently not allowed to live anywhere in the state of Hawaii on board your vessel. And because the state’s government is so incredibly corrupt we don’t see this changing anytime soon.

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Best Inexpensive Bluewater Sailboats

Best Inexpensive Bluewater Sailboats | Life of Sailing

Last Updated by

Jacob Collier

December 28, 2023

Sailing is an exhilarating experience, but it can be expensive. If you are looking for the best inexpensive bluewater sailboats, then this article will help!

The best inexpensive bluewater sailboats are the ones that are small, fast, and sturdy. If you can find one that is easy to build as well, then you will have to pay much less for it. These sailboats are also seaworthy enough to handle the open ocean without being too big or complicated.

Sailing is a great way to spend your free time. It's an activity that has been enjoyed by people for centuries, and it can be done with just about anyone of any age or physical ability. The only problem many people have is the cost associated with purchasing a boat, which can really put a damper on things if you are on a tight budget. But don't worry! We have found some of the best inexpensive bluewater sailboats, so you won't have to break your bank account in order to enjoy sailing!

There are many options available, but not all of them are worth your money. That is why we have looked at some of the top boats on the market and picked out our favorites. Whether you're an experienced sailor or just getting started, these boats will get the job done right!

Table of contents

‍ 1. Cape Dory 30

{{boat-info="/boats/cape-dory-30"}}

If you're looking for a quality, affordable bluewater sailboat, the Cape Dory 30 is definitely worth a look. This boat has been cruising the world's oceans for over 30 years and has a well-deserved reputation for being sturdy, reliable and easy to sail.

The  Cape Dory 30  is a moderate displacement boat that's designed for coastal and offshore cruising. She features a full keel with a rudder, making her stable and seaworthy in rough seas. The hull is hand-laid fiberglass with balsa core construction, which makes her strong and durable. The deck is also fiberglass with molded-in non-skid surfaces for safety while sailing.

The layout of the Cape Dory 30 is simple yet functional. The cockpit is roomy, with plenty of space for lounging around but not so much that you can't work the sails if needed. The self-draining cockpit has two lockers underneath that are perfect for storing tools or other nautical gear that you need to keep dry.

This bluewater cruiser offers a moderate sail area, which makes it easy to handle even under windy conditions. Because of this, she requires some wind to get going -- in 10 knots of breeze, she can reach speeds up to 6 knots under power and 7 knots under sail. As far as storage space goes, there are lockers on both sides of the berth area plus shelves above the berth for items like books and clothing.

The Cape Dory 30 was initially outfitted with worm gear steering. This sort of gear is durable, simple to use, and does not require a cockpit steering pedestal. The wheel will also keep the rudder in place without the help of a brake. The biggest disadvantage is that there isn't much rudder feedback, making it difficult to know when the boat is properly balanced. Not to mention worm gear steering will not help you sail better.

The berthing area is good, with enough room for two people to sleep comfortably. There's also plenty of headroom at six feet. The Cape Dory 30 is a great boat for coastal cruising, ocean passages, and extended cruising. She has all the features that you need to make your journey comfortable while still being able to handle a variety of sailing conditions. The estimated price for the  Cape Dory 30  ranges from $12,000 to $32,000

  • Sturdy and reliable with a long history of ocean crossings
  • Good performance in windy conditions
  • Functional layout with plenty of storage space
  • Comfortable berthing area for two people
  • May require modifications for ocean passages
  • Not as fast as some other bluewater sailboats
  • A tad expensive for an entry-level cruiser

2. Sabre 28

{{boat-info="/boats/sabre-28"}}

The  Sabre 28  is another fine bluewater cruiser in this price range. Made by Sabre Yachts, these boats have a solid reputation for being reliable, seaworthy cruisers that will last you for many years to come.

When making their 28-foot bluewater sailboat, Sabre Yachts took every aspect into consideration when designing her. They made her strong with a full keel and fiberglass hull construction but light enough to allow for better sailing abilities under power or sail. She also has plenty of storage space with lockers on both sides of the berth plus shelves above the berth to give you ample room for all your belongings while cruising.

The Sabre 28 is built with a solid fiberglass hull and deck, making her strong and durable. She has a moderate displacement of 6,000 pounds and features a full keel with encapsulated ballast. This helps her handle well in various sailing conditions while still providing good performance.

While she may not be fast compared to other bluewater sailboats in her class, the Sabre 28 makes up for it with her great handling and seaworthiness. She can handle a wide variety of sailing conditions with ease, making her the perfect boat for coastal cruising, ocean passages and even extended cruising.

The Sabre 28 comes standard with wheel steering, which gives you better control over the boat in varying conditions. There is also plenty of cockpit space for lounging around or working the sails. And because of her moderate sail area, she's easy to handle even under windy conditions.

The berthing area is good, with enough room for two people to sleep comfortably. There's also plenty of headroom at six feet. The cabin is spacious and well-ventilated, making it a great place to relax after a long day of sailing.

The Sabre 28 is also outfitted for single or double hand sailing, making her the perfect choice for couples or small families who want to explore new waterways together. She's easy to sail and forgiving, making her the perfect boat for novice sailors. The  Sabre 28  will set you back anywhere from $7000 to $27000. If you're looking for a smaller cruising sailboat, the Sabre 28 should definitely be on your list!

  • Solid reputation for being a reliable and seaworthy cruiser
  • Handles a wide variety of sailing conditions well
  • Good performance under power or sail
  • Plenty of storage space for all your belongings
  • Not as fast as some other bluewater sailboats in her class
  • Designed primarily as a coastal cruiser so it may not perform well in open waters without modifications
  •  Can only accommodate two people comfortably underneath the V-berth (greater than that might be too crowded)

3. Island Packet 31

{{boat-info="/boats/island-packet-31"}}

The  Island Packet 31  is another great bluewater cruiser for people looking to explore new waterways. They are known as one of the best sailboats for bluewater cruising due to their strength and durability.

If you're looking for a bluewater sailboat with stability, speed and comfort, then the Island Packet 31 might be the boat for you! She has excellent performance under power or sail, can handle harsh conditions with ease, and is comfortable enough to spend long periods aboard.

Designed by Bob Johnson (a boat builder and naval architect), this 31-foot boat was made specifically for open ocean sailing. Her hull is strong yet thin, making her fast while still being able to handle a wide variety of conditions. The Island Packet 31 is built with a solid fiberglass hull and deck, making her strong and durable. She has a moderate displacement of 11,000 pounds and features a full keel with encapsulated ballast. This helps her handle well in various sailing conditions while still providing good performance.

The Island Packet 31 is also built with a full keel, giving her plenty of stability should the weather become rough while out at sea. She was designed to handle large amounts of wind and waves without losing her composure, making her perfect for bluewater cruising!

She's also easy to sail, even under intense winds and stormy conditions. She has very good stability with a wide beam and moderate displacement, making it nearly impossible to capsize while sailing in open water.

The  Island Packet 31  is easy to sail and forgiving, making her a great choice for novice sailors. With a top speed of 8 knots, she's not the fastest boat on the water, but she's certainly no slouch. She also has a shallow draft of just 2 feet, 6 inches, which makes her ideal for exploring coral reefs and other shallow waters.

Though she can be somewhat slow when traveling under power or sailing alone (due to the long keel), the Island Packet is able to reach speeds up to 8 knots when using both methods together. This is still quite impressive when compared to other sailboats in her class.

One downside to this boat's construction is the lack of plywood in the deck and cabin. This can cause some concern among people who are looking for a bluewater sailboat that can withstand harsh weather conditions. However, it should be noted that the Island Packet has numerous positive reviews from sailors - proving her strength and reliability.

The Island Packet 31 is a great choice for people who want a sturdy and reliable bluewater sailboat. She's perfect for small families or groups of friends who want to explore new waterways together. With her stability, speed and comfort, she's sure to make your next sailing trip an enjoyable one! Depending on the model, the price ranges from $35,000 to $50,000.

  • Excellent performance under power or sail
  • Great option for novice sailors
  • May require some modifications for offshore sailing (depending on your experience level)
  • Some are concerned about the lack of plywood in the deck and cabin construction.
  • A tad expensive

4. Caliber 40 Sailboat

{{boat-info="/boats/caliber-40"}}

Bluewater cruisers are on the lookout for a robust, durable boat that is simple to operate and can handle all of their belongings for a lengthy trip without breaking the bank. With features like that, the  Caliber 40  comes to mind, and it's distinctive in that it's a boat that (with modifications) has been developed over many decades and has demonstrated success.

Caliber Yachts Inc. was founded in 1979 by George and Michael McCreary, along with Marshall Jones, as a backyard boatbuilding business. The brothers grew up sailing in the bay area and across Florida and the Caribbean, so they were no strangers to the sailing world.

The layout of the Caliber 40 is comfortable and accommodating for a cruising couple, with six feet, four inches of headroom and plenty of storage. There's also an optional in-mast furling system to make sail handling a breeze. The cockpit is roomy and perfect for lounging around or entertaining guests.

Because of her heavy displacement, she requires some assistance from the wind. However, sailing 5 knots in 9 knots of wind with a beam reach isn't bad and can last up to 140 miles in the trade winds, which is not too shabby. This sailboat sails well and has a surprisingly light helm. The boat heels to 15 degrees, but it doesn't have the signature hobbyhorse effect that heavy displacement boats typically have.

Her overall performance is respectable, with a top speed of 9 knots under power in 10 knots of wind. In ideal conditions, she can reach up to 14.5 knots under power, so this one's no slouch when it comes to getting around quickly or having fun on the water!

In terms of storage space, there are six lockers below for all your gear and a large anchor well for bigger stuff like a spare anchor and chain, as well as other nautical tools you may need during your trip. There's also plenty of headroom at six feet, four inches. As a storage unit, the Caliber 40 has a couple of hanging lockers and shelves that are perfect for keeping belongings organized and out of the way.

The berth is full-size with plenty of width to fit two people comfortably or three in an emergency situation. One drawback about the berth is that there's only room underneath to store suitcases, so you'll have to be creative if you plan to keep anything else under there.

This boat can be outfitted for single or double hand sailing, depending on your preference! It's easy to see why this popular cruising yacht has been around for decades -- it's roomy, strong, sturdy and built to last a lifetime.

The major downside to this boat is that it can be expensive. The Caliber 40 can range anywhere from $100,000 to $200,000. However, it is possible to get a better deal on older models.

Overall, the  Caliber 40  is a great boat for coastal cruising, ocean passages, and extended cruising. It has all the creature comforts that you need to make your journey comfortable while still being able to handle a variety of sailing conditions. If you're in the market for, well-made cruiser and are willing to spill some cash, the Caliber 40 should definitely be on your list!

  • Roomy and comfortable for a cruising couple
  • Durable and long-lasting with a cored hull and deck
  • Respectable performance, with a top speed of 9 knots under power
  • Full-size berth that can comfortably fit two people or three in an emergency situation
  • Only room to store suitcases under the berth
  • May require modifications to be fully equipped for ocean passages
  • Newer models are very expensive

5. Endeavour 37

{{boat-info="/boats/endeavour-37"}}

The  Endeavour 37  is a great option for people who want a bluewater sailboat that can handle harsh weather conditions. She has excellent performance under power or sail and good stability and storage space.

If you're looking for a sailing boat that can withstand harsh conditions, the Endeavour 37 might be a perfect choice! She's known as one of the best bluewater cruising yachts due to her ability to handle large amounts of wind and waves without much trouble.

This classic yacht has a long list of positive reviews from sailors - proving she's reliable and durable enough to take you on countless adventures throughout the world. The majority of owner reviews give this boat high ratings, with most being four stars or better.

With a displacement of 21,000 pounds and a beam of 12 feet, the Endeavour 37 is not only durable but also quite spacious. She has more than enough room for any sailor - whether you're cruising with your significant other or taking your family out on an extended voyage!

Even though she's known to be strong and reliable, the Endeavour is also fast and comfortable under all conditions. She can reach speeds up to 7 knots with two powerful diesel engines while cruising in calm waters. Her top speed drops slightly when sailing in rougher weather or against stronger winds - down to 6 knots.

She's also very easy to maneuver with either power source at hand. Her Perkins 4-108 diesel engines make it simple to get her to where you want when you want.

The Endeavour 37 is equipped for cruising, with plenty of storage space for all your gear. There's a large V-berth that can comfortably fit two people, as well as an enclosed head with a marine toilet and sink. The cabin is spacious and well-ventilated, making it a great place to relax after a long day of sailing.

Though the Endeavour 37 is a high-quality boat, it's important to keep in mind that she does have some downsides - she can be costly to maintain. The Endeavour 37 can be expensive to maintain, making her a costly vessel to own and operate. If you decide to purchase this boat, make sure you have enough money saved up for regular upkeep!

Another downside is its poor up sail performance - especially in light winds. When sailing the Endeavour 37, you have to have a good sail plan and be careful not to use too much power under certain conditions.

Though the Endeavour has a few downsides, she does have a lot of benefits as well - such as her impressive speed and durability under all weather conditions. The  Endeavour 37  is estimated to be around $20,000 to $50,000. It's important to weigh both sides before making your final decision, but overall most people are very happy with their purchase!

  • Powerful wind and sea boat
  • Strong construction capable of withstanding harsh weather conditions
  • Plenty of storage space for any sailor or family
  • Good stability and handling abilities
  • Poor up sail performance
  • A bit expensive to maintain (depending on user experience)

6. Tartan 37

{{boat-info="/boats/sparkman-stephens-tartan-37"}}

The  Tartan 37  is a seaworthy, sturdy boat that's known for its strength and stability. She's very similar to the Endeavour 37 in terms of both construction and performance - with two significant exceptions: she doesn't have as much storage space, and her overall exterior design is less attractive.

With a displacement of 15,500 pounds and a beamwidth of 12 feet, the Tartan 37 can handle large amounts of wind or waves without any trouble. Like the Endeavour 37, she has two powerful diesel engines, making it simple to maneuver even in rougher conditions.

With an overall length of 37 feet 2 inches, you'll find that this sailboat offers quite a bit of room for its size. There's more than enough space for a few people to sleep comfortably, and you'll find that it's easy to move around even when at sea.

Though the Tartan 37 is very reliable and durable, she has some downsides, such as her high maintenance costs, small water tank, and inefficient interior design. If you're spending most of your time on the boat, then these will likely be little issues that don't take away from your overall experience.

If you do decide to purchase this boat, make sure you can afford all the necessary upkeep it requires! It's also important to note that owning a Tartan 37 comes with its fair share of risk as well - they haven't been manufactured for over 30 years, which means there isn't much help available should you run into some problems down the line.

The  Tartan 37  comes at around $34,000 to $70,000.

  • Sturdy boat with a strong design capable of handling large waves and winds
  • Easy to maneuver even in rougher weather conditions due to her powerful diesel engines
  • Plenty of space for both people out on the water and gear you need to store ashore
  • Not as many storage spaces as similar sailboats (such as the Tartan 37)
  • Higher maintenance costs than most other vessels on this list
  • Small water tank that can easily be tainted if not careful when cleaning or using it
  • Inefficient interior design that doesn't allow for too much privacy among family members or friends who may venture abroad from time to time

Related Articles

Best Liveaboard Bluewater Catamarans

5 Best Liveaboard Bluewater Sailboats

Born into a family of sailing enthusiasts, words like “ballast” and “jibing” were often a part of dinner conversations. These days Jacob sails a Hallberg-Rassy 44, having covered almost 6000 NM. While he’s made several voyages, his favorite one is the trip from California to Hawaii as it was his first fully independent voyage.

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IMAGES

  1. Five Affordable Sailboat Cruisers that are Perfect for Sailing to the

    affordable liveaboard sailboats

  2. Liveaboard Boats for Sale

    affordable liveaboard sailboats

  3. 6 Most Affordable Liveaboard Sailboats

    affordable liveaboard sailboats

  4. 13 Best Liveaboard Sailboats (under 30 & 50 ft)

    affordable liveaboard sailboats

  5. 5 Best LiveAboard Sailboats-Plus 8 important Buying Considerations

    affordable liveaboard sailboats

  6. 5 Top Affordable Bluewater Cruising Sailboats

    affordable liveaboard sailboats

VIDEO

  1. Best boat

  2. Sail Boats

  3. This is my sailing boat, bought hull and will finish it myself

  4. FLORIDA WATERFRONT SCENIC VIEW LIVE BOATS AND MORE

  5. Coast Cruiser Sailboat

  6. Budget Boat Buying Guide: Tips for Finding Affordable Sailboats Ep 3 with The Sailing Junkie

COMMENTS

  1. 6 Most Affordable Liveaboard Sailboats

    The Aloha 28 is under 30 feet in length, making it relatively inexpensive to dock at most liveaboard-friendly marinas. You can find this affordable liveaboard sailboat for a fraction of the cost of a new boat, as most models sell for around $10,000 to $15,000 in clean and usable condition.

  2. 13 Dirt-Cheap Liveaboard Sailboats (That Are Actually Good)

    Liveaboard sailboats that are cheap but actually good include Westsail 32, Alberg 30, Tayana 37, Catalina 30, Ericson 35, Albin Vega 27, Bristol 32, Morgan 323, Contessa 32, Pearson 365, Hunter 31, Cal 34, and Tartan 30. The prices of these boats range from $5,000 to $50,000 or more. Living aboard a sailboat on a budget doesn't mean you have to ...

  3. 13 Best Liveaboard Sailboats (under 30 & 50 ft)

    Conclusion. So there you have it. $15,000 - $50,0000 range, 20 - 50-foot sizes, from cozy towable boats to large sailing houses. A range anybody can choose from to pursue the liveaboard dream. Nothing is stopping you now, so hit the yachtworld.com website and start browsing.

  4. 5 Best LiveAboard Sailboats

    3. Toilet with Plumbing. The fastest way to spread diseases when you liveaboard a boat is to have improper human waste storage and disposal system. Sanitation facilities are among the top considerations when choosing the best liveaboard sailboats. Using a porta-potty all year long is definitely out of the question.

  5. Liveaboard Sailboat Budget: A Complete Guide

    Budgeting on a Sailboat. Many people choose the liveaboard lifestyle because they believe it saves money. That's said, poor financial management can make living aboard cost more than living in an apartment or house. Proper budgeting and regular upkeep are essential to keep your liveaboard lifestyle affordable and comfortable.

  6. 17 Best Sailboats to Live On + What You Should Know First

    The List — Best Sailboats to Live Aboard. All lists, whether found in internet blogs or international sailing magazines, have issues. ... making it a good size range to find the perfect affordable liveaboard sailboat. The catamaran group from 35 to 40 feet has a few very popular choices, but they are right on the edge of being too small for ...

  7. Best Liveaboard Boats Under 600K

    Some look like actual floating houses rather than boats, others look like more modern and sleek vessels. The 2021 Planus Nautica Aquadomus houseboat in the photo above was listed for sale on YachtWorld for $388,119 by Planus Nautica. With a balanced distribution of space, the capacity is extended to 12 people onboard.

  8. Affordable Liveaboard Sailboats: How Much Does It Cost to Live on a

    What are some affordable liveaboard sailboat options? There are several affordable liveaboard sailboats available, including the Catalina 25, Catalina 30, Cal 28, Aloha 28, Catalina 34, and Tartan 34 C. These sailboats range in price from $4,000 to $50,000, offering affordability in terms of both purchase price and maintenance costs. ...

  9. Best Liveaboard Catamaran Sailboats

    The Voyage 44 is an excellent liveaboard catamaran due to its wide beam and extremely spacious living accommodations. Out of all the boats on this list, the Voyage 44 is likely the best value overall as it's relatively affordable. The Voyage 44 may be the perfect long-term liveaboard catamaran under 50 feet in length. Quick Facts:

  10. The Live-Aboard Life: Best Liveaboard Yachts

    Best Live Aboard Sailboats Brands. Catalina Yachts (the Cataline 30 is the most popular) Beneteau Boats. Pearson Sailboats. Islander 36 / I36 Boat Models. Leopard. Manta. Fountaine Pajot. Nautitech.

  11. Affordable Liveaboard Havens: Top 8 Boats for Ocean Nomads

    When we start talking about cheap liveaboard boats, it is understood that we are considering used boats rather than new ones. That puts the Islander 36 in the mix of the best and cheapest live-aboard sailboats. The last Islander boats were built in 1985. 750 of the Islander 36s were produced from 1971 to 1985. Many are still on the water and ...

  12. 10 Affordable Sailboats Under 50 Grand

    Tankage for fuel and water is on the small side, so consider adding a bladder tank for longer periods aboard. With the Islander 36, naval architect Robert Perry credits interior designer Joe Artese with revolutionizing sailboat accommodations — no longer a "boy's cabin in the woods."

  13. Affordable Live-Aboard Boats

    Specifications: LOA: 33' Beam: 11' 5" Draft: 2'7" Fuel: 132 gallons Water: 79 gallons. Pricing: Base Price: $255,000. View Greenline 33 boats for sale on Boat Trader. Visit greenlinehybridusa.com for more information. A guide to live-aboard boating and expanding options while Contracting Space.

  14. 10 Affordable Cruising Catamarans

    Here, then, are 10 cool cats to ­consider in the ­$300,000-or-less range: Advertisement. 1. Fountaine Pajot Orana 44 (above) Fountaine Pajot had the misfortune of tooling up this boat just before the global financial crisis, so not that many of them were built between 2007 and 2012.

  15. 6 Popular Boats For Full-Time Living (Affordable Options)

    The boat truly is impressive for its small size and will be comfortable for living in. The price of this vessel can range from $170,000 to over $200,000 depending on the year and the options available. Other Lagoon options can be more expensive but are also great live-aboard vessels. 6. Leopard 44.

  16. 5 Best Liveaboard Bluewater Sailboats

    Here are the best liveaboard sailboats for bluewater cruising. 1. Pacific Seacraft Flicka 20. cdmech. The Flicka 20 is the smallest and most interesting sailboat on our list. At only 20 feet overall in length, the interior accommodations of this vessel are spartan at best and suitable for minimalist living.

  17. 13 Most Practical Boat Liveaboard Places in the US

    One of the cheapest places to live aboard in San Francisco Bay is Oyster Point Marina where reports put the monthly cost at $350 plus a live aboard fee of $200. Generally, the harbours get less expensive as you go further inland. Good choices include San Rafael and Vallejo. ... Thankfully, living aboard your boat is also fairly cheap, giving ...

  18. Buy New models at an affordable price in Moscow with delivery

    Our store "Russian Watches" in Moscow located at Arbat Street, 11 (2-nd floor) and works every day from 10.00 - по 21.00

  19. 10 Best Sailboats To Live In

    Living aboard a sailboat is an exciting lifestyle choice, but there are lots of considerations you'll need to make. ‍First and foremost, you have to pick a boat to live in. Unless you plan on sleeping under a canvas tarp, it's essential to find a sailboat with a proper cabin. Cabin sailboats became common in the United States during the early 20th century, but size and amenities vary ...

  20. Best Inexpensive Bluewater Sailboats

    Table of contents. ‍ 1. Cape Dory 30. If you're looking for a quality, affordable bluewater sailboat, the Cape Dory 30 is definitely worth a look. This boat has been cruising the world's oceans for over 30 years and has a well-deserved reputation for being sturdy, reliable and easy to sail.

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    1 074 $. Add to cart. On demand. Zlatoust watch factory. 195ЧС. mechanical with automatic winding.

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