affordable liveaboard sailboats

13 Best Liveaboard Catamarans (For All Budgets)

If you want to enjoy long-term living on the water, a liveaboard catamaran can provide the perfect combination of comfort and adventure. However, buying and owning a catamaran can cost you a fortune. If you're not sure which one suits your budget, here are 13 of the best liveaboard catamarans on the market today, covering a range of budgets and lifestyles.

The 13 best liveaboard catamarans for different budgets are:

Nautitech 46 Open

Lagoon 450f, nautitech 46 fly.

If you're on a tight budget but still want to enjoy the liveaboard lifestyle, the Leopard 40, Lucia 40, and Lagoon 400 are some of your best options. If you have a slightly higher budget to live up to your dream life aboard, let's see which of these catamarans will suit your needs best.

• Low-budget liveaboard catamarans cost anywhere from $350,000 to $450,000, while high-budget options range from $1,000,000 to $2,000,000.
• The living space of the best liveaboard catamarans ranges from 77 sqm to 215 sqm, with the higher-budget options generally offering more space.
• Most catamaran models come equipped with one galley and multiple heads, with the number of heads ranging from 2 to 4.
• High-budget catamarans like Lagoon 52 and Catana 50 are built with advanced safety features such as a self-tacking jib and an automatic reefing system.

On this page:

Best liveaboard catamarans for all budgets.

When choosing the best liveaboard catamaran, there are questions you need to ask yourself such as:

• Are you planning to live aboard full-time or just part-time?
• Will you be traveling extensively or staying in one location?
• Do you plan to fish or engage in other water activities?

If you plan to sail around the world and are not sure what catamaran size is perfect for your goal , you can get some tips from this article.

You may also need to check your budget. Keep in mind that the purchase price is just one aspect of the cost of owning a catamaran. See how much it actually costs to buy and own a catamaran in this article.

You may also need to factor in ongoing maintenance, repairs, and other expenses, such as docking costs. Docking costs depend on the location of the marina and the actual size of your catamaran, but to give you an idea of how much it costs to dock a catamaran , here's an article that can help you.

The best liveaboard catamarans have these most important features :

Living space Look for a catamaran with an open layout, large windows, and plenty of natural light to create a spacious and inviting living area.

Galley and heads Choose a catamaran with a well-designed galley that is easy to use and has plenty of storage space. The heads should be spacious and comfortable, with a separate shower area if possible.

Performance and handling You might want to opt for a catamaran with a good sail plan and sailing controls that are easy to operate. If you plan to do offshore cruising, perhaps consider a catamaran with a shallow draft and good seaworthiness.

Safety and seaworthiness Choose a catamaran with sturdy construction and good safety features, such as handrails and lifelines. You might want to make sure also that the catamaran is designed for single-handed sailing if you plan to sail solo.

Estimated price range: $400,000 - $500,000

Living space inside Leopard 40

The Leopard 40 has a spacious interior with a modern and stylish design. It features four cabins and two heads, providing ample living space for up to 8 people.

The cabins are well-ventilated and well-lit, with large windows that offer panoramic views of the sea. The saloon is also spacious, with comfortable seating and a large dining table.

Galley and heads of Leopard 40

The galley is well-equipped with a large refrigerator, freezer, gas stove, oven, and plenty of storage space. The heads are also well-designed, with separate shower stalls and electric toilets.

Performance and handling of Leopard 40

The Leopard 40 has a sleek and streamlined design that allows it to move smoothly through the water. The twin engines provide plenty of power, and the boat is easy to maneuver even in tight spaces.

The boat also comes with a range of performance features, such as a large sail area, a self-tacking jib, and a full-batten mainsail.

Safety and seaworthiness of Leopard 40

The Leopard 40 is built to the highest standards of safety, with a strong and durable hull, high-quality rigging, and a range of safety features such as lifelines, handrails, and safety harnesses.

The boat also has excellent stability, which makes it very safe and comfortable to sail in rough seas.

Estimated price range: $450,000 - $550,000

Living space inside Lucia 40

The Lucia 40 is a spacious catamaran that offers plenty of living space for a family or a group of friends. It has a large saloon with a U-shaped sofa and a dining table that can comfortably seat six people.

The saloon is surrounded by large windows that provide plenty of natural light and a great view of the surroundings. The catamaran has four cabins and two heads, which provide ample sleeping space for up to eight people. The cabins are well-appointed and offer plenty of storage space.

Galley and heads of Lucia 40

The galley on the Lucia 40 is located in the saloon and is well-equipped with a three-burner stove, oven, fridge, and plenty of counter space for food preparation.

The two heads are located in each hull and are equipped with a shower, toilet, and sink. They are spacious and provide plenty of privacy.

The Lucia 40 is a performance-oriented catamaran

The Lucia 40 is a performance-oriented catamaran that is designed for cruising in comfort. It has a sleek and modern design that allows it to sail efficiently in a wide range of wind and sea conditions.

The catamaran is equipped with a full batten mainsail and a furling genoa, which provide excellent sail performance. The helm station is located on the flybridge, which provides excellent visibility and allows for easy handling.

The Lucia 40 is a safe and seaworthy catamaran

The Lucia 40 has a solid fiberglass hull and a structural bulkhead that provides excellent strength and rigidity. The catamaran is equipped with all the necessary safety equipment, including life jackets, flares, fire extinguishers, and a first aid kit.

It is also equipped with a comprehensive navigation system, which includes GPS, radar, and an autopilot, to ensure safe and accurate navigation.

Estimated price range: $350,000 - $450,000

Living space inside Lagoon 400

The Lagoon 400 offers ample room for passengers to relax and socialize. The main saloon is located on the same level as the cockpit, creating a seamless indoor-outdoor living experience.

The saloon features a large dining table and comfortable seating, while the cockpit provides additional seating and a table for outdoor dining. The cabins are also spacious and comfortable, with plenty of storage space.

Galley and heads of Lagoon 400

The galley is well-equipped with a stove, oven, refrigerator, and sink, making it easy to prepare meals while underway. The heads are also well-designed, with separate shower stalls and electric toilets.

The Lagoon 400 has good sailing performance

This boat has a generous sail area, a powerful rig, and a light displacement, which allows it to sail well in a variety of conditions. The boat's twin hulls also help to reduce drag and increase stability, which makes it easier to sail in choppy seas or high winds.

The Lagoon 400 is also equipped with twin engines, which allow it to be easily maneuvered in tight spaces or when docking. The boat's shallow draft, which is one of the advantages of sailing a catamaran , also makes it suitable for exploring shallow waters or anchoring in secluded bays.

The Lagoon 400 is designed to be safe and seaworthy

The boat's twin hulls provide excellent stability, which reduces the risk of capsizing. See a detailed comparison between catamaran and monohull in this article.

The boat is also equipped with a range of safety features, including a solid fiberglass hull, watertight bulkheads, and a high freeboard, which helps to keep the boat dry and reduce the risk of swamping.

The boat is also built to withstand rough seas and strong winds, with a reinforced hull and high freeboard. It also features a range of safety features, including lifelines, safety harnesses, and an emergency tiller.

The Bali 4.0 is a catamaran that offers ample living space

The cockpit and saloon are on the same level, which creates a large open-plan living area. The saloon has a U-shaped seating area, which can comfortably seat six people, and a large table that can be lowered to create a double berth.

Galley and heads of Bali 4.0

The galley of Bali 4.0 is located aft of the saloon and is well-equipped with a three-burner stove, oven, refrigerator, and sink. The boat has four cabins, each with its own en-suite head and shower. The cabins are spacious and comfortable, and the heads are modern and well-designed.

Performance and handling of Bali 4.0

The Bali 4.0 has a self-tacking jib and a fully battened mainsail, which makes it easy to sail short-handed. The boat is also equipped with a Code 0 sail, which provides additional downwind performance. The boat's helm is responsive and easy to control, and the boat is stable and predictable in a variety of conditions.

Safety and seaworthiness of Bali 4.0

The Bali 4.0 is a seaworthy boat that is designed to be safe and comfortable in a variety of conditions. The boat has a high freeboard, which provides additional safety and protection from waves and spray.

The boat also has a solid foredeck, which provides additional safety when moving around the boat. It is also equipped with a full suite of safety equipment, including life rafts, life jackets, and safety harnesses.

Estimated price range: $500,000 - $600,000

Living space inside Bali 4.3

The Bali 4.3 has a large saloon with panoramic views, plenty of natural light, and a modern design. The saloon is equipped with a large U-shaped sofa, a dining table, and a chart table. The cockpit is also spacious and features a dining table, a sunbathing area, and a helm station.

Galley and heads of Bali 4.3

The galley and heads on the Bali 4.3 are well-designed and offer plenty of space and storage. It is located in the saloon and features a 3-burner stove, an oven, a large refrigerator, and plenty of counter space. The heads are located in each hull and feature a separate shower, electric toilets, and plenty of storage.

The Bali 4.3 is a fast and agile catamaran. It features a self-tacking jib and a square-top mainsail, which make it easy to handle and maneuver. The boat is also equipped with twin engines, which provide good speed and maneuverability.

The Bali 4.3 is a very safe and stable catamaran

The Bali 4.3 features a solid construction, a high freeboard, and a wide beam, which make it very stable and comfortable even in rough seas. The boat is also equipped with a number of safety features, including lifelines, safety harnesses, and life jackets.

Living space of Catana 42

The Catana 42 has a spacious interior layout with plenty of natural light and ventilation. The saloon and cockpit are integrated into one living area, which provides a comfortable and functional living space.

Galley and heads of Catana 42

The galley is located in the port hull and features a three-burner stove, oven, refrigerator, and ample storage space. The heads are located in the starboard hull, with one head serving as the owner's suite en-suite and the other serving the remaining three cabins.

The Catana 42 an excellent performer

The catamaran is designed to be fast and stable, with a high bridge deck clearance and a narrow hull-to-waterline beam ratio. It also has a large sail area, which provides good speed in light winds.

The Catana 42 is built with safety and seaworthiness

The boat is designed to be self-righting in the event of a capsize , and the hulls are foam-filled for added buoyancy. The boat also features a robust construction with a reinforced keel and rudder, making it suitable for offshore cruising.

Estimated price range: $600,000 - $700,000

Living space of Nautitech 46 Open

The Nautitech 46 Open is a spacious and comfortable catamaran that offers ample living space, a well-equipped galley, and multiple heads for convenience. The living area is open and airy, with large windows and plenty of natural light.

Galley and heads of Nautitech 46 Open

The galley is fully equipped with modern appliances and ample storage space, making it easy to prepare meals and entertain guests. The heads are also well-appointed, with modern fixtures and plenty of space for comfort.

Performance and handling of Nautitech 46 Open

The Nautitech 46 Open is a capable and responsive catamaran that is easy to sail and maneuver. The boat's twin hulls provide excellent stability and make it easy to handle in a variety of conditions.

The boat's rig is designed for performance, with a large sail area and a well-balanced design that allows for easy handling and excellent speed.

Safety and seaworthiness of Nautitech 46 Open

The boat is built to the highest standards of safety and durability, with a strong and sturdy construction that can withstand the rigors of offshore sailing. The boat is also equipped with all the necessary safety features, including life rafts, life jackets, and safety harnesses, to ensure that you and your crew stay safe on the water.

Estimated price range: $700,000 - $800,000

Living space inside Lagoon 450F

The Lagoon 450F is a spacious catamaran that offers plenty of room for living and entertaining. The saloon is large and open, with plenty of natural light and ventilation.

The cockpit is also spacious and comfortable, with a large dining table and seating for up to eight people. The cabins are well-designed and offer plenty of storage space, and the bathrooms are modern and well-appointed.

Galley and heads of Lagoon 450F

The Lagoon 450F has a well-equipped galley that is perfect for preparing meals while at sea. The galley features a large refrigerator and freezer, a three-burner stove, an oven, a microwave, and plenty of counter space. The heads are also well-designed and offer plenty of space and privacy.

Performance and handling of Lagoon 450F

The Lagoon 450F is a fast and stable catamaran that is easy to handle. The boat is powered by two Yanmar diesel engines, which provide plenty of power and speed.

The boat is also equipped with a high-performance sail plan, which allows for easy and efficient sailing.

The Lagoon 450F is designed to handle a variety of weather conditions

This boat is built to the highest standards of safety and quality and is equipped with all of the necessary safety equipment, including life rafts, life jackets, and emergency flares.

The boat is also designed to be self-sufficient, with a large water tank and generator, which allows for extended periods of time at sea.

Living space inside Helia 44

The Helia 44 has a spacious and well-designed interior that maximizes living space. The saloon features large windows that provide plenty of natural light and offer stunning views of the surrounding scenery.

The seating area is comfortable and can accommodate up to 8 people. The cabins are also spacious and well-appointed, with plenty of storage space and en-suite bathrooms.

Galley and heads of Helia 44

The galley on the Helia 44 is well-equipped and designed for easy use. It features a large refrigerator, a 3-burner gas stove, an oven, and a microwave. The heads are also well-designed, with separate shower stalls and plenty of storage space.

The Helia 44 is designed for excellent performance and handling

The Helia 44 has a powerful rig and a high aspect ratio sail plan that provides excellent speed and maneuverability. The boat also has a shallow draft, which makes it easy to navigate in shallow waters.

The Helia 44 is built to the highest safety standards

This boat has a solid construction that provides excellent stability and strength. It also features a range of safety equipment, including life rafts, EPIRBs, and fire extinguishers.

Estimated price range: $700,000 - $1,000,000

Living space inside Leopard 48

The Leopard 48 features a spacious saloon with a comfortable seating area and a large dining table. The saloon is surrounded by panoramic windows that provide plenty of natural light and stunning views of the surrounding scenery.

The catamaran also has a large cockpit area with a dining table and comfortable seating, perfect for outdoor dining and relaxation.

Galley and heads of Leopard 48

The galley on the Leopard 48 is well-equipped with modern appliances and ample storage space. It features a large refrigerator, a freezer, a three-burner stove, and an oven. The catamaran also has three heads, each with a shower, sink, and toilet.

Performance and handling of Leopard 48

The Leopard 48 is a high-performance catamaran that is easy to handle and maneuver. It has a powerful sail plan and lightweight construction that allows it to sail smoothly and efficiently even in light winds.

The catamaran is also equipped with a powerful engine that provides excellent speed and maneuverability.

Safety and seaworthiness of Leopard 48

The Leopard 48 is a safe and seaworthy catamaran that is designed to handle even the toughest ocean conditions. It has a sturdy construction and a stable platform that provides excellent stability and safety.

The catamaran is also equipped with modern safety features such as a GPS navigation system, a radar, and an autopilot.

Estimated price range: $600,000 - $900,000

Living space inside Nautitech 46 Fly

The Nautitech 46 Fly is a spacious catamaran that offers plenty of room for living and entertaining. The interior is bright and airy, thanks to large windows and an open floor plan.

There are four cabins and four heads, making it a great option for families or groups of friends. The salon is comfortable and features a dining area and a well-equipped galley.

Galley and heads of Nautitech 46 Fly

The galley on the Nautitech 46 Fly is well-equipped with a refrigerator, freezer, stove, oven, and plenty of counter space. There is also a double sink and a dishwasher. The heads are spacious and comfortable, with separate shower stalls and electric toilets.

Performance and handling of the Nautitech 46 Fly

The Nautitech 46 Fly is a pleasure to sail, with good speed and handling. The boat is responsive and easy to maneuver, even in tight spaces. The twin engines provide plenty of power and make docking and maneuvering a breeze.

The Nautitech 46 Fly is a safe and seaworthy vessel

The boat is designed to handle rough seas and strong winds, making it a great option for offshore sailing. There are also plenty of safety features, including lifelines, safety harnesses, and a well-equipped first aid kit.

Estimated price range: $1,000,000 - $2,000,000

The living space of Catana 50

The living space is designed for comfort and entertainment. The spacious saloon offers panoramic views and ample seating for guests.

The interior is finished with high-quality materials and features modern amenities such as air conditioning, a fully equipped galley, and plenty of storage space. It also has four spacious cabins and four heads, making it ideal for families or groups of friends.

Galley and heads of Catana 50

The galley on the Catana 50 is well-equipped with a large refrigerator, freezer, oven, and stove. The countertops are made of durable and easy-to-clean materials, and there is plenty of storage space for food and cooking utensils. The heads are spacious and feature modern fixtures and finishes.

The Catana 50 is designed for performance and speed

The catamaran's lightweight construction and high-tech materials make it fast and agile, while its twin daggerboards and rudders provide excellent maneuverability and control. The boat is easy to handle, even in challenging conditions, and offers a smooth and comfortable ride.

The Catana 50 is a safe and seaworthy vessel

The catamaran's hull design and construction are engineered to withstand the rigors of offshore sailing, and the boat is equipped with all the necessary safety equipment, including life rafts, EPIRBs, and fire extinguishers.

Need a complete list of safety equipment for your boat ? Here's an article that might be helpful for you.

The vessel also features a high freeboard, wide decks, and a sturdy rigging system, making it a stable and secure platform for sailing in all conditions.

Living space of Lagoon 52

The Lagoon 52 is known for its spacious interior and exterior living areas. The main salon is located on the bridge deck and features a large dining table, comfortable seating, and panoramic views.

The cockpit is also spacious and has plenty of seating for outdoor dining and lounging. The cabins are well-appointed and offer plenty of storage space and natural light.

Galley and heads of Lagoon 52

The galley on the Lagoon 52 is equipped with modern appliances and ample counter space, making it easy to prepare meals for large groups. There are also multiple heads on the boat, each with a shower and toilet, making it convenient for guests to freshen up after a day of exploring.

Performance and handling of Lagoon 52

The Lagoon 52 is designed for optimal performance and handling. It has a powerful sail plan and a lightweight construction that allows it to move swiftly through the water

The boat is also easy to handle, even with a small crew, thanks to its user-friendly design and advanced technology.

Safety and seaworthiness are top priorities on the Lagoon 52

The boat is built to withstand rough seas and harsh weather conditions, with sturdy construction and advanced safety features such as a self-tacking jib and an automatic reefing system.

The boat also has a spacious cockpit and wide decks that make it easy to move around and handle the boat in all conditions:

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My Cruiser Life Magazine

17 Best Sailboats to Live On + What You Should Know First

Many dream of living aboard a sailboat, but finding the right one can be daunting. There are many different types, and countless manufacturers have come and gone over the years. 

Here’s a list of 17 options – a sailboat for every sailor on every kind of budget. 

Table of Contents

17 best sailboats to live on, pros of living aboard a sailboat, cons of boat life.

• Find Your Type of Boat 

Set Your Boat Budget

What size boat to pick, best liveaboard sailboats under 35 feet (< 35 feet), best liveaboard sailboats under 40 feet (35–40 feet), best liveaboard sailboats under 45 feet (40–45 feet), best liveaboard sailboats under 50 feet (45–50 feet), best liveaboard sailboats under 60 feet (50–60 feet), want to live on a sailboat, best sailboats to live on faqs.

• Catalina 34/35
• Panda/Baba 35, Tashiba 36a
• Gemini 105MC
• Islander Freeport 36
• Passport 40
• Jeanneau Sun Odyssey 42DS
• Leopard 42/43
• Beneteau Oceanis 473
• Hallberg Rassy 46/48
• Leopard 46/Moorings
• Amel Super Maramu 2000
• Privilege 585

What to Know First

So, boat shopping is a challenge, to say the least. Understanding where to start and what to look for comes down to understanding what you want to do with your boat.

Here’s a look at some pros and cons of living aboard to get you started.

• Seaside living at a fraction of the cost of a waterfront home
• Ability to travel anywhere by water
• Ability to move anytime—not tied to one location/town
• Different liveaboard lifestyle options to choose from: at a dock, mooring, anchoring, cruising (traveling)—tired of one, mix it up for a different experience
• Small living space lacks storage and privacy
• Limited resources: you must meter your fuel, water, and electricity use when not at a dock
• More exposed to the elements and more affected by weather events
• Seating and furnishings are less comfortable than in a house
• Constant maintenance to keep the boat seaworthy and clean

How to Find the Best Boat to Live on Year Round

At first, you might think boat shopping is like looking for a new car. But when shopping for a car, you have a small pool of manufacturers and models to choose from. In the end, you might have five choices and already have an opinion about each maker’s quality and reputation.

Boats are different. We’re usually shopping for boats that are a decade or more old. The manufacturers may have gone out of business years ago. When you total up all the possible makes and models of each type of boat, you might have dozens of choices with brands you’ve never heard of. Yikes!

Find Your Type of Boat

There are dozens of types of boats you could live on, depending on where you want to live and where you want to take it. Most people shopping for a sailboat will choose between coastal cruisers, bluewater boats, and sailing catamarans.

Here are some of the pros and cons of these sailboat types. 

The Coastal Cruiser

• Inexpensive compared to bluewater and catamarans
• Perfect for dock living or near-shore hops
• With modifications and the right outfitting, many have island-hopped the Caribbean
• Many to choose from, and often they are lightly used
• Designs are often race-inspired and faster than typical heavy bluewater boats
• Newer, bigger boat for your money
• Often production boats have low-quality, lightweight builds

Related: Best Trailerable Sailboats

The Bluewater Sailboat

• The best bluewater cruising sailboats are capable of going anywhere
• Built to last and take anything
• Give the most comfortable ride in rough conditions
• Newer examples are expensive
• Good ones sell quickly
• Older vessels may be tired and in need of an extensive refit
• Often lack the living space that coastal cruisers have—narrower beams and transoms

The Catamaran

• Cruising cats have the maximum living space, especially cockpit dining and upper salon
• Light-filled with plenty of airflow, perfect for the tropics and living at anchor
• Larger models (40+ feet) are bluewater boats capable of going nearly anywhere
• A shallower draft than most monohulls allows for more cruising and anchoring choices
• More expensive to purchase, keep, and maintain than similar-sized monohulls  
• The most in-demand vessels, prices are high and good ones sell fast 
• Sometimes hard or expensive to find dock space and boatyards that can haul it out for maintenance

Still unsure which side of the monohull vs. catamaran debate you’re on? Try to get aboard some boats and experience the living space first-hand.

Everyone has a budget when going boat shopping, even if you’re Jeff Bezos or Elon Musk. Establishing how much you can spend on your boat is the biggest factor that will affect your decision, and it’s the backbone for all other decisions. 

You must understand just how much boat costs increase as the size of boat increases. Boats are already expensive, and the average cost of owning and buying a liveaboard sailboat varies dramatically. But when the boat gets bigger, it needs bigger hardware, lines, rigging, sails, motors…everything. And bigger means more expensive, so these costs add up fast.

And then there are your storage and boat maintenance costs, all of which are charged per foot. The marina might charge you $15 per foot/per month for a dock slip, and the boatyard will similarly charge you per foot to haul and store the boat. Divers charge per foot for bottom cleaning, as do detailers for annual compounding and waxing of the hull.

When it comes to budgeting, there are two rules of thumb. 

• Always pick the smallest boat you can comfortably live on.
• If you have an amount budgeted for your boat purchase, spend half on the boat and save the other half for outfitting and maintenance.

As you’ll see below, boats can be grouped by price and size. When you go up in size, you go up in price—often by a lot.

The size of the boat is a factor of your budget, but also of how big a boat you can handle. Most people believe this means driving it and maneuvering it, which is true to some extent. But a good training captain can teach you what you need to know to drive any size boat in just a few sessions. 

No, the size of the boat you can manage refers more to how much maintenance you want to do. The bigger the boat, the more complex and plentiful its systems. There’s more to break on a bigger boat, and more things broken means more time fixing things.

Catamarans compound this by doubling a lot of the systems. Two engines, two saildrives, two hulls to wax, two hulls to bottom paint—you get the idea.

Another factor you should consider early on is getting insurance. Yacht insurance has gotten harder and harder to get in recent years. If you’ve never owned a boat and have no experience, you might be forced to get something small (think an under 30-foot daysailor) to get some experience on before you move up. It’s also difficult because many underwriters won’t write policies for liveaboards. 

As a general rule of thumb, most people will find boats under 35 feet too small to live on full-time. Most of these vessels don’t even have standing headroom. There is often only a “wet head,” one where you take showers while sitting on the toilet.

Boats 35 to 40 feet are good for solo travelers or couples who don’t mind living in small quarters. The beds will be small and accessed only from one side, as in a v-berth or a Pullman-style berth. If there is one, the second bunk is likely only for the occasional guest. 

You’ll get better accommodations when you move up to 40 to 45 footers. The second bunk may be in its own stateroom. The main suite will have an island-style berth that can be accessed from both sides—a huge upgrade for most couples. The head will likely have a separate, enclosed shower. This size sailing yacht makes a good liveaboard sailboat for most boaters.

Boats bigger than 45 feet are best for bigger families. If you often travel with kids or guests, these are the boats for you. They’re extremely spacious and make boat living easy, but the extra maintenance and cost may not be worth it.

The List — Best Sailboats to Live Aboard

All lists, whether found in internet blogs or international sailing magazines, have issues. There’s no one list to rule them all because there are simply too many different boats out there. And everyone uses their boat differently, so the “best” for you might be a terrible choice for me. Different boats for different folks, so to say.

So, what’s the deal with this list? It’s made from personal experience of having seen a lot of boats out cruising. And it’s a list that tries to put aside the fantasies—Oysters and Gunboats are pretty in magazines, but like Ferraris, not many of us will ever own one. So let’s look at some practical boats that fill each size category. 

For every boat on this list, a dozen or more could’ve been included. Use these models to research brands and see which sizes suit your needs.

Boats under 35 feet tend to be best suited for solo travelers or couples comfortable living in small spaces. As always, coastal cruisers in this class have much more space than bluewater boats do. Catamarans in this class are also coastal cruisers—you need more length and volume to get real bluewater performance out of a cat. No matter which type of boat you’re looking at here, storage space on this size of liveaboard boat will be limited.

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Coastal Cruiser Under 35 — Catalina 34/35

If you want to move aboard, you’re on a budget, and you want the most space you can get, it’s really hard to beat an older Catalina. Starting with the Catalina 30, these beamy boats have a surprising interior volume. They make great first liveaboards.

Bluewater Sailor Under 35 — Panda/Baba 35, Tashiba 36

The famous yacht designer Bob Perry drew these Taiwanese-built boats, all tracing their lineage to the older Tayana 37 . They’re updated slightly and built by different yards, but all full keels with cutaways and built for bluewater cruising. They all have gorgeous teak joinery and are comfortable and forgiving at sea. 

Catamaran Under 35 — Gemini 105MC

The Gemini 105M and 105MC were arguably the most popular cat models ever. They’re American-built, with a single diesel engine and a narrow beam that allows them to be parked in a standard boat slip. In the US, this means many more marina choices if that’s how you roll. The boat has centerboards and kick-up rudders, so the board-up draft is a scant 18 inches—gunkholing perfection. 

While some Geminis have crossed oceans, they aren’t made for it. They have average (sometimes below-average) build quality and fiberglass work. However, they’re perfect coastal cruisers and capable of heading into The Bahamas.

The Gemini should be on your shortlist if you’re looking for a cheap catamaran .

Runner Up: PDQ 32

Are you looking for a small cat with better build quality? They didn’t make many of them, but the PDQ 32 is what you seek. It’s an attractive small catamaran with a wider beam. It came with twin outboards in wells, but the LRC (long-range cruiser) option had inboard diesels.

Forty feet is the sweet spot for most cruising couples—big enough to be comfortable and carry enough provisions but small enough that handling and maintenance are manageable. This class of boat has a lot of excellent choices in both coastal cruiser and bluewater boats, making it a good size range to find the perfect affordable liveaboard sailboat.

The catamaran group from 35 to 40 feet has a few very popular choices, but they are right on the edge of being too small for most cruisers. Counterintuitively, these cats are perfect for couples who don’t mind downsizing and traveling lightly. These shorter cats are prone to hobby horsing and don’t provide as comfortable a ride in bluewater as slightly longer cats do. 

Coastal Cruiser Under 40 — Islander Freeport 36

The Islander brand is no longer around, but these California-built production boats from the 1970s and 80s were well-built and well-liked. The I32 and I36 were very popular cruising boats designed by Bob Perry. The Freeport 36 is a before-its-time European deck salon with enormous windows. The swing-down swim platform is another bonus for a boat from this era, as are the Pullman-style berth and forepeak-located head (some layouts). If you can find one in good condition, these boats make excellent liveaboards. 

Bluewater Sailor Under 40 — Passport 40

Yet another boat from the desk of Bob Perry, the Passport 40, is a sharp-looking aft-cockpit bluewater cruiser from one of the best yards in Taiwan. They feature a long fin keel and skeg-mounted rudder. Everything about this sloop is just right for long-term cruising.

Catamaran Under 40 — Prout 38

The Prout 38 traces its heritage back to the earlier Prout Snowgoose. The boat is still being made, now under the Broadblue brand. It’s a sturdy British-built cat made for serious offshoring. While it lacks some of the open feeling that newer charter boats have, it more than makes up for it with its robust and high-quality build.

Runner Up: Leopard 40 (2005-2009)

This early L40 (don’t get confused with the newer ones built around 2020) was designed by famous multihull designers Morelli and Melvin. It’s got more of the things you might expect from your typical charter cat: a sliding salon door, galley-up layout, and a huge walk-through cockpit.

While this seems a small step up from the size of boats above, prices increase rapidly above the 40-foot mark. At this point, the boat’s gear needs to be bigger and heavier, from all the lines and rigging to each block and winch. Engines are now larger four-cylinder diesels, and there’s much more hull area to clean and paint. 

A 45-foot coastal cruiser has enough space to keep a small family happy for short trips or a couple happy for any length of time. These boats usually have island berths in a spacious master bedroom, so no more crawling over each other just to go to the bathroom! Bluewater boats in this class are a little smaller inside, making them just right for most couples doing a long-term cruise.

As far as catamarans go, the 40 to 45-foot range is the perfect sweet spot for most cruising couples. A spacious interior plus excellent seakeeping abilities make these top picks. There are tons of boat choices out there, and most of the best cruising catamarans come from this size group.

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Coastal Cruiser Under 45 — Jeanneau Sun Odyssey 42DS

Jeanneau is part of Groupe Beneteau , but their boats often have a more refined finish than Beneteaus. The DS stands for “deck salon.” They feature larger windows that let in more light and have better visibility than a standard cruiser. This is especially welcome if you’re attracted to the living space in a catamaran but need something smaller and more affordable. 

The 42DS also has an enormous island berth, plus a huge twin-helm cockpit with lots of space for entertaining.

Bluewater Sailor Under 45 — Hylas 44

The Hylass 44 is regularly picked as one of the best offshore cruising boats. It’s a center cockpit boat designed by German Frers.  It has a wonderful layout with tons of living space and a large, usable galley. The aft cabin has a large island berth with an en suite head. 

Catamaran Under 45 — Leopard 42/43 (2001-2006)

These early Leopard charter cats are highly sought after on the used market. Like all charter cats, the best finds are the “owners versions” with one hull dedicated to the master stateroom with en suite head and shower. The Leopard 42, which came out in 2002, had a soft canvas cover over the cockpit and was updated to the Leopard 43 with a hardtop. 

Above 45 feet is another big price jump. For beginners, these big boats will require some training and experience before you head out on your own. 

Related: Best Boat for Beginners

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Coastal Cruiser Under 50 — Beneteau Oceanis 473

This big Beneteau came with either 2, 3, or 4 staterooms. Finding the right layout is as important as finding the right boat. The two-stateroom version has enormous berths and lots of storage, perfect for couples with occasional guests or families of three. Most have the standard keel with less than a six-foot draft, making this fin keel/spade rudder boat a rare find. They were built from 2000 to 2005.

Bluewater Sailor Under 50 — Hallberg Rassy 46/48

Hallberg Rassys are well-regarded boats built in Sweden, mostly designed by German Frers. These are high-end boats of the best quality, so don’t expect to find one available cheaply. They’re gorgeous, however, and make wonderful world cruisers.

Catamaran Under 50 — Leopard 46/Moorings 4600 (2006)

If you want a big catamaran, it’s hard to go wrong with the 2006 Leopard 46. Where modern Lagoon and Leopards have tall profiles with tons of windage, this is one of the newest, largest boats that still have single-level living. It has distinctive hull chines that increase living space without increasing wetted surface and plenty of sail area for good performance. In true Leopard fashion, all lines are led to the helm for easy short-handed cruising despite the boat’s large size.

Boats in this class are borderline yachts based on their sheer size. If you were to charter these boats, they’d usually come with a crew. That size means they’re more expensive and more of a handful to manage daily. 

Coastal Cruiser Under 60 — Irwin 54

The Irwin brand is long gone, but many examples are available on the used market. They were known especially for their large center cockpit ketches, like this 54-footer. This is a spacious, big water boat that certainly meets the qualifications of most bluewater boats. They can go anywhere, but they may need maintenance and refit given their ages. 

Don’t get to lured by the low prices of these boats. You’ll have to lay out some serious cash to get one ready to cruise long-range. But if you aren’t opposed to some hard work and projecting, the Irwin can get you a lot of boat for not much money.

Bluewater Sailor Under 60 — Amel Super Maramu 2000 (53′)

Made famous by the Delos YouTube channel, the Amel is a French-built brand of high-quality bluewater boats. Today, this brand’s new models look like many others—wide sterned, flat-bottomed sloops. But the Maramus that made them famous were unique—ketch rigged and ruggedly built, designed to take a cruising couple anywhere. Electric winches were standard on everything to keep such a large boat easy to operate.

Catamaran Under 60 — Privilege 585

Privilege is the French-made catamaran that you don’t hear enough about. Unlike Lagoon and Fountaine Pajot, these are beefy cruising boats ready to take you anywhere. Their construction and fit-and-finish are first-rate, as is the joinery down below. 

Living on a sailboat is an adventure—it’s not for everyone. Finding the right boat is an important part of doing it successfully, but it’s not the only step in preparing for the lifestyle.

You should also consider checking my post on liveaboard catamaran options, to make sure you research thoroughly enough!

What makes a great liveaboard sailboat?

Everyone’s priorities for a liveaboard sailboat are different—a bluewater cruiser looking to sail around the world might pick a very different boat from someone who lives full-time dock life. In general terms, you need to find a boat that is safely capable of taking you where you want to go and has enough living space to be comfortable while doing it. 

Sailing catamarans are some of the most popular liveaboard sailboats because their living space is unmatched. Most are also bluewater-capable cruisers that can go pretty much anywhere. 

What is the best size sailboat to live on?

The size of the boat you’ll be comfortable on long term is a personal choice that depends on your personality and the number of people you’ll be traveling with. Solo travelers may be content with a sailboat around 30 feet, while most couples are comfortable on something around 40 feet. Forty-five to fifty feet is more realistic if you often have guests or kind on board. 

With all of this in mind, however, it’s really important to remember that the costs of buying and maintaining a sailboat increase exponentially with length. Getting the smallest boat you are comfortable living on is always better because that will be easier to manage and keep in the long run.

What are the negatives of living on a sailboat?

People live on their sailboats differently, so it’s difficult to narrow down the biggest negatives. Everyone struggles with the small living space that a boat affords. You’ll have to downsize your possessions to the absolute minimum you need. And getting personal space away from your spouse or family is pretty much impossible on a small boat. 

Why are sailboats so expensive?

New boats require a massive investment in time and resources to produce. The nicer the boat, the more time and skill it takes to build, which makes costs soar. Some production companies, like Beneteau, have found ways to reduce production costs and keep the price of new boats more reasonable. But these boats pale compared to other yachts in terms of overall quality. 

Older used boats can be found pretty cheaply. In fact, it’s often possible to find free or nearly-free boats that are on their way to the junkyard or dumpster. The key is understanding how much work and money it will take to get these boats ready to go again. 

Is it a good idea to live on a sailboat?

Living on a boat is an amazing way to experience seaside living or traveling the world by water. But it’s also a unique, out-of-the-ordinary lifestyle choice that’s not without challenges. 

Before you move onto a sailboat, you’ll want to research the topic carefully and talk to some folks who already to it. Many people start with occasional boating, spending a week or more onboard to try it out. With a little experience, it’s easy to see if it’s something you could do for the long term or if it’s best to keep a land house and enjoy the water occasionally.

Can you live comfortably on a sailboat?

Many people live comfortably on sailboats, but a lot depends on the size of the sailboat and your tolerance for living in a small space. Even the largest sailboats can feel cramped, while some folks love the cozy feeling of living on the tiniest boats. 

Matt has been boating around Florida for over 25 years in everything from small powerboats to large cruising catamarans. He currently lives aboard a 38-foot Cabo Rico sailboat with his wife Lucy and adventure dog Chelsea. Together, they cruise between winters in The Bahamas and summers in the Chesapeake Bay.

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Affordable Liveaboard Sailboats: How Much Does It Cost to Live on a Sailboat?

Alex Morgan

Living on a sailboat offers a unique and adventurous lifestyle, but one of the first questions that comes to mind is how much it costs. The cost of a sailboat can vary greatly depending on several factors, including size, age, condition, type, location, and additional costs. Understanding these factors and the types of sailboats available can help you determine the cost range for living on a sailboat. it’s essential to consider the additional costs associated with living on a sailboat, such as dockage fees, maintenance, insurance, fuel, utilities, and provisions. Fortunately, there are ways to budget and save money while living this unconventional lifestyle. In this article, we will explore the factors that determine the cost of a sailboat, the different types of sailboats to live on, the cost range of sailboats for living aboard, the additional costs of living on a sailboat, and tips for budgeting and saving money while living on a sailboat. By the end of this article, you’ll have a better understanding of how much it costs to live on a sailboat and how to manage your finances effectively in this unique lifestyle.

Key takeaway:

• The cost of living on a sailboat varies depending on factors such as the size, age, type, and location of the sailboat.
• Types of sailboats to live on include monohull, catamaran, and trimaran sailboats, each with its own advantages and considerations.
• Additional costs of living on a sailboat include dockage fees, maintenance and repairs, insurance and registration, as well as fuel, utilities, and provisions.
• Budgeting and saving money while living on a sailboat can be achieved through proper planning and prioritizing expenses.

Factors That Determine the Cost of a Sailboat

Looking to set sail on your dream sailboat? Dive into the factors that determine the cost of a sailboat and get ready to weigh anchor. From the size and age of the boat to its unique features and the location it’s available in, we’ll explore it all. Plus, we’ll dive into the additional costs and upgrades you should consider for smooth sailing. Get ready to navigate the exciting world of sailboat ownership!

Size of the Sailboat

The size of the sailboat is a crucial factor to consider when selecting a sailboat to live on. It plays a significant role in determining the living space and has a direct impact on comfort and functionality.

If we look at the sailboat size categories, we can see that small sailboats are less than 20 feet in length, medium sailboats range from 20 to 35 feet , and large sailboats are more than 35 feet long.

Smaller sailboats are known for being affordable and easy to handle, making them an excellent choice for individuals or couples. Medium-sized sailboats strike a balance between livability and maneuverability, making them particularly popular among small families or individuals who need a little more space. On the other hand, large sailboats provide ample living space and are considered ideal for larger families or individuals who seek comfort and luxury.

It is crucial to take into account your specific needs, budget, and level of sailing experience when making a sailboat selection. You should consider factors such as docking options, maintenance costs, and the sailing capabilities of the boat.

Here is an interesting fact: the size of the sailboat has a significant impact on the cost of purchasing and maintaining the boat. This is because larger sailboats require more resources and consistent upkeep.

So, carefully assess your requirements and keep the sailboat size in mind while making your decision.

Age and Condition of the Sailboat

When considering the age and condition of a sailboat, several factors are important:

1. Structural integrity: Assess the hull, deck, and mast for damage or wear, such as cracks, rust, or delamination. A professional survey can provide insight into potential issues.

2. Sails and rigging: Check the sails for wear, tear, or fading. Inspect the rigging, including the shrouds and stays, for corrosion or weakness. These components are crucial for performance and safety.

3. Engine and systems: If the sailboat has an engine, check its age, maintenance history, and condition. Also, evaluate the condition of other essential systems onboard, such as electrical, plumbing, and navigation.

4. Interior and amenities: Evaluate the living quarters, including cabinetry, upholstery, and fixtures. Consider the functionality and durability of amenities like the galley, head, and sleeping arrangements.

5. Maintenance history: Request information about the sailboat’s maintenance and repair history. Regular upkeep demonstrates care and can indicate potential concerns.

Examining the age and condition of a sailboat is vital to ensure seaworthiness, performance, and overall value for the price. Prioritize a well-maintained sailboat with a solid structure and functioning systems over an older vessel with many repair needs.

Type and Features of the Sailboat

When considering the type and features of a sailboat, it is important to take into account the hull type. The hull type greatly impacts the performance and stability of the sailboat. There are three main types of sailboat hulls: the Monohull , Catamaran , and Trimaran .

The Monohull is a sailboat with a single hull. Monohulls have a traditional design and can handle various sea conditions. On the other hand, a Catamaran is a sailboat with two parallel hulls. Catamarans offer increased stability, speed, and living space. A Trimaran is a sailboat with three hulls. Trimarans are known for their superior speed and spaciousness, making them ideal for long-distance cruising.

In addition to the hull type, sailboat features can vary depending on personal preferences and intended use. Some common features to consider include the size, sail rigging, interior layout, deck layout, and navigation and safety equipment.

Size is an important factor to consider as larger sailboats offer more living space and storage, but they may require more maintenance and maneuvering skills. The type of sail rigging , such as cutter or sloop, can impact ease of sailing and performance in different wind conditions. When it comes to the interior layout , consider the number and size of cabins, galley and saloon layout, and the presence of amenities like a bathroom or shower. Deck layout is also important, so look for features like a spacious cockpit, accessible sail controls, and adequate storage for equipment. It is crucial to ensure that the sailboat is equipped with essential navigation instruments , safety gear , and communication devices for navigation and safety purposes.

Choosing the right type and features of a sailboat is crucial to ensure a comfortable and enjoyable living experience on the water. It is important to consider your sailing goals, budget, and personal preferences when making your decision.

Location and Availability

Location and availability are essential considerations when selecting a sailboat for living. Varying sailboat availability and prices are dependent on different locations. The table below demonstrates the significance of location and availability in relation to living aboard a sailboat:

Choosing a location with a thriving sailing community and popular coastal regions will provide a broader range of sailboats, but prices may be higher due to demand. Inland areas or regions with a smaller sailing community may offer more affordable options, but the selection may be restricted. Remote or less accessible locations may have lower prices, but sailboat availability can be scarce.

When searching for a sailboat to live on, it is crucial to thoroughly research the location and its availability. Consider factors such as proximity to amenities, access to repair facilities, and the overall sailing community in the area. By comprehending the location and availability of sailboats, you can make an informed decision that aligns with your preferences and budget.

Additional Costs and Upgrades

Living on a sailboat entails taking into account additional costs and potential upgrades. These factors have a significant impact on the overall cost. When budgeting, it’s important to consider these additional costs and potential upgrades. Realistically assess your financial capabilities and prioritize the necessary elements for your desired living experience. Here are some key points to keep in mind:

Additional Costs:

• Dockage fees and marina expenses , which amount to 10% to 15% of the sailboat’s value per year.
• Maintenance and repairs , including haul-outs and bottom painting, cost approximately 10% of the sailboat’s value annually.
• Insurance and registration fees are essential for protection and compliance.
• Fuel, utilities, and provisions can vary depending on usage and location, generally accounting for about 5% to 10% of the sailboat’s value each year.

Upgrade Options:

• Consider installing solar panels to decrease reliance on external power sources.
• Upgrade navigation and communication systems to enhance safety and convenience.
• Add a watermaker system to generate freshwater onboard.
• Upgrade interior amenities for a more comfortable living experience.

Types of Sailboats to Live On

When it comes to choosing a sailboat to live on, the options are as diverse as the open sea itself. We’ll dive into the exciting world of sailboat living and explore the different types available. From the classic monohull sailboats to the sleek catamarans , and the unconventional trimarans , each sub-section holds its own allure and possibilities. So hold on tight and get ready to set sail into a world of adventure and unique living spaces.

Monohull Sailboats

Monohull sailboats are a traditional and versatile option for living on. If you are considering a monohull sailboat, here are some key features to keep in mind.

One of the advantages of monohull sailboats is their stability. With a single hull, they provide stability in rough conditions or strong winds, making them suitable for ocean cruising and long-distance travel .

Another benefit of monohull sailboats is their maneuverability. They are known for their good maneuverability , which allows for easier handling and better control while sailing. Experienced sailors often prefer monohulls for their responsiveness.

Monohulls are also designed to maximize sail performance. They are built to achieve higher speeds and perform well in various wind conditions. So, if you want a sailboat that can deliver excellent performance , a monohull is a great choice.

When it comes to interior space , monohulls offer more compared to other sailboats. They have separate cabins, a saloon, galley, and heads, providing adequate living quarters . So, if you value space and comfort, a monohull sailboat is worth considering.

In terms of cost , monohull sailboats cater to different budgets. They have a wide range of prices, and used monohull sailboats can be more affordable. This accessibility makes them a popular option among a broader audience.

Before choosing a monohull sailboat for living on, it is important to assess your specific needs and preferences. Factors such as size, condition, and features will determine the cost and suitability of a monohull sailboat for your lifestyle. It is always a good idea to consult with a reputable sailboat dealer or experienced sailors to get valuable insights and make an informed decision.

It is crucial to remember that owning a sailboat requires regular maintenance and additional costs such as marina fees, repairs, insurance, and provisions. Proper budgeting and saving money will ensure a smooth sailing experience on your monohull sailboat . So, be prepared for these expenses and enjoy your time on the water.

Catamaran Sailboats

Catamaran sailboats are renowned for their spaciousness, stability, and comfort, making them highly sought after for living. They surpass monohull sailboats in terms of living space, making them a perfect choice for families or individuals who prioritize roominess. With multiple cabins, bathrooms, and a generously sized saloon area for dining and relaxation, catamarans offer unparalleled convenience.

One of the notable benefits of catamarans is their exceptional stability, which greatly diminishes the risk of rolling and enhances the overall comfort, even in rough seas. This stability also facilitates easy movement around the boat and minimizes the likelihood of experiencing seasickness.

Catamarans are highly regarded for their superb sailing capabilities, thanks to their shallower draft and twin hulls that enhance maneuverability.

While catamarans tend to be pricier than monohull sailboats due to their larger size and additional amenities, they justify the higher cost by offering an elevated level of comfort and ample space.

When considering a catamaran sailboat , it is essential to meticulously assess your needs and budget. Factors to take into account include the number of cabins, the boat’s age and condition, and the specific features that align with your requirements. Conduct thorough research and compare different models and sellers to find the catamaran sailboat that best suits your lifestyle and budget.

Trimaran Sailboats

Trimaran sailboats , also known as multihulls , are a type of sailing vessel that feature three hulls. The main hull is situated in the center, while the two smaller hulls are positioned on the sides. These sailboats are highly sought-after for racing due to their stability and impressive speed.

One of the advantages of trimarans is the spacious interior they offer, providing ample room for living and storage. They have a shallow draft , which allows them to access shallow waters and anchor in shallow bays.

Modern trimaran sailboats are equipped with comfortable cabins , a kitchen , and a bathroom , ensuring a pleasant and convenient sailing experience. They are known for their responsive handling and maneuverability , making them a joy to sail. Trimarans come in various sizes, catering to both single-handed sailors and those seeking accommodations for the whole family.

When considering the cost of a trimaran sailboat , factors such as size , age , condition , and additional features should be taken into account. Conducting thorough research and evaluating different options is crucial in finding a trimaran sailboat that aligns with both your budget and specific needs.

One notable figure in the history of trimaran sailboats is Dick Newick , an innovator and adventurer. In the early 1960s, he constructed the groundbreaking trimaran sailboat named “ Cheers .” This remarkable vessel revolutionized trimaran design and gained worldwide recognition for its incredible speed and performance. The success of “ Cheers ” played a significant role in popularizing trimarans within the sailing community.

Today, trimarans continue to be admired for their unique design and exceptional sailing capabilities, offering an exhilarating and comfortable experience on the water.

Cost Range of Sailboats for Living On

Sailboat living: a dreamy lifestyle that can be more affordable than you think. Explore the cost range of sailboats for those seeking a floating home. From entry-level options that won’t break the bank to mid-range vessels offering a balance of comfort and price, to the high-end luxury cruisers fit for the most discerning individuals. Discover the possibilities and let your wanderlust set sail.

Entry-level Sailboats

To find the right sailboat for a budget, consider these entry-level options:

1. Hunter 170: This compact sailboat is perfect for beginners and those looking for an affordable option. It is 17 feet long and has a simple rigging system, making it easy to handle and maintain.

2. Catalina 22: The Catalina 22 is a popular choice among entry-level sailors because of its versatility and durability. It offers a spacious cabin and is 22 feet long, providing comfortable living space at a reasonable price.

3. MacGregor 26: This sailboat combines the excitement of sailing with the convenience of a powerboat. It has a unique design that allows for both cruising and water sports. The MacGregor 26 is a great option for budget-conscious adventure seekers.

4. O’Day 23: The O’Day 23 is a classic entry-level sailboat that offers comfortable living space and good sailing performance. Its stable hull design provides a smooth and enjoyable sailing experience.

5. San Juan 21: Designed for simplicity and ease of use, the San Juan 21 is popular among beginners. Its compact size and lightweight construction make it easy to trailer and launch, allowing for exploration of different sailing locations.

True story: Sarah, a recent college graduate, fulfilled her dream of living on a sailboat despite her limited budget. She found the perfect fit with the Catalina 22 after researching various entry-level sailboats. Sarah purchased a used boat in good condition and made some minor upgrades and repairs to turn it into her cozy floating home. She quickly adapted to the sailboat lifestyle, enjoying sailing adventures and the freedom of living close to nature. Sarah found that an entry-level sailboat provided an affordable and fulfilling way to live her dream.

Mid-range Sailboats

When considering mid-range sailboats, there are several factors to take into account:

1. Size: Mid-range sailboats range from 35 to 45 feet in length, making them the perfect size for comfortable living space without sacrificing maneuverability.

2. Age and condition: It is important to look for a well-maintained mid-range sailboat in good condition. Even if it is a few years old, it can still offer great value.

3. Type and features: When choosing a mid-range sailboat, consider your specific needs and preferences. These sailboats often come equipped with features such as a spacious cockpit, multiple cabins, and a well-equipped galley.

4. Cost: Mid-range sailboats typically range from $100,000 to $300,000, making them a more affordable option compared to high-end sailboats.

5. Resale value: It is wise to consider the potential resale value of the sailboat. Look for a reputable brand with a strong market presence to help maintain value over time.

6. Sailing capabilities: Review the sailing performance and capabilities of the sailboat. Mid-range sailboats should provide a good balance between comfort and performance on the water.

7. Additional costs: Keep in mind the ongoing costs associated with owning a sailboat, such as insurance, maintenance, and mooring fees. These should be factored into your budget.

By considering these factors, you can find a mid-range sailboat that perfectly suits both your lifestyle and budget.

High-end Sailboats

High-end sailboats are the epitome of luxury and performance . These magnificent vessels are carefully crafted using top-of-the-line materials such as carbon fiber , fiberglass , and aluminum , ensuring durability and maximizing their sailing capabilities. The interiors of these sailboats are nothing short of opulent , boasting spacious cabins adorned with high-quality furnishings that exude elegance and comfort . In addition, state-of-the-art entertainment systems are seamlessly incorporated for the ultimate convenience and enjoyment of the passengers.

Navigating these high-end sailboats is a breeze, thanks to their advanced navigation systems and electronic controls . These cutting-edge technologies make maneuvering the sailboat effortless, enhancing the overall sailing experience. Efficient propulsion systems are expertly installed, guaranteeing smooth and efficient sailing.

What sets high-end sailboats apart is their ability to be customized to match the owner’s preferences . From layout to design elements, every detail can be tailored to create a vessel that perfectly reflects the owner’s vision. Skilled craftsmen devote themselves to creating these masterpieces, paying meticulous attention to detail in every aspect of construction, from joinery to finish.

Investing in a high-end sailboat is more than just owning a vessel; it is a gateway to a lavish and luxurious lifestyle. With a high-quality, well-designed sailboat, owners can expect nothing less than an extraordinary living experience on the open seas.

Additional Costs of Living on a Sailboat

Living on a sailboat may seem like a dreamy and affordable lifestyle, but there are additional costs to consider beyond just purchasing the boat itself. In this section, we’ll dive into the practical realities of living on a sailboat by exploring the various expenses involved. From dockage fees and marinas to maintenance and repairs , insurance and registration to fuel , utilities , and provisions , we’ll uncover the not-so-obvious financial aspects that come with this unique way of life. Get ready to set sail on a journey of financial understanding .

Dockage Fees and Marinas

To effectively budget for living on a sailboat, it is important to consider the costs of dockage fees and marinas. These fees can vary depending on the location and amenities offered. Here is a breakdown of the average costs:

It’s important to note that these fees are approximate and can vary depending on the size of your sailboat and the length of your stay. Some marinas may offer discounts for long-term stays or offseason rates. Researching and comparing different marinas in your desired locations is essential for finding the best deals. Keep in mind that popular destinations or marinas with high demand generally come with higher fees.

By considering the costs of dockage fees and marinas, you can accurately plan and budget your living expenses on a sailboat. Remember to include these fees along with other costs like maintenance, insurance, and provisions to ensure a smooth and enjoyable sailing experience.

Maintenance and Repairs

Maintenance and repairs are crucial for a safe living environment on a sailboat. It is important to regularly inspect the hull , rigging , and sails for wear and tear or potential issues. Keeping the hull clean and free from barnacles and algae helps prevent damage and maintain performance. This may involve scraping, sanding, and applying anti-fouling paint. Inspecting the rigging for corrosion or fraying is necessary. Replacing worn-out lines and cables is essential for structural integrity.

Another important aspect is inspecting and repairing sails for tears, UV damage, or weakened stitching. Properly furling and stowing sails when not in use helps prevent wear. It is also important to follow the manufacturer’s guidelines for regular engine maintenance . This includes oil changes , filter replacements , and inspections of belts , hoses , and coolant levels .

Regularly checking wiring, connections, and batteries for corrosion or malfunction is crucial. Faulty components should be replaced to ensure smooth operation of onboard systems. Plumbing systems should be maintained and repaired to prevent leaks or blockages. Regularly cleaning and sanitizing water tanks and filters is recommended.

In addition, it is important to regularly inspect and service safety equipment such as life jackets , fire extinguishers , flares , and emergency signaling devices . Being prepared with a well-stocked onboard toolkit and spare parts is essential for quick repairs in case of unexpected breakdowns or emergencies. Consulting with experienced marine technicians for complex repairs or specialized services is advisable.

Taking care of maintenance and repairs on your sailboat ensures a safe and enjoyable living experience on the water.

Insurance and Registration

To understand the cost implications of living on a sailboat, consider the expenses related to insurance and registration .

Insurance for a sailboat typically ranges from 1% to 2% of the vessel’s insured value per year. The premium amount depends on factors such as the boat’s age, size, type, owner’s sailing experience, and navigation area.

Registration:

Registering a sailboat involves obtaining necessary documents and permits, which can vary depending on the country and state. Registration fees can range from $50 to $500 , and renewal fees are typically required annually.

Insurance covers risks such as boat damage, liability for injuries or property damage, and theft. Review insurance policies carefully to ensure adequate coverage for your specific needs as a live-aboard sailor.

Registering a sailboat with the appropriate authorities ensures compliance with local regulations and provides legal proof of ownership. It also helps in resolving disputes and facilitates navigation through customs and immigration processes.

When considering the costs of living on a sailboat, factor in insurance and registration expenses to accurately estimate the overall financial commitment. Compare insurance quotes, review policy terms and conditions, and comply with registration requirements to protect your investment and enjoy worry-free sailing adventures.

Fuel, Utilities, and Provisions

Living on a sailboat requires considering the costs and requirements for fuel , utilities , and provisions .

Fuel : Sailboats primarily use wind power for propulsion, but you may still need fuel for auxiliary systems like generators and engines. Sailboat fuel consumption ranges from 1 to 4 gallons per hour. Diesel fuel costs around $3 per gallon on average.

Utilities : Onboard utilities include electricity, water, and waste disposal. Electricity can be generated through solar panels, wind turbines, or shore power. Monthly electricity costs range from $50 to $200 depending on usage. Freshwater can be stored and replenished at marinas, with varying costs. Pump-out stations charge $5 to $20 per pump-out for waste disposal.

Provisions : Factor in the cost of groceries, toiletries, cleaning products, and other necessities. A couple on a sailboat typically spends $300 to $600 per month on provisions, including both food and non-food items. Budgeting and estimating these costs are important to be financially prepared for living on a sailboat. Planning ahead will help you enjoy the experience without any financial surprises.

Tips for Budgeting and Saving Money while Living on a Sailboat

Living on a sailboat can be an affordable and adventurous lifestyle. If you’re looking to manage your budget and save money while living on a sailboat, here are some tips:

• Minimize Marina Fees: One of the first steps to saving money is to find marinas that offer discounted rates for long-term stays. Alternatively, you can consider anchoring in free or low-cost anchorages.
• Energy Efficiency: Investing in solar panels and wind generators is a smart move to reduce your reliance on expensive marina electricity. By harnessing renewable energy sources, you can lower your energy costs significantly.
• Provision Smartly: Plan your meals ahead to avoid unnecessary grocery trips. Buying in bulk and utilizing local markets for affordable produce can help you save money while still enjoying delicious meals onboard.
• Save on Water: Installing a water filtration system on your sailboat can make the onboard water drinkable, eliminating the need to buy expensive bottled water. Practicing water conservation techniques will help you reduce water consumption and save money.
• DIY Maintenance: Learning basic boat maintenance skills can go a long way in saving money. Instead of hiring professionals for minor repairs, you can handle them yourself, cutting down on maintenance expenses.
• Rent Out Space: If you have extra cabin space on your sailboat, consider renting it out on platforms like Airbnb. By doing so, you can generate extra income to supplement your sailing lifestyle.
• Stay Connected: To minimize data charges while staying connected, make use of Wi-Fi hotspots or invest in a mobile hotspot. This way, you can stay connected to the internet without breaking the bank.

John and Sarah, a sailing couple, implemented these budgeting and money-saving tips while living on their sailboat. They successfully reduced marina fees, prioritized energy efficiency, provisioned smartly, saved water, handled DIY maintenance tasks, rented out cabin space, and stayed connected without overspending. This allowed them to fully enjoy their life on the water while also saving money for future adventures. Living on a sailboat not only provided them with a closer connection to nature but also enabled them to explore new destinations and experience the freedom of simple living.

Some Facts About How Much Is A Sailboat To Live On:

• ✅ The cost of living on a sailboat full-time is approximately $1,880 per month or $22,560 per year. (Source: deepsailing.com)
• ✅ Marina fees for a sailboat range from $10 to $20 per foot per month. (Source: deepsailing.com)
• ✅ Boat insurance costs approximately $55 per month or 1% to 4% of the sailboat’s retail value. (Source: deepsailing.com)
• ✅ The average boat maintenance cost is $250 per month or $3,000 per year. (Source: deepsailing.com)
• ✅ Grocery costs for living on a sailboat are approximately $450 per month or $5,400 per year. (Source: deepsailing.com)

Frequently Asked Questions

1. how much does it cost to live on a sailboat.

The cost of living on a sailboat can vary depending on individual preferences and circumstances. On average, it ranges from $820 to $8,840 per month for each person, according to interviews with three individuals who have made sailing their lifestyle.

2. What are the key factors to consider when choosing a liveaboard sailboat?

When choosing a liveaboard sailboat, important factors to consider include size (ideally between 25 and 35 feet), headroom (at least six feet of standing headroom on most sailboats over 27 feet), galley (stove and sink as essential, additional features nice to have), head (permanent toilet and showering facilities), and utilities (check operational electrical systems and overall condition of the boat’s wiring).

3. What are some affordable liveaboard sailboat options?

There are several affordable liveaboard sailboats available, including the Catalina 25, Catalina 30, Cal 28, Aloha 28, Catalina 34, and Tartan 34 C. These sailboats range in price from $4,000 to $50,000, offering affordability in terms of both purchase price and maintenance costs.

4. How does the cost of living on a sailboat compare to the popular van life trend?

The concept of living on a sailboat can be compared to the popular van life trend. While the cost of living on a sailboat can range from $820 to $8,840 per month, van life expenses typically include fuel, maintenance, insurance, and camping fees. The choice between the two lifestyles ultimately depends on individual preferences, location, and desired level of mobility.

5. What are some tips for reducing expenses while living on a sailboat?

To reduce expenses while living on a sailboat, consider rationing provisions, maximizing fuel efficiency, evaluating memberships for entertainment, simplifying personal care and clothing routines, and exploring cost-saving alternatives for internet access. Being mindful of boat maintenance and considering low-cost repair options can help minimize expenses.

6. How much do boat maintenance fees typically cost?

Boat maintenance fees can vary depending on the sailboat’s condition, size, age, location, and owner’s experience. On average, boat maintenance expenses, including parts, tools, and repairs, can amount to around $1,006 per month. Regular maintenance tasks may include cleaning equipment, addressing broken electrical parts, and managing cluttered wiring to ensure the boat is in optimal condition.

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5 Best LiveAboard Sailboats – Plus 8 Important Buying Considerations

CATALINA 30

Taking the plunge to live on a sailboat is usually a huge decision, especially as living aboard a boat is an exciting lifestyle choice. However, there are lots of things to consider before buying a boat that will suit your needs and also be nearly as comfortable as a traditional home on land.

Whether this is your first time choosing a liveaboard sailboat, or you want to upgrade to a better option, you will find useful information in this article. But before we get into the best liveaboard sailboats and how to choose one, let’s see why living aboard a boat is a great lifestyle choice.

We’ve reviewed some of the best liveaboard sailboats and listed them here to help you choose one that will suit you most.

5 Best LiveAboard Sailboats

Islander 36.

The Islander 36 is the boat for you if you want a well-rounded sailboat with impressive cruising abilities. With close to a thousand of these boats built between 1973 and 1986, the model is one of the successful and best-selling boats of the company.

These sailboats are renowned for their well-adorned cabins, with many featuring exquisite wooden interior trim. Typically, the interiors are spacious and feature a long port and starboard settee. The settee is designed to fold out into a double berth for sleeping. There is also a nav station to port with a quarter berth at the back that forms an extra seat. The boat also has a spacious master berth with an enclosed shower, making this boat one of the best liveaboard sailboats for cruising.

The interior also features plenty of drawers, plus many caned and louvered lockers. The L-shaped galley is to starboard and equipped with an icebox (that can be upgraded to a refrigerator). It also comes with a three burner LPG stove and a double sink.

Perhaps the most eye-catching feature of the interior is the companionway steps that are easy to maneuver. This is by far better than having ladders, as the steps can serve as additional separate seats when you have guests onboard.

The amount of fuel the boat’s tank can take is ideal for coastal cruising. Although Islander 36s can embark on extended trips, you will need to get additional jerry cans for that purpose.

You can check here for pricing and listings .

• LOA:   36 ft
• Beam:   11 ft 2 in
• Ballast:  5450 lbs
• Displacement:  13,450 lbs
• Sail Area:  612 sq ft
• Fuel Tank:  30 gallons
• Water Tank: 56 gallons

 Boats  →

If you are looking for a boat that is tough to beat feature-for-feature and size-for-size, perhaps this model will be of interest to you. Designed for comfort and performance, the Catalina 30 is arguably the most common production cruising sailboat to ever grace the open waters. Despite coming into the market as far back as 1972, their popularity to date is a glaring proof of high performance.

You can expect to find spacious accommodation in this 30-foot sailboat with modern features such as a fully equipped galley and electric pumps that supply running water. The layout features a “suite” style with a V-berth master bedroom that is closed off from the rest of the cabin.

The Catalina 30 also features a dinette that can also serve as a workspace or chart table. The boat also includes an enclosed shower and head, which makes living aboard a comfortable experience.

Check out listings for Catalina 30 here .

• LOA:   29 ft 11 in
• Beam:   10 ft 10 in
• Ballast:  100 lbs
• Displacement:  10,200 lbs
• Sail Area:  446 sq ft
• Shoal Draft: 4 ft 4 in
• Head Room: 6 ft 3 in

 Yachtworld  →

Weatherly, comfortable, spacious, and fast – these are what readily comes to mind when you think of the Nordic 40 .

This large sailboat is perfect for long-distance voyages, so if you intend to buy a boat that will offer excellent accommodation for offshore cruising, you know where to look. Thanks to its large structure, the interior is extremely spacious, making it the perfect choice for couples who want to spend more time aboard a boat.

The standard Nordic comes with top-notch equipment, including a Navtec hydraulic vang and Navtec rod rigging, plus full hull insulation in the entire interior. There is standing headroom available throughout, along with a spacious master bedroom.

The galley is fully equipped with modern facilities and allows for comfortable living. With the standard Nordic 40, there is no worry about storage space. Remote living is a walk in the park with this boat, even if you intend to anchor out for a couple of months at a stretch with enough supplies and provisions.

Keep in mind that these boats are not very common, but if it is the type that appeals to you, it is worth searching out.

Check out listings for Nordic 40 here .

• LOA: 39 ft 9 in
• Beam: 12 ft 5 in
• Ballast: 7,091 lbs
• Displacement: 18,000 lbs
• Sail Area: 756 sq ft
• Water Tank: 120 gallons
• Fuel Tank: 56 gallons

Thinking about taking your entire family for a coastal cruise or even a near-offshore cruising experience? Consider the Hunter 33 , one of the best liveaboard sailboats equipped for such purposes.

One of the longest-lived boats in its category, the Hunter 33 came into the market in 1977 and is still in production to date. The mid-sized sailboat comes with great interior accommodations, with ample room for sleeping and sitting. It comes with two private cabins, which is great for a 33-foot sailboat.

It features a shower and toilet aft the master bedroom. Plus, there is a full dinette and standing headroom throughout the cabin.

In a nutshell, this the perfect sailboat for those moving up in size and want a great boat with modern conveniences for an extended cruising period.

Check here for detailed listing and pricing .

• LOA: 33 ft 6 in
• Beam: 11 ft 6 in
• Ballast: 3,579 lbs
• Displacement: 11,016 lbs
• Sail Area: 625 sq ft
• Water Tank: 50 gallons
• Fuel Tank: 25 gallons
• Headroom: 6 ft 4 in

The Nor’Sea 27 is an excellent choice if you are single or searching for the best liveaboard sailboats for minimalists. This boat is arguably the best compact liveaboard cruiser available in the market today.

The compact boat has a surprisingly spacious interior for a 27-footer. Plus, it features almost every amenity you can find on a larger boat.

For comfort, the small sailboat feels more like a Catalina 30 and comes with a galley, shower, toilet, and two bunks below the cockpit. The forward berth also serves as a dinette.

The design of the sailboat is a huge success and has found a pretty strong following, which explains why it is still in production to date despite hitting the market long ago in 1976. As expected, the little sailboat costs less in slip fees. But the best part is that you can tow it on a trailer, and that’s all legal.

Don’t be fooled by its size, though. The Nor’Sea 27 isn’t cheap. Prices for new ones start from around $150K (with kits starting anywhere from $35K). You find used ones for as little as $15,500 or as much as $95,000 depending on age, quality of finish, and condition.

Find out current listings and prices here.

• Ballast: 3,100 lbs
• Displacement: 8,100 lbs
• Water Tank: 20 gallons
• Fuel Tank: 20 gallons

How to Choose the Best LiveAboard Sailboats – Buying Guide

There are several things to consider when choosing a liveaboard sailboat, but perhaps the most important factor is the level of accommodation that will suit your need. A boat with useful features such as a fully functional kitchen or electric toilets are well and fine, but many traditional sailors don’t really care about limited amenities. Any stripped-down sailboat with basic interior would do just fine.

Most sailors are generally okay with any standard live about sailboats constructed after 1970 since these types typically have adequate ventilation , a usable kitchen, head, and shower. But whatever your preferences, you can be sure you will find something that will provide the level of comfort you need in most modern sailboats.

Here are 8 important factors and requirements we think are crucial when choosing the best liveaboard sailboats.

1. Standing Headroom

There’s nothing wrong with spending a couple of days in a week aboard a boat without standing headroom. However, if living aboard a sailboat is a lifestyle choice for you, consider one with standing headroom. Your body is not meant to crouch or crawl for months or years on end. With time, your back and other muscles will start to take a hit. For your overall health and wellbeing, it is best to choose a sailboat with standing headroom. Our recommendation is 5-feet 10-inch standing headroom or something within that range.

2. Basic Kitchen Facilities

A liveaboard boat without a kitchen can only mean one thing: you will be eating out every single day! While this is okay for some people, others will prefer to cook their own meals at least once in a while, regardless of their culinary skills.

We think a kitchen is a must-have for the best liveaboard sailboats, even if it doesn’t have all the modern facilities. Basic kitchen facilities should include a refrigerator or icebox, a sink, and a stove. If you find one with an oven, that’s a plus, too!

3. Toilet with Plumbing

The fastest way to spread diseases when you liveaboard a boat is to have improper human waste storage and disposal system. Sanitation facilities are among the top considerations when choosing the best liveaboard sailboats.

Using a porta-potty all year long is definitely out of the question. Besides, no one would like to live on a stinky boat or have guests come over a smelly abode. When you choose a liveaboard sailboat, look for one with a built-in and properly outfitted toilet. It should also have a safe sewage storage tank with a proper disposal system.

Many liveaboards prefer to use gym or marina facilities instead of their onboard showers. This is okay, but it doesn’t eliminate the need for bathing facilities on board. Choose a sailboat with a shower for convenience’s sake, even if you don’t use it all the time.

It is important to make sure that your bilge pump is always in good working condition, especially if you have a boat shower that drains directly into the bilge. Keep in mind that whatever goes into the drain will find its way below your floor.

5. Electric Lighting

Having kerosene lamps is okay. In fact, many sailors love to have them because it adds a certain feel and beauty to their boats. But you definitely want to consider the convenience and safety offered by electric lighting. If you plan on living aboard a boat for a long time, you will need some form of reliable electric lighting.

6. Availability of 120V AC

The best liveaboard sailboats come with 120V AC outlets for standard house electricity connections. The availability of electricity is a definite requirement for living aboard a boat. You want to have a way to charge your cell phones, computers, and use other electronic gadgets. A boat with only a 12V outlet is not good enough. It is best to choose a sailboat with 120V AC outlets if you want to enjoy electricity living aboard a boat full-time.

7. Seating Spaces

Apart from the main bed, the best liveaboard sailboats should have additional seating spaces. There should be separate spaces for sitting, working, navigating, and eating, especially if you plan on living aboard for a long time.  You don’t want to be bored with the monotony of using only one space (the main bed) for all your daily activities. Having separate seating spaces has the added advantage of making your day-to-day activities more agreeable.

8. Ventilation

Perhaps the simplest requirement for liveaboard sailboats is ventilation. But it is equally essential, regardless. An opening porthole or a passive solar roof vent should suffice. The important thing to consider when it comes to proper ventilation is a boat that provides a way to let in fresh air without needing to open the main hatch.

Coastal Vs. Offshore Accommodations

And now, here’s one final factor to consider before choosing a liveaboard sailboat. How do you plan to use your boat? Do you want a sailboat that will serve primarily as a long-distance cruiser, or do you intend to use it mainly for coastal cruising?

Your intended use significantly affects the style of interior design that will be suitable for your purpose. Sailboat accommodations are greatly impacted by their cruising purposes. Coastal cruisers are likely to feature more plush layouts, complex interiors, and larger sofas. Also, these boats generally have several amenities, so it is common to have smaller storage spaces in these sailboats.

On the other hand, offshore or long-distance cruisers feature cabins that are designed and arranged to make the journey as comfortable as possible. These sailboats generally don’t have unnecessary furniture and other extras below deck to make room for increased sleeping and storage spaces.

It is easy to get carried away during the physical inspection of a sailboat, especially if the boat is equipped with modern facilities and fanciful, eye-catching amenities. But don’t get swayed by those, even though they are important for improved convenience. Your top priority should be how you intend to use the boat – for coastal cruising or offshore cruising. This should inform your choice of accommodation.

Benefits of Living on a Sailboat

Okay, why should you want to give up living on land and opt for an unstable address somewhere in the middle of the ocean? Is it even safe to do so?

Living aboard a sailboat is an exciting lifestyle that offers several benefits and challenges, too! Thousands of people across the world choose this lifestyle, and because these boats are constructed from high-quality, durable materials, you can be sure it is safe to liveaboard one.

This lifestyle offers liveaboards a cheaper alternative than living in a traditional house. This is particularly the case in waterfront cities where rental apartments and houses in the marina areas are even more expensive.

It is a lot cheaper to live in a boat if you enjoy traveling around the world on the water. And if you enjoy the marina lifestyle, you could take it a step further by owning and living in one of the several best liveaboard sailboats available.

And come to think of it, these boats require some serious investments. What’s the point of buying a “house” on the water without living in it, right? To many people, it makes more economic sense to live in their expensive boats, instead of paying extra rent for a house on the land when there is one idling away on the water.

About Chris

Outdoors, I’m in my element, especially in the water. I know the importance of being geared up for anything. I do the deep digital dive, researching gear, boats and knowhow and love keeping my readership at the helm of their passions.

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8 Cheapest Liveaboard Boats (Pictures & Average Price Included!)

Explore the 8 most affordable liveaboard boats with stunning photos & average pricing. Perfect for travelers dreaming of a life at sea on a budget.

I think, at some point, we all dream about scraping our normal existences and moving aboard a boat of some kind. The thought of a water-borne life is compelling and evokes visions of adventure, glamour, and excitement. Unfortunately, for the most part, these remain dreams and musings, often because of the perceived costs involved. However, buying that dream liveaboard boat may not be as out of reach as you think.

Living aboard a boat means different things to different people. You may have a vision of a trawler or a motor cruiser. A sailboat with beautiful lines may come to mind for the more romantic. A static houseboat, permanently moored to its dock, maybe more to your liking. In some countries, living on a canal barge is an alternative.

In any case, finding the right boat at the right price is the challenge. We have searched for what we consider the best boats in several categories. Our selections are based on livability, space, construction, maintenance, and possible uses. These are factors that most experienced liveaboard people mention when asked what to look for in a liveaboard boat.

For many, living aboard a boat means a sailboat. For many people, sailboats equate to freedom. With nature providing the wind for power, a sailboat looks like a perfect way to escape the mundane everyday world. We must admit that sailing is addictive. We have succumbed in the past to the sailboat urge and have never regretted our time spent with a sailboat.

Catalina 30

Sealion Yachts / YouTube

Average Used Cost:  $15,000 to $35,000

I know. It’s white, plastic, and almost boring. On the other hand, the Catalina 30 is probably one of the most chosen live-aboard sailboats when the overriding factor is cost.

This popular sailboat has been in production since 1975, and there are thousands of used Catalina 30 sailboats from which to choose. Over almost 50 years of making these sailboats, Catalina has learned a few things and these boats show that knowledge.

For a thirty-foot sailboat, the Catalina 30 is amazingly spacious. Several interior layouts have been available over the years, so you have some options when shopping for these boats if you have special needs.

Catalina designs the Catalina 30 with a wide beam which makes the boat comfortable to sail. The low sail area/displacement makes the Catalina 30 a little stiff under sail, but this generally means a more stable and comfortable ride.

The interior of these boats has standup headroom for all but the tallest people. Every Cataline 30 was originally outfitted with a full galley with plenty of storage space. The heads on these boats are functional for living aboard, with a full-sized shower and extra storage. Later boats feature a slightly wider transom incorporating a boarding platform and ports to the hull sides.

Catalina 30s, suffer from many of the same age-related issues that plague laid-up fiberglass boats of any kind. You should have any used boat you consider thoroughly inspected by a certified marine inspector. There are some issues in particular that you should watch for with a Catalina 30.

Catalina deck cores may be either balsa wood or plywood. Common problems with either construction is the deterioration of the core because of water infiltration and compression degradation, particularly at the mast step.

The deck-to-hull joint can show delamination issues caused by the flexing of the boat in rough water or physical damage from docking incidents.

Islander 36

Michael Facius / YouTube

Average Used Cost:  $15,000 to $36,000

When we start talking about cheap liveaboard boats, it is understood that we are considering used boats rather than new ones. That puts the Islander 36 in the mix of the best and cheapest live-aboard sailboats.

The last Islander boats were built in 1985. 750 of the Islander 36s were produced from 1971 to 1985. Many are still on the water and still being lived aboard by happy owners.

If you look at an Islander 36 you can’t help but notice that this boat looks fast. This is one of the few boats that you can race with confidence or cruise in comfort. These boats have a moderate beam that moves through the water easily. There is no dated appearance to these boats. You will look as good on the water as most much newer boats.

The interior is generous and provides ample amounts of space and headroom throughout. The Islander company paid a lot of attention to the appointments and fittings on the interior of their sailboats. However, many of these boats have been remodeled to accommodate upgraded marine navigation stations and galleys.

Construction-wise, these boats are built tough. The mast is stepped through the hull to the keel. The Islander 36 was available with either a shoal draft keel or a deep cruising keel. Originally, the Islander 36 came with a tiller, but most of these boats have been converted to wheel steering in the intervening years.

The construction of the Islander 36 is relatively light, which doesn’t make this a big water boat. These boats were designed for coastal and inland water cruising, so if you want to travel the world, you need to look elsewhere.

In addition, on older boats, the engine mounting, fuel system and the condition of the gel coat on the hull should get a closer look. As with any older boat, the care and maintenance the Islander 36 has been given should be a big factor in your decision when selecting a live-aboard boat.

You will find that most Islander 36s have been modified extensively through the years. Some of these modifications need careful attention to ensure they are properly done and don’t seriously compromise the boat’s safety. Tankage may also be a problem for liveaboards that intend to cruise extensively. The original aluminum tanks may need replacing.

Multi-Hull Sailboats

In the late 1970s and 1980s, multi-hull sailboats gained popularity, especially among live-aboard sailors. The wide beams and multiple hull spaces offered a lot in interior space, deck space, and stability. Even charter companies recognized the benefits of the multi0hull arrangements. Many of these boats entered charter fleets in the Mediterranean and the Caribbean. Many live-aboard cruisers are still enjoying their multi-hull sailboats in these popular waters.

Gemini 105C Catamaran

multihulls / YouTube

Average Used Cost:  $50,000 - $90,000

As liveaboard cruising sailboats, nothing quite compares to a catamaran. Large open deck spaces, generous interior space, and stable sailing characteristics make these boats some of the most popular with liveaboards.

The Gemini 105C is extremely popular as a liveaboard coastal cruiser for families needing more space than a standard monohull sailboat can provide.

If you are used to going belowdecks on a standard monohull sailboat, you will be overcome when you step into the saloon of a Gemini 105C catamaran. The fourteen-foot beam of this sailboat is almost twice as wide as a conventional hull, providing more than ample space to move around. An array of portlights give almost 360-degree visibility. Visually, using fiberglass and wood veneers creates a warm and inviting space.

The shoebox design of the hull and deck are extremely well-engineered, with stainless steel hardware on five-inch centers around the perimeter of the hull/deck joint. The wide beam of these boats gives a gentle and comfortable ride in even the most extreme conditions. If the wind doesn’t blow, a Westerbeke diesel gets you where you want to go without hassles.

By and large, these are easy boats to sail and maneuver for even novice operators.  The construction is solid and uses the highest grades of materials. The extra space provided below decks makes these catamarans a great family option if you are considering a live-aboard lifestyle.

As well-built as they are, Gemini 105C owners report some issues you should look for when purchasing a used boat. The balsa-cored decks show a tendency to get spongy over time. This is usually caused by water intrusion where perforations or fasteners are mounted. Some owners have experienced problems with the original centerboards rotting or becoming worm-eaten.

Any boat with a beam of 14 feet may become a problem when needing berthing space. Some marinas may not have large enough berths for the boat, and putting your Gemini into a slip may mean paying for two slip spaces.

If the boat you are considering still has a Westerbeke engine and drive, it will probably pay to have it replaced with a newer engine and drive.  The company that services the drive leg of these systems is out of business, and parts can be an issue. Many Gemini owners find it more efficient to scrap the diesel and the drive leg in favor of an outboard.

Click and Boat

Average Used Cost:  $45,000 to $90,000

Edel is not a well-known name except among catamaran sailors . These boats were first introduced in 1987, and many are still afloat. Owners of Edel 35 catamarans speak highly of the quality of the construction and the handling of these boats. The spacious interiors maximize the wide beam and the overall length to provide generous amounts of cabin and storage space.

Over the years of production, Edel offered several different interior layouts in these boats. Perhaps the most popular for family cruising and liveaboards are the 3-module design which offers 4 separate double cabins. This interior design gives even a large family room for private space and a large cabin for communal time.

Edel adopted a simplistic approach to the design of the Edel 35. The goal was to provide a solidly constructed boat at a reasonable price that combined performance and stability. This design philosophy made the Edel 35 popular with many charter companies and sail schools. It is also why many private owners opted for this boat since it became a great foundation for customization.

The Edel 35 can be quite nimble under sail, producing 7 to 8 knows upwind and 11 to 12 knots on a broad reach.  This speed still produces a stable and gentle ride in all but the roughest weather conditions. The interior appointments are simple yet tasteful without showing their age.

Early-year models of the Edel 35 showed some problems with the composite construction of the crossbeams. Beginning in 1087/88, Edel began using three aluminum crossbeams which proved to be much longer lasting given the rhythmic stress loading these members must endure.

If considering a used Edel 35, pay particular attention to the electrical systems. This is one area where repeated problems seem to surface as these boats age. The interior lining used in some of these boats may also not endure well when exposed to saltwater intrusion. As with any fiberglass boat with sandwich construction, careful inspection of the strength of the hulls and decks should be made.

Early versions of the Edel 35 were designed for use with outboard motors.  Later versions were fitted with inboard diesels. In particular, a twin-motor version with a diesel engine in each hull was very popular. Maintenance records and upgrades should be considered if the original equipment is still installed.

Motor Cruisers

If sailing isn’t your thing and power is king, considering a motor cruiser as your liveaboard may be the right idea. In many cases, a used motor cruiser is a cheaper alternative than a sailboat or sailing catamaran of comparable size. In addition, you don’t have to learn to sail, and you aren’t at the mercy of the wind.

Hatteras 40 Double Cabin

Portside Yacht Sales / YouTube

Average Used Price:  $50,000 - $130,000

Hatteras is well known for building solid and dependable boats.  The Hatteras 40 Double Cabin is no exception. By any standard, these are heavy-weight boats that produce sold stable rides while providing massive amounts of interior space, making them a good choice as a live-aboard motor cruiser. Depending on the boat age you are considering, you may even find some unexpected amenities for a boat at these prices.

The aft stateroom on the Hatteras 40 double cabin is a bonus, especially considering it comes with a private head. A queen-sized bed dominates the space, but there is still plenty of room for storage and living. Couple the live aboard amenities with the company’s reputation for building quality boats, and you have two very good reasons to consider the Hatteras 40 double cabin as a liveaboard vessel.

Outside you will find an oversized cockpit. Most used boats have the enclosure for the cockpit plus the flying bridge just a few steps above. For many families living about their Hatteras 40, the cockpit is not just an outdoor space, it becomes a waterside dining room and an extension of the main cabin. Most used Hatteras models will feature upgraded electronics and navigation equipment as well.

From a performance standpoint, the Hatteras can hold its own. The diesel engines can deliver speeds of up to 20 mph. The deep V hull easily powers through even the choppiest seas, and the heavy, solidly built hull gives a stable ride. These boats come standard with tanks to hold about 350 gallons of fuel, so they have plenty of cruising range.

As with any boat of this age, the care and maintenance it has received during its life are critical to its condition. There are some issues known that should be thoroughly investigated. As with purchasing any used boat in this price and size range, a complete marine inspection by a qualified surveyor is a must before making a deal.

If the Hatteras 40 you are considering still has the original gasoline engines, you are probably facing a major refit to install more modern marine diesel engines. Newer engines will deliver more power with greater economy than older gasoline engines. This will also require new fuel tanks and fuel lines and may require new controls for the new engines.

Many Hatteras 40 yachts have seen service in areas where they are exposed to some heavy seas during their life, particularly along the eastern seaboard, where crossing big breakers regularly puts much stress on the boat. Hull-to-deck joints can see the damage, which can lead to delamination. Check these areas well.

Sea Ray 415 Aft Cabin

Yacht and Boat

Our second choice in the Motor Cruiser category is another aft cabin model. The Sea Ray 415 aft cabin is just a tad larger than the Hatteras 40 but is in the same class and delivers the same sorts of features and qualities.

Owners of Sea Ray 415 models rave about the spacious interiors, the quality construction, and the amenities that are included in these boats. There are many of these boats that have spent their lives on inland freshwater lakes that are in pristine condition.

For interior space, you won’t find many boats in this class that offers this amount of living space. The aft cabin has a queen-sized pedestal bed with walk-around access, storage galore, and a private head with a shower. If privacy on your liveaboard boat is a concern, the interior design of the Sea Ray aft cabin models will allay your fears.

The full galley is a plus, as is the flying bridge.  Most of these used boats include the full enclosure for the cockpit area. The flying bridge is only a few steps above the cockpit which keeps the operator in the miss if you are entertaining friends. Many owners find the large forward deck area is another great place to spend time on the water.

From a structural standpoint, these are well-engineered and well-constructed boats. Given the proper care and maintenance, you can expect these boats to perform well into the future with few problems. Most of these used boats are still sporting the original gasoline engines, which do well on inland protected waters. If you are considering coastal cruising, you should probably look for a diesel-powered model or plan to upgrade the power plants yourself.

To be honest, we didn’t hear many disadvantages from the owners of these boats. Some of the problems that were mentioned include electrical wiring. It seems that the wiring is not as big a problem on these boats as the repairs or maintenance on the electrical systems. The wiring on Sea Ray boats runs in tight channels and often terminates in compartments with no access. Check the fuse box and see if the breakers have been changed, indicating electrical problems.

Another problem with some Sea Ray boats is foam saturation, which can affect how the boat floats and handles. If you find areas of the foam core that have been saturated, this can be fixed but may prove costly in the long run. Look at the boat when it is on the water and empty of everything but the fixed equipment. If the boat doesn’t float level, the cores may have a problem.

Water leaks around through hull fittings, portlights, and deck-to-hull joints are a problem in any boat that has seen a lot of heavy weather or stressful situations. Sea Ray owners report the same sorts of problems with their boats. When shopping for a used Sea Ray 415 aft cabin, a certified marine inspector can be your best option to ensure the boat is sound.

Some people want to classify trawlers as motor cruisers, but I tend to separate them. Trawlers feature entirely different hull designs and different design philosophies. Motor cruisers tend to be sportier and more performance-oriented. Since they originated as work boats, Trawlers tend to be a bit more stable and offer a different kind of liveaboard experience. A trawler may be your answer if you want a more classic look in a boat that will get you where you want to go in style and comfort.

Californian 42 LRC

Average Used Price:  $48.000 - $70,000

If you are looking not just to live aboard but to do some serious cruising as well, a Californian 42 LRC (Long Range Cruiser) is a great place to start looking for your boat.

These boats, built in Costa Mesa, California, are built for just that purpose. With twin engines, large spacious interiors, and a nicely raked bow, these boats provide ample live aboard room and a conservative easy ride in rough water.

The prominent bow, high freeboard, and semi-displacement hull give great blue water characteristics to these boats. You probably won’t win any distance races, but you will get to where you want to go reliably and comfortably. Most used Californian 42 LRC came equipped with gasoline engines.

Many owners have since replaced the older engines with modern marine diesel engines. In most cases, with new engines, you can expect to make about 9mph on calm seas and get about 1.5 mpg.

Inside, the Californian 42 features a private aft compartment with walk-around arrangements. The aft compartment has its own head. These boats came equipped with either a full-height shower or a bathtub. There is more storage than on most boats this size making life aboard much easier.

The forward stateroom may have either a double berth or stacked single berths. A separate head opens into this stateroom and is accessible from the main cabin. Most of these forward heads only came with a shower. The helm is center mounted on the flying bridge and has back-to-back seating. The console has plenty of room for electronics and navigation equipment.

Used trawlers can suffer from the same sorts of maladies that are common on any aged boat. You should invest in a competent marine surveyor to look at any boat you are considering. Californian 42 LRCs don’t get a lot of bad reviews, nor do I see many comments about problems with these boats other than as they age, they take a bit more maintenance and TLC to stay in top shape.

Some owners do mention the blistering of the gel coat on the fiberglass. This is typically not a structural issue if the blisters are repaired promptly. This condition is often problematic with the binding agents under the gel coat and not the fiberglass itself. Blisters are relatively easy to fix and well-suited for most boat owners.

If possible, get the history of the boat you are considering. Former owners are a wealth of information about how well the boat has been maintained, the types and frequency of repairs, and any upgrades that may have been done to enhance the boat’s value.

CHB 42’ Sundeck

CHB is a Taiwanese company that was founded by an American who saw the benefits of lowering manufacturing costs by going offshore.

The results are some of the best boat designs on the market, especially in the used boat market. The CHB 42-foot Sundeck trawler is a great example of this and offers exceptional value for anyone willing to shop carefully for a well-used trawler to live aboard.

You can get a lot of boat for the money with a CHB 43-foot Sundeck trawler design. The aft cabin design is perfect for a live-aboard couple. The second cabin forward provides ample room for weekend guests or a couple of kids. A private head in the aft stateroom and another forward give these boats much appeal to anyone who has frequent visitors on board and also wants a little privacy.

The twin-engine design provides plenty of power to handle big seas. Most of these boats came from the factory with John Deere diesel engines. Many of the used CHB 42’s still had these original engines and, if properly maintained, will continue to provide years of service without problems. The interior appointments are above average and provide a level of inviting warmth you won’t find on many fiberglass boats.

This trawler design has a wide bow with a deep rake and flare that provides a dry ride in moderate to heavy seas. You won’t win any speed contests, but you will feel comfortable with the handling and ride provided by the hull design on these boats. As with any displacement boat, they tend to rock and roll a bit at anchor.

A few areas on CHB 42 Sundeck boats need to be examined carefully if you are considering purchasing a used boat. Any time you spend money on a used boat of this category, a competent marine surveyor should be hired to inspect the boat thoroughly. Good marine surveyors will know what to look for on specific models of boats where problems are common.

On the CHB 42 Sundeck, the motor mounts should be checked carefully. In some cases, dry rot on the support structures has been noted. Don’t worry too much about engine hours. Diesels, with proper care, can provide thousands of hours of dependable service. While in the engine compartment, sniff around a bit. The smell of diesel in the engine compartment could indicate that the support structures have absorbed diesel fuel which can be a major issue.

CHB installed teak decks on the aft cabin and in the wheelhouse. Many owners have since replaced these teak decks with fiberglass to mitigate problems with the teak. These teak decks have proved to be a source of problems as the boats age.

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12 Best liveaboard Sailboats To Live on | What’s Best For You?

Are you considering buying a live-aboard boat? If so, there are many options to choose from. Obviously everyone’s choice is unique, so “the best live-aboard sailboat” is a subjective topic. Therefore we have come up with a list of 12 best live-aboard sailboats that will serve everyone’s needs. Whether you are looking for a smaller vessel, a 20 feet, because you are a solo sailor or you want an all-out house on water, there is a vessel for you in to consider . 

But first, you will have to decide what your budget, needs and desires are. Once you have that clearly identified, you can then go on to see what are the best vessels for you according to your personal requirements.

Here are our top 12 best live aboard sailboats:

Catalina 30, contessa 32, islander 36, leopard 45 catamaran, beneteau oceanis 57, peterson 44.

When choosing a sail aboard vessel, it is crucial to consider the following 11 elements that distinguish a great boat from the rest. These are:   

The size of the boat 

The condition and seaworthiness of the vessel.

• Standing headroom in the cabin
• Having a good size Water tank
• Having a good size fuel tank
• Does the boat have a Water maker

A fully functioning Galley (kitchen)

• Heating and ventilation 

Shower and Toilet

• Power Availability

Seating Area

Sailboats are among the best liveaboard vessels on the water, there are some other types of boats that one can live in such as recreational boats, luxury yachts, trawlers, Sport fishing boats, houseboats etc., to name a few, but we are more interested in liveaboard sailboats which has many advantages over the other types.

So far we shared with you our top 12 best liveaboard sailboats and what makes a sailboat the best vessel to live on. In the following sections we will cover each sailboat in much more detail and explaining everything you need know to make an educated decision. By the time you’re done reading, you’ll feel confident enough to choose your dream sailboat to live in.

Things To Consider Before Living Aboard A Sailboat

Sailboats vary a lot from size, design and amenities to the comfort level they come with. Deciding which one is best for you depends on the overall purpose and requirement and the level of comfort you require while living aboard. 

For instance, some sailors find themselves okay living aboard on a sailboat that has no shower or a fully functioning galley. While for others it is important to have an electric toilet, a fully functioning galley and practical salon with some type of entertainment system installed. 

Additionally, you need to identify the purpose of the vessel, will your sailboat serve as an off offshore accommodation or an inshore accommodation. 

Offshore vessels generally don’t come with unnecessary furniture just to increase storage space on the boat. Also these boats have different sleeping layouts to provide for easy access and to ensure that the crew can stay in control of the boat at all times. 

Inshore sailboats on the other hand are geared towards luxurious interior design and high comfort level. Generally, inshore vessels stay within 2 miles from the shore therefore, they will have less storage space to allow for other luxurious amenities to exist.

In any case it is imperative to know what purpose will your sailboat serve and what amenities do you require before you can make an educated decision. 

What Makes A Liveaboard Sailboat The Best One?

Here are a list of characteristics of the sailboats that we believe make a liveaboard sailboat a great one: 

When it comes to living aboard, the size does matter, so depending on how many people are going to be sailing and living with you, generally bigger sailing boats offer are more comfortable. We will discuss this topic in the sections to come in great detail.

Is the boat you are about to live on in a good condition. When you buy a new sailboat for this purpose then it is a must that you hire a professional surveyor to assess the condition and the seaworthiness of the vessel before you make any down payment. Yes, it will cost you a bit, but that fee will save you a lot of money and headache.

Standing Headroom

The next feature is standing headroom. It is imperative to be able to stand upright properly without needing to crawl or bend yourself to move from one part of the boat to another. A good boat should offer at least between 5 feet 11” or 6 feet tall headroom. This element is important to consider for the health of your back and neck in the long run.  

Bigger Water Storage Tank

This is a crucial element that many older boats miss out on it. On average sailboats come with only 60 gallon tank capacity. If you make long passages then at least you should have a double of that aboard, meaning 120 gallons depending how far your destination is, you would be much safer to have 180 gallons if you are in a seaway for an extended period of time.

The last thing we don’t want to happen to you is that you run out of drink water while days away from the closest civilisation. Therefore, we recommend you to have approximately 140 gallons of water aboard during mid to long range trips or ocean crossing depending on how many people live aboard. Although, 40 gallons water storage tank is standard in the industry, you can increase this by having a few 5 gallon water container (also known as jerry cans). We have used these tanks in the past they are amazing. Click here to check these out on Amazon.

Bigger Fuel tanks

Like the water tank it is very important to have bigger fuel tanks if you plan to sail and explore the world. To give you an idea, for a 44 feet vessel a great fuel tank size will be in the range between 100 -120 gallons and on the contrary, a 30 gallons fuel tank is considered small for the same size boat. A 55 gallons Fuel tank for a 34 feet boat is classified as adequate, while a 25 gallon is considered a small fuel tank.

Although, if the boat you are considering to buy ticks all the other box except for this one, then you know that you can buy a few portable fuel tanks to resolve this issue. The best ones that I have found on Amazon will cost you around $85 for 12 gallon container. Click here to check for availability.

Does the boat have a water maker

A water maker is a live support equipment and a great amenity to have on your liveaboard sailboat that you can’t do without one. This is not a so important if you have super large storage tanks to store the water for you. Or you are located in the Caribbean where water is readily available everywhere. Other than that having a water maker means that you don’t have to worry about running out of water in the middle of the ocean, for this reason a water maker could be a life saver in some instances.

The water maker, like any other systems on the boat, needs some level of maintenance from time to time, but the quality of water that you get from a decent water maker out weighs the associated maintenance and costs.

In order to make life easier aboard this option is a must on our list, while sailboats’ galleys vary from only being able to prepare light meals to a fully equipped kitchen, but a great sailboat should at least have a fridge, cooking stove and a sink. Having a small oven is a luxury but not a necessity. 

Heating and ventilation

Even in the warmer locations, it can get really cold in the nights during winter months. So, if a boat comes with a heater, be it electric or diesel, is a great advantage. I have written a very useful article on how to heat your sailboat during winter months. Click here to read it.

Likewise, proper ventilation is crucial when living aboard a sailboat for an extended period of time. This is because mold and mildew grow in places that are dump and poorly ventilated. We know now that mold is very toxic to humans and animals.  

With proper ventilation we mean a roof vent, a porthole or window that allows sufficient air flow, also good insulation help against condensation and dump.  

Having a shower and a fully functioning toilet that is adequately supplied with water is one of the necessities on our list. It is vital to have a clean boat to prevent spread of diseases due to poor sanitation.

A good sailboat should have a well built-in toilet with safe waste storage tank. 

Power Availability  

A great vessel offers 120V AC outlets, some less great sailboats might offer only a 12V outlet, but if you live aboard all year round, you will need electricity to have your cell phones, laptops, batteries charged. 

A great boat should come with good size seating area other than beds or banks. It is important to have seating area for everyone to set while eating, working or just chilling out.

What is the best size sailboat to live on?  

Liveaboard monohulled sailboats.

The answer is very subjective and depends on a few factors: your budget, family size, the level of comfort and convenience you wish to have while living aboard. 

The smallest sailboat a single person can live in with very basic amenities is about 19 feet. A 23 – 26-feet vessel will offer a much decent living space but If you want comfort, 30 feet and longer will offer a great living abroad experience, as they come with dedicated washing, cooking and living spaces.  

For couples the 37 – 44 feet range will offer a comfortable living aboard space. While families with kids and pets, probably 45-50 feet range will be the most comfortable. 

We have researched best size sailboat to live in, here is a summary of our findings:

Liveaboard Catamaran Sailboats

Catamarans on the other hand will offer you the most space and comfort. Catamarans have two hulls and a salon attaching the two hulls together, allowing for more space. In addition to that they tend to be more stable and go much faster than a monohulled sailboat, due to their physical structure and size and number of sails. These vessels are well known for their safety, pleasant and smooth sailing characteristics. However they are much more expensive then monohulled sailboats.

These vessels offer a comfortable liveaboard experience. Our findings show that living aboard a 30-feet catamaran offers a comfortable and good enough space for a couple and a 1 child or a pet. 

A 35-feet catamaran will accommodate at least 4 people (4 adults or 2 adults and 2 kids) comfortably. Here is a summary of our findings:

Is living on a sailboat worth it? Pros & Cons

In this section we will discuss some of the pros and cons of living aboard a sailboat and will leave the judgement to you to judge whether it is worth it or not.

What are the advantages of living aboard a sailboat?

There are a few advantages that come with living aboard. We will discuss them one by one below:

Freedom and Relaxed lifestyle

Living aboard a sailboat may provide you the freedom and comfort that will not be possible anywhere else. Just as RVs on land offer great freedom while traveling from one place to another on land, living aboard allows you to take your entire household to a different geographic location whenever you choose to do so. 

This lifestyle comes with freedom and nearly limitless opportunities for exploration. Likewise, living aboard means living a life away from the fast paced life of the modern era, a way from many stressors to living a truly laid back and relaxed lifestyle. 

Safety and sense of community

For many of us living in a safe environment is absolutely a must, that is exactly what marinas offer you. Marinas are regarded as very safe places as they have the most advanced security gates, CCTV cameras and professional security guards present on the marine who keep watch 24/7. 

In addition to that, marinas are one of the best places to socialise as well. You will come across many like minded and well-travelled people who can share their knowledge and sailing expertise with you and vice versa.

Scaping the cold months and saving money

Also living aboard allows you to travel to the southern part of the country (or world) in the colder months of the year, where it is much warmer in the south than in the northern hemisphere. This lifestyle is really something unique and cool to be able to live where-ever and when-ever you want. 

Cost of living aboard a sailboat in majority of the cases is far less than living a life in a typical house or apartment. If you live fully all year round on a sailboat and you don’t have any residential rent or mortgage costs to pay, you can live very cheap and even save money. Of course you have to rent a slot in your desired marina, but usually it is much cheaper than renting a house or paying for your monthly mortgage payment in that same area. 

It goes without saying that if you live aboard only a few months in a year that you will have higher costs, as you still have to pay for a marina slot as well as your house expenses. 

What are some disadvantages of living aboard a sailboat?

So far we mentioned some of the pros why living aboard a sailboat could be desirable for many. While what we have mentioned above is true, there are some cons that come with this lifestyle, I will mention a few below:

Lack of space

From my experience, what I miss when I am sailing for days on end, is the lack of space. I mean by that no room for yourself or for your belongings. Even the largest catamarans will not be able to offer you the same amount of space as the typical house does, so anything less than that will be even more tighter living. 

Some sailors who live aboard all-year round find it easier to rent a storage locker, additionally choosing this lifestyle will mean that you will have to get used to taking your wash to the laundry and get used to having a small refrigerator and small storage spaces. It is crucial that you know your crew well or people who will live with you. While living aboard with someone is a great way to bond with each other, it can also be challenging at times, especially due to lack of privacy and personal space.

Bad Weather

Although sailors have the choice to sail to warmer locations during the winter month, which many do, they cannot escape from the storms, floods, hurricanes and even worse of them all the tsunamis. Because severe weather conditions could be seriously life threatening living aboard, it is imperative that you evacuate the sailboat if you are docked at the marina at times of severe weather conditions. But if you are out on the sea then you can do a lot to stay safe. I wrote a useful article on this topic. Click here to check it out.

Unwanted Visitors

One of reasons why most sailors choose to live aboard is that they want to be closer to nature, that is definitely true when it comes to wildlife. While docked on the marina or out on the water, you will have some unwanted visitors such as ants, spiders, insects, lizards and cockroaches to mice, rats and cats, foxes and raccoons. Seals and otters love to sun bathe on the deck and enjoy last night’s leftovers as well. If you are safe from seals and otters you will definitely not be safe from sea gals and other sea birds. The solution is keeping your sailboat tidy and clean and leave no food or leftovers etc on the deck or in the cabin. 

Maintenance and Repairs

It is inevitable that your vessel will need maintenance and repairs at some point. It could be bottom painting or to repair a rusty part or otherwise treating mildew and mold that grow constantly in certain areas of your boat. One thing they all have in common is: they all come with high price tags. You want to stay on top of these repairs and maintenance as having a maintenance routine will save you a lot of money and headache in the long run.

Top 12 Best Sailboats To Live On

In this section we would like to share with you our findings (after a thorough research of the market) of 12 fantastic sailboats that could make a great home on water.

This very special boat was designed by Dean Wixom with the seaworthiness and crew safety in mind. In addition, it was built to be easily transportable (trailerable)from one place to another. 

This feature is very unique to this boat, there are not many vessels serving the same purpose.

Although, legally it is possible to transport this boat on the back of a trailer without any special permit, it needs a bigger than average trailer to transport it. 

Nor’Sea 27 comes with the quality, comfort, amenities and safety on the sea of a much greater vessels. Most models feature a fully galley including fridge/freezer, Double sink, a reasonably sized head and v-berth with an inbound engine and a cutaway full keel. This vessel is well known for its comfort and functionality.

Although she is available in both an aft-cockpit and center-cockpit layout, the centre cockpit is a more preferred option for many sailors. This option features an amazing aft cabin, with 4 beds and standing headroom throughout main areas in the cabin and a safe and protected cockpit. 

So all in all this beautiful and spacious boat features amenities which are very unique for its size. It comes with almost all the features you would expect on a liveable boat. For this reason it comes with a slightly higher price tag. Nor’See 27 pride itself on safety and seaworthiness. That makes this model one of the best liveaboard vessels that ticks many boxes.

The only issue that this boat has (although it is manageable) is having smaller water and fuel tank storage. We mentioned how important it is to have a bigger water and fuel tanks in this article, in case you missed that part click here to read our recommended water and fuel tank sizes and how to resolve this issue. Other than that Nor’Sea 27 is one of the best liveaboard sailboat out there in this price range that is very safe and comfortable.

A brand new Nor’Sea 27 will cost you around $130,000 depending on the features, however a good used Nor’Sea 27 could be found for approximately $45,000. 

Specification & Dimension

This is a great sail aboard sailboat which was first introduced in 1974 and since then it has been extraordinarily improved. This is a very popular vessel which is sold plentifully all over the world. 

It comes in 3 models: Mark I (1974 – 1986), Mark II (1986 – 1993) and the Mark III (1994 – 1997). So if you would go for an older model, be prepared to customise a lot to improve functionality. 

The founder and president Frank Butler has been quoted in many publications saying that his company goal was to provide its customers with “as much boat for the money as we can.” 

Catalina is believed to be one of the best all-around sailboats ever built, it is a reliable and robust fibreglass sailboat that has a low price point which provides a good option for many new sailors to enjoy sailing and living aboard. 

Cataline features a well thought and spacious cabin layout and has all the basic features that a 30 feet boat has to offer such as fully galley including ice box, a large double sink, a reasonably sized head and fully functioning navigation station which makes living on this very comfortable.

This beautiful boat has a wide beam, abundant storage space, and good ballast/displacement ratio in addition to a low sail area/displacement ratio which makes Catalina very stiff and therefore comfortable to sail.  

Size-for-size and feature-for-feature the Catalina 30 is tough to beat. Depending on the model, condition and specification of the boat, you can find a good one under $40,000.

There are many reason why we think Contessa 32 is the best live aboard sailboat relative to its size and price tag. This cruising and racing boat with proven blue water track record, is truly a reliable, versatile, comfortable and seaworthy vessel that is built to cater for any type of adventure including living aboard. 

Contessa 32 is considered by many as a British yachting icon. It was first built in 1971 and it is still produced but on customer order basis. Co32 comes with speed and stability that not only make a nice racing vessel but also a great accommodation or a live aboard sailboat for you and your crew.  

Due to the design of the hull and the shape of the keel it sails smoothly without slamming on the sea bed, making the journey very comfortable. It is a classic boat with lovely lines and it is just looking so pretty, accommodating for a maximum of 6, however if living aboard probably it will be suitable for a couple and 2 kids or 4 adults. 

Co32 features a small galley on the port side and a navigation table on the starboard. An aft quarter berth, a large salon settee with a beautiful wooden fold up dinette table in the middle that transforms into a cosy double berth at night. Additionally you have a single settee that can be used as berth to starboard, forward a head and v-berth with plenty of space and stowage compartments.

The sailboat makes excellent accommodation for  2-4 people with many amenities that are required to call it a sail-aboard home.   

Depending on the model, condition and specification of the boat, you can find a good used one for about $45,000.

The next sail aboard winner on our list is the 40 feet, Nordic 40. If you want to live aboard comfortably or with a larger family/crew then look no further. This American designed beauty was first built in 1978 and is generously spacious in its interior. 

That means plenty of storage space which is needed during longer crossings. This fine cruiser is initially designed as a race/cruiser, so when it comes to sailing performance that is unbeatable. Its deep draft fin keel provides for a superior windward capability. 

Nordic 40 comes with a fully insulated fiberglass hull throughout the interior, not only it will keep you warm during the cold winter nights but also to keep the condensation at bay.  

This beauty comes with a large fuel and water tank and plenty of storage spaces that will allow you to stock up for your longer crossings or to sail around the world.

Nordic features a reasonably large galley on the port side and a navigation table on the starboard. An aft cabin with 2x quarter berths, a large salon settee with a beautiful wooden fold up dinette table in the middle that transforms into a cosy double berth at night. Additionally you have a single settee that can be used as berth on the starboard side, forward a head and v-berth with plenty of space and stowage compartments, this comes very handy while living aboard simply because it is hard to live with some of the household items.

All in all Nordic 40 is hands down one of the best live aboard sailboats in its category that has a lot of potential for being a floating home.

Although there are not many Nordic built you will still be able to get hold of them for a market price of approx $135,000. 

Is the safety and a superb performance something that you are looking for in a liveaboard vessels? If the answer is yes, then Etap 37s is the sailboat for you. Etap 37 is an award winner certified (by Bureau Veritas) unsinkable boat with an outstanding performance.

Something interesting with this model is that in case of flooding in the boat while at sea, not only the boat will stay afloat but it will also allow the captain and crew members to continue stay aboard and sail towards safety. This is possible because a special foam is injected in between the hull and the lining which in turn acts not only as a floatation mechanism but also as a great insulation and sound dampening layer.

This Belgian beauty has a generously wide beam for loads of storage space as well as extended stability. We think this sailboat will make a great living space for medium sized families with excellent live aboard facilities .  

Ergonomic and well thought out beautiful teak wood in the setting areas and the cabin give this boat a luxurious look. This fine cruiser offers accommodation for 6 people, with a v-berth in the bow, an aft cabin double bed and two fairly large settees in the main cabin and comes with a head and shower. The galley offers a 2-burner stove and double sink and fridge/freezer etc. 

All these excellent amenities along side the safety and performance make it and excellent liveaboard sailboat.

Sure, this boat has positioned itself at the high end of the market when we compare this vessel with other models of the same size, but the price is still competitive enough to compete against the high quality design sailboats. 

Hunter was first introduced in 1977 and amazingly still being produced till today.  

This will make an outstanding live aboard sailboat because it is designed to provide you with more of a house feeling than a boat. The cabin features two fairly large settees in the main cabin, good standing height headroom and beautifully designed storage compartments. Standing headroom is a great advantage to have which offers you extra comfort while living aboard.

Hunter is well known for its stainless steel arch in the cockpit area which creates a really nice set up for short handed or single hand sailing,  and the extended cockpit area enjoys all the modern devices that a modern sailor needs. Additionally the Hunter comes with lots of room in the salon, cockpit area and it is very well ventilated and lit all throughout and it is easy to sail.

Hunter features a spacious u shape galley on the aft portside, a good size fridge and freezer, 2 burner stove with oven and a stainless steel sink. 

It also features a relatively spacious liveaboard accommodation for 6 people. Aft head compartment offers a large queen size berth with plenty of headroom and ventilation windows above. Just fore of that is the head and shower. 

The cabin has a large u-shaped salon seating area that transforms into a cosy double bed using the large dinette table which is located in the middle of the salon. Additionally you have a single settee on the starboard side and forward v-berth with plenty of space and stowage compartments.

The price ranges from $50,000 to $90,000 depending on the models and condition of the boat. 

Truly, Hunter has enormous potential for live-aboard sailors who are willing to forgo some aspects of luxurious amenities that other same sized makes do offer, for maximising storage spaces, especially when storage is such a crucial matter in longer ocean crossings.

Less luxury has also an added benefit that is: less maintenance. This performance cruiser offers great opportunities for new sailors or people on tighter budgets. 

Cal 34 (first produced in 1966) is considered a fairly light mid-sized sailboat for its material usage in early models. The basic model even is a very promising sail aboard boat. It comes with a spacious and basic interior, offering many standard features although it is lacking some luxury ones. 

The older models are acquired for approximately $20,000. If you decide to buy an older Cal 34 from the 70s, please note that a lot has changed in the sailing industry since then such as more efficient rigging, easier sail handling, efficient diesel engine, bigger water tank storage and more appealing interior design etc. All in all this is an excellent fairly priced live aboard option for couples and families.  

The I-36 was first introduced in the market in 1971, and the company built around 800 boats of this model before they ceased production in 1986. This model prides itself on speed, performance and ease of handling even in heavy air. 

Like Catalina this model makes an excellent live aboard option for couples or families without compromising any important amenities. 

The cabin features a large salon seating area that transforms into a cosy double bed using the large dinette table which is located in the middle of the salon. Additionally you have a single settee ( it can be used as a bed) on the starboard side, a aft quarter berth and forward v-berth with plenty of space and stowage compartments. 

I-36 features an enclosed head (flush toilet) and a shower which are very important amenities to have when living abroad. 

The L-shaped galley features a large stainless steel sink, a 3 burner stove and standard icebox that can be upgraded to a full refrigeration unit. 

The price ranges from $25,000 to $65,000 depending on the models and condition of the boat. 

All and all, a generously spacious living area alongside the master berth makes this model a very good option for exploring the world as well as living aboard all year round.

This 20-feet sailing boat is specifically built for blue water sailing and extended cruising. It differentiates herself from all other 20 to 27 feet live aboard boats by just being much larger for its size and class. Furthermore, it is a seaworthy and comfortable single handed boat and has a great strong structure yet small enough to be loaded on a trailer and transported easily to another location. 

The 20 feet world cruiser comes with the interior space of much larger boats, making it an awesome option to live aboard for a single or even couples.    

It was originally introduced to the market in 1972 and the production continued till late 90s. The company has built over 400 vessels over the period of 25 years. 

There are many reviews showing that many have crossed the oceans with this little sailboat even under heavy weather conditions. When it comes to size of the boat, one reviews mentioned that he felt that Flicka was more spacious than his previous 31 feet boat, that is without exaggeration.  

It is spacious enough to live in, with an excellent headroom and easy to handle. It sails beautifully although it is only 24′ 0″ ft long and it has a heavy displacement. 

This amazing vessel can accommodate 4 people and comes with many hatches and opening ports to keep your sail aboard home ventilated. 

Flicka features an aft quarter berth, a large salon settee that transforms into a cosy bed at night. Additionally you have a single settee (can be used as a bed) on the starboard side, and forward v-berth with plenty of space and stowage compartments. 

The galley is located amidships that includes stove/oven sink and icebox with hinged table for two. 

We have admit to that this vessel is one of the best live aboard sailboats in its size and price range.

Because this boat comes with quality, strength, safety and ease of handling, it is priced with a higher price tag of $25,000 to $45,000. 

Leopard 45 is a “Boat Of The Year” award winner in 2017. This luxurious live aboard vessel features a superb performance and build quality. It has a very well thought out, all rounded and practical layout through the entire boat.

Known for for sailing speed, comfort, safety, luxury and entertainment, this offers the best live aboard options in its price range. It is a firm favorite of liveaboards as well as charters alike. This model features a light, airy and luxurious interior. The living space overall is very accommodating for those of us who wants total comfort.

Leopard 45 comes with plenty of living, setting and entertainment spaces in the cockpit area that adds to your comfort and luxury and joy during the warmer days.

The interior features 3-4 cabins, a super large saloon, a fully equipped galley, plenty of entertainment area in the cockpit with 3 to 4 heads and showers.

She is so spacious and luxurious that you will not miss anything you had in your typical home while living aboard this beauty.

The price for a used one ranges from $200,000 to $810,000 depending on the models and condition of the vessel. 

Beneteau is a very popular and modern looking cruiser thanks to its sheltered cockpit, large deck space and a vast aft master cabins and it makes an excellent live aboard option.

The manufacturers built this boat with speed, safety, luxury and also comfort in mind. This model can be found in 2 or 4 cabin configuration. The 4 cabin options comes with 2 huge aft master cabins, two double berth forward each featuring a luxurious head, sink and shower and a single aft cabin accommodating 9 people for the larger option and 7 people with a 2 cabin configuration.

The aft master cabins feature queen size berths, a side bench seating area and lockers and cabinets and plenty of natural sun light. The designers have done a great job in paying close attention to every detail.

This live aboard cruiser has every amenity that you will need while living aboard. This is a truly master piece, featuring a really massive galley with fridge/freezer, four-burner gas stove and even a dishwasher.

The gorgeous saloon features a large u shape seating area with beautiful saloon, a large bench seat on the starboard side with its own table. It is worth to note that the saloon is filled with plenty of natural light coming from the ceiling and wall windows. The saloon is finished in beautiful cherry wood that gives it a super warm feeling.

The price is between $200,000 to $600,000 range for a good used Beneteau.

We chose this boat on our best liveaboard sailboat list because this model features a very solid structure that will allow you to build and upgrade upon if needed, in addition to that this vessel is very reasonably priced. 

This option is a well known cruiser which prides itself on the ease of sailing in any type of wind. 

The company first introduced Peterson 44 in 1976 and built only 200 of this model before they ceased production. From what we have gathered reading owner’s review they have nothing but good to say about its performance. 

This boat is very unique in having two enclosed heads and showers, one in forward and one in aft.  A full size U-shaped galley is positioned to the port. The galley comes with a large sink, a 3-burner stove, oven, fridge/freezer, good size countertop and plenty of storage in and around the galley. A large navigation station that is located to the starboard very close to the cockpit for easy access.

The main cabin features a large salon seating area that transforms into a cosy double bed using the large table. Additionally you have a single settee (can be used as a bed) on the starboard side, and forward v-berth with plenty of space and stowage compartments. This live aboard vessel features a gorgeous looking large aft master cabin with a head and shower, hanging closet, plentiful storage cabinet and private access to the cockpit. This amazing vessel can accommodate up to seven people and comes with many hatches and opening ports to keep your sail aboard home ventilated. 

The price for a good used Peterson 44 ranges from $60,000 to $110,000 depending on the models and condition of the boat. With all the amenities and above average quality it makes an excellent liveaboard option for slightly bigger families.

I know it has become a super lengthy and detailed post that takes some time to read through, but I wanted to make sure to create a complete guide including all the features to look out for and the elements to avoid when looking for a great sailboat to live on. 

When it comes to living aboard, there are many crucial elements that you don’t want to miss out as we have discussed these in great depth in this article. The tips and recommendation that we shared in this article will save your a lot of money and headache. 

This article has provided you with the knowledge how to identify a great sailboat, and how to choose your first sail aboard vessel and what makes a sailboat the best one for you.  

Our recommendation list of top 12 best boats will give you the best options out there, bear in mind that to buy a great sailboat, you might have to travel abroad to find the best options. All the best.

I am the owner of sailoradvice. I live in Birmingham, UK and love to sail with my wife and three boys throughout the year.

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The Best Cheap Boats to Live on (And the Expectations You Should Have)

Want a budget boat that offers the best value for your hard earned dollars? Once you decide the liveaboard lifestyle is for you, prepare to be frequently asked, "Why do you want to live on a boat?"  

When I took the leap and bought a canal boat to live on , I was asked this a lot. Reactions ranged from enthusiastic clapping to looks of sheer horror.

Living on a boat isn't for everyone, that's for sure. But for those who achieve it, the rewards are significant. It's hard work and lots of fun!

You must be prepared to switch your thinking because, unlike conventional homes, living on a boat presents new challenges. What are some of these challenges, you ask?

Well, for on thing, space is going to be your biggest issue. Before you move onto your boat, accept to store or give away most belongings (friends and family will love all that free stuff).

Also, boats need regular maintenance and a marina to moor, which can become expensive. For a successful and cheap liveaboard lifestyle, you'll need to use creative money-saving techniques to reduce your costs.

Because marinas often charge by vessel size, one creative technique is to live on the smallest craft possible.

What are the Pros of Living on a Cheap Boat?

• Living Costs : Hey, the boat is cheap and you've managed to locate a mooring. You're saving a packet compared to living on land without vast sums in rent. And the bonus? The boat is one-hundred percent yours.
• Lifestyle : Looking for a complete lifestyle change? A cheap boat offers you an alternative way of living that's more eco-friendly (and at a fraction of the cost).
• Views : The view from your boat porthole would cost the average land-lover a small fortune. Keep smiling as you drink it in, happy you saved lots of money. Who cares you're living on a cheap boat? You still have those stunning views to keep you feeling good about life.
• Freedom : People choose life on a boat for the freedom to determine where they live. Not being shackled by mortgages or utility bills, and all the other stuff that comes from living on land, can be liberating. Untie your dock lines , lift anchor and cast off! A new adventure awaits. Depending on what type of vessel you have, where you could go is limitless.

You can't do all of that in a house!

What are the Cons of Living on a Cheap Boat?

• Limited Power : On a boat, power is finite. Batteries hold a charge and provide the electricity needed to power your onboard equipment. Most batteries shouldn't discharge below 50 percent, especially standard lead-acid batteries, because they suffer damage and performance loss. Living on a boat teaches me to be frugal with the power I use. Over time, you will realize this too.
• Marina Fees : Depending on location, exclusivity and popularity, marinas  will charge accordingly and can get expensive. As a cost-conscious boat resident, finding cheaper alternatives is a must to keep the price down. Seek out marinas far from most towns and exclusive locations, maybe on a quiet backwater, which will save you thousands of dollars. Even boating club memberships offer cheaper moorings.
• Lack of Space : Let's face it, space is an issue. Cheap boat living requires imagination, but as the saying goes: "Necessity is the mother of invention." If you want to buy a cheap boat with minimal living quarters, you need to get creative with space.

Once your head is wrapped around the concept that living on a cheap boat is a good idea, the next step is to make it happen.

What to Expect When Buying a Cheap Liveaboard Boat

The key word here is cheap, which boils down to making compromises. While your budget dictates everything, that doesn't mean you shouldn't try to get the best value for your dollars.

Shop around, look at classifieds and talk to marinas and boat clubs. Make a point of getting yourself out there. In time, you'll discover a gem of a boat in your budget and, more importantly, one that meets your expectations.

More than any other craft (other than airplanes), assuring the boat you buy is fit for the task should be your number one priority. When did anybody buy a budget plane and not worry about its condition? Never!  Why endanger your life in a boat in the same way?

Boat Condition

A few thousand dollars can buy a reasonable boat. Remember: It might be cheap for a reason!

The craft's condition is crucial, especially if it requires additional thousands more to get it sea-worthy. Has it been well-maintained or just received the bare minimum of a shower with boat soap every few years? Has it ever had a coat of boat wax or polish ?

A boat that's gone years without hardware, gelcoat and teak deck protection will have all sorts of hull issues (along with a right good amount of necessary elbow grease ). 

How are you confident you're not buying a lemon boat ? It's at this point that the connections you make while searching for a boat come in handy. Always ask for advice , especially if suspicions become aroused and you sense something's not right.

Turn to professionals for peace of mind. An excellent website to visit is the National Association of Marine Surveyors . Be prepared to pay. Marine surveys aren't cheap, but they are vital if you want to stay alive.

I looked at it like this: Do I value my life or my wallet? When you put it like that, there's no way I would set foot on my boat without the reassurance of a marine survey. The other advantage is that you get a list of faults. What better way to improve the boat than following a surveyor's advice?

A  trustworthy marine surveyor will tell you outright whether the boat is worth buying and if the seller's asking amount is fair. In the long run, the surveyor could save you money.

The boat's condition is everything. It determines where you can travel, what the budget allows for repairs and even if the vessel is safe to use. I cannot express enough that the boat's condition is your number one consideration .

The Vessel's Size

Think about the boat and how you're going to use it. Is it going to sit in a marina slip or boat club and never move? Most marinas charge by the size of the vessel, so if keeping costs down is a priority, go for the most manageable size of boat possible. Keep in mind that the smallest vessels will be cramped for space, and you run the risk of outgrowing the boat quickly .

If you're the adventurous type, and the cheap boat is a means of seeing the world, think about the traveling you want to do. If the seas are a calling, then you'll need a craft sturdy enough for the task. It's worth thinking about the safety aspect. Coastal waters can be inhospitable, and your life depends on a vessel robust enough for the job .

When it comes to budget, seriously consider getting the best boat for your money, without worrying about penny-pinching. Oh, and employ the services of a professional marine surveyor.

I travel England's inland waterways, so I chose the boat perfect for that job. I would never take my wide beam barge on the ocean. It's a flat-bottomed boat and entirely unsuitable for that environment.

Think creatively about the space onboard . Look for things with a dual purpose. Do those vinyl seats have storage underneath? Does the dinette double as a bed? (you get the picture).

These are important questions when you live on a cheap boat. You need to be ruthless with your possessions.There's no display space for your karate trophy collection, no matter how proud you are of them.

Take an inventory of your belongings and place into three categories: Need to Keep, Give Away and Sell. You'll be surprised how much stuff you own. Living on a cheap boat brings challenges unlike living in a land-based dwelling.

One of the best rules to live by is " Do I need that or can I do without it? " Invariably, it was the latter, so I went without. But I ended up with my boat consisting of items I truly love rather than being surrounded by lots of stuff. 

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Overall Costs

This one depends on your budget. The term "cheap boat" is subjective. Some boaters happily spend hundreds of thousands of dollars and think they're getting a bargain. But for the rest of us, 'cheap" means thousands, possibly tens of thousands of dollars.

Remember to factor in the additional costs of surveys and repairs . If the boat's cheap, it'll need ongoing care and upkeep to stay afloat for years to come.

At this point, it's good to keep things in perspective. Land costs, compared to a boat purchase, will make it seem like a bargain. Don't forget to budget for safety equipment . For long sea journeys, you'll need maps and charts, flares, a boat tool kit , a working fixed-mount VHF radio and buoyancy aids .

Even for inland waters, most of these safety equipment items are a must-have. Whatever the budget, some types of boats are more abundantly available than others.

Cheap Types of Boats to Live On

Why a trawler? Why not! You have to l ove a trawler . 

I've seen some trawlers, especially ex-charter boats, selling for as little as $10,500 . Most have significant headroom and wide hulls, making the onboard space seem generous. Also, these old boats are sturdy vessels that can take some knocking about to get them ship-shape.

Okay, so some trawlers may not appear as glamorous as yachts or other ocean-going vessels, but they're ideal cheap boats to live on. Now, with a limited budget, you're going to have to get creative. It's likely that the vessel you find will be ancient. I've have seen some for sale that were built in the 1940's.

And with your budget, you're looking in the "project boat" category, so older boats will fit the bill. Older boat models lack the lightweight construction, but instead are wooden or steel. That old trawler is gonna need some work, so don't splash all your cash on the purchase and leave nothing in the kitty to get her sea-worthy.

That's the compromise about buying cheap. I you have limited boating experience, how are you going to bring it back to life? Throwing money at it isn't an option. It's at this point that pure innocent enthusiasm comes to the fore. Of course, you'll succeed because you're full of youthful energy. What could go wrong?

A word of advice: Get some advice. Learning on the job is admirable and a great way to a crash course in boat repairs. Now that's something that will serve you well in years to come.

Yachts and Sailing Vessels

Yachts vary tremendously in price, but the good news is you'll find one within budget. To give an example, I found a 1973 Ketch built by Columbia Yachts  for $19,000 . It was a model 459 45-foot  sailing yacht with a raised deck. Cheap indeed!

If your budget is even tighter, you can pick up yachts for as little as $10,000 . A quick classifieds scan for a cheap yacht reveals bargains to be had.

Another idea is to join boating clubs who have their members' boats classified ads. If you're courteous, you might get a discount.

Sailing vessels are great cheap boats to live on. The designers model them for comfortable long sea crossings. They ingeniously utilize space and usually come complete with kitchens and separate cabins. With a bit of luck,the below-deck interior will be in reasonable condition and save you vital dollars.

Motor Cruisers

Similar to trawlers, motor cruisers are a good choice because they're packed full of onboard space. Older cruisers will have pronounced chines compared to sleek modern boats, which allow more inner space.

Motor cruisers are also great because, unlike a sailboat, you don't have to learn to sail. Hire an expert to check the engine before purchasing, or ask your marine surveyor if it's part of the survey.

Motor cruisers will also be a bargain; some sell less than you'd think. One 1985 Sea Ray 300 Sun dancer springs to mind, which was a steal for under $13,00 .

Another consideration is that motor cruisers have one propulsion form (unlike yachts). If the boat is old, it's engine will have seen some heavy use. The good news is that marine engines are work-horses and practically run forever.

You should also locate the service history as an indicator of a loved and well-maintained boat. Just because it has age doesn't mean it's not fit for purpose.

Pontoon Boats

Pontoon houseboats  restrict where you live because extended sea travel isn't their primary function. Mostly, pontoon boats are designed for leisure activities like day cruising and fishing .

If lake-living is what you're after, some pontoons offer generous onboard space, full enclosures  and ample seating. Because pontoons have relatively low drafts, they're ideal for shallow waters. You can also pick up a pontoon boat quite cheaply. Some  start around $10,000 .

Barges offer the most magnificent onboard space of all the different vessel types. They vary in size but can reach 100-feet or more.

They're quite wide with a beam measuring between 14 - 15 feet. Usually steel-hulled barges are robust and lend themselves well to a project fit-out.

Depending on what level of project you want, some barges sell for around $16,000 . They come quite cheaply because they're typically commercial vessels. But don't dispair, barges can be converted to fit onboard living.

Barges will restrict where you can moor because they aren't typically ocean-going vessels.Their size is also a negative as they make for an expensive marina mooring.

Determining your boat's style and mooring location depends on your budget. There is no shortage of entry-level cheap boats to suit a liveaboard lifestyle. With rising housing costs, affordable boat living has become an increasingly popular alternative to land , especially with younger generations.

Don't take too long deciding or you really will miss the boat (I can hear the groans already). One final point: When you see a boat you like, get it checked out by a professional or someone you trust who knows their stuff. It's not just about saving dollars. It's about keeping you safe on the water for years to come.

What are you waiting for? Get out there and find that cheap boat to live on!

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Liveaboard Sailboat Budget: A Complete Guide

Last Updated by

Daniel Wade

June 15, 2022

Living aboard a sailboat can be a cost-effective lifestyle, but only if you budget smart, predict expenses, and plan ahead.

In this article, we'll go over the basics of budgeting and what to consider when planning your finances as a liveaboard. We'll also cover the most common expenses that are unique to sailboats, along with how to save money and budget accordingly.

As a liveaboard, you'll need to budget for slip fees, fuel, maintenance, utilities, repairs, and supplies. You'll also need to factor in registration fees and mandatory safety equipment that has a limited service life.

We sourced the information for this article from marinas, maintenance records, and from our experience with sailors who live aboard their boats. Other information was sourced from financial experts experienced in budgeting.

Table of contents

Budgeting Basics

Budgeting is one of the simplest and most important aspects of money management. They don't teach it in schools, but it can be the difference between living well and falling behind. This is especially true on a sailboat because a well-budgeted liveaboard can enjoy a level of financial independence unrivaled by traditional housing.

Before we dive into the specifics of budgeting on a sailboat, we will cover some of the basic rules of managing money. This will make it easier to manage your finances in the unique liveaboard environment.

Managing Income, Savings, and Expenses

One of the most important rules of budgeting is to be aware of what's going on in your personal finances. You need to figure out how much money you're making, how much money you have, and how much money you're spending.

One way to get a handle on your finances is to audit your bank statements. Figure out how much you're taking home, when your bills are due, how much they cost, and what you have leftover. This includes things such as credit card bills, loan payments, utility expenses, rent, and other recurring expenses.

Once you have a handle on your finances, keep track of them regularly and look for ways to save. This is how you can safely determine how much you can afford to spend.

Emergency Fund

Everyone, especially liveaboards, should have an emergency fund if they can afford it. An emergency fund is a chunk of change that you don't touch unless you absolutely need to. For most people, $10,000 is the ideal emergency fund balance. It can cover everything from emergency medical bills to job loss, and it can also cover expensive sailboat repairs.

Budgeting on a Sailboat

Many people choose the liveaboard lifestyle because they believe it saves money. That's said, poor financial management can make living aboard cost more than living in an apartment or house. Proper budgeting and regular upkeep are essential to keep your liveaboard lifestyle affordable and comfortable.

Budgeting on a sailboat follows the same basic principles as any other kind of budgeting. However, the specifics are different, as a sailboat is a floating vehicle that has unique maintenance and living requirements.

Boat Payments

Many people make payments on their boats. Financing a liveaboard sailboat is common practice, and you should budget these payments the same way you'd budget a car payment or even the mortgage. Be sure to factor in boat payments when making your budget, as it should be a top priority when cash is tight.

Boat Insurance, while not mandatory in most places, can actually make your budget more secure despite the recurring expense. Sailboat insurance is generally inexpensive and rarely costs more than a few hundred dollars per year.

It provides peace of mind and protection from accidents that can easily cost thousands. Part of budgeting is preparing for unexpected costs, and boat insurance can eliminate one of the largest emergency boat expenses.

Cruising vs. Permanent Mooring

How do you plan on using your sailboat? A moored sailboat has vastly different requirements than a cruising sailboat. Cruising, whether short or far, requires several additional resources that you'll need to budget for. Remember, these requirements are in addition to regular maintenance, which will cover later in this article.

Up-to-date navigational equipment is essential if you plan to cruise on your sailboat. In the 21st century, people rely primarily on digital navigation systems when setting sail. The old tools and methods are important but less expensive to acquire, so we'll focus on Modern systems.

The most basic modern GPS chart systems cost between $250 and $1,000. These systems become obsolete somewhat quickly, so you should plan to update them once every five or ten years. More advanced navigation instruments, such as radar, last longer but cost significantly more. If you intend to use radar, plan to spend between $1,500 and $3,000 for the system and occasional maintenance.

Another consideration for cruising sailboats is rigging. In this case, we'll also include items such as sails, furling systems, winches, and other working hardware that's necessary for sailing.

Plan for regular maintenance and occasional replacement, as the consequences of rigging failure can be catastrophic. Be sure to budget for replacement canvas, tools, stays, lines, and other items that need attention before (or after) getting underway.

Dockside Liveaboard Budgeting

If you plan on spending most of your time at the dock, you don't have to worry as much about rigging and operational expenses. Instead, your expenses will likely resemble those of living in an apartment or a house.

Docking Fees

Docking fees, or slip fees, are the expenses paid to dock your boat at a marina or yacht club. Docking fees vary widely between states, cities, and establishments. Usually, docking and slip fees are calculated by an overall boat length. Additional expenses may apply to unusually wide boats, such as catamarans and trimarans.

You should budget slip fees the same way you budget a rent payment or a mortgage. Similarly, if you fail to pay your dock or slip fees, your vessel could be evicted from its mooring. Slip fees should be a top priority on your liveaboard sailboat budget.

Utilities include everything from electricity to freshwater. These connections are available only on the dock, though sailboats can generate their own electricity using their engine, solar panels, wind turbines, and other sources. Liveaboards typically connect to shore power, water, and sewage, as it requires virtually no initial expense.

Budgeting for utilities is typically fairly easy for liveaboards. This is because shore connections are often included in the price of mooring. If they're not included, you can talk to the marina and get an idea of how much you'll spend.

Fuel expenses are also a factor for liveaboards, even if they rarely move the boat. This is because fuel includes both gasoline or diesel for the engine (which should always be operational) and also propane or kerosene for heating and cooking.

Some boat stoves and heaters use mineral spirits (alcohol), so that should also be considered. There are no hookups for cooking and heating fuel at marinas, so it must be hauled in manually.

If you live aboard in an area with cold weather, such as the Pacific Northwest or the Northeast, you should allocate a considerable amount of your budget to heating fuel. Additionally, consider converting your appliances to run on the same fuel. For example, if you have a kerosene stove, consider installing a kerosene heater as well. This can simplify the budgeting process as only one fuel type has to be acquired.

Maintenance

Apart from slip fees, maintenance is likely the largest expense you'll need to budget for. It is also incomparable to home maintenance, as very few of the same tasks apply. Regular maintenance is essential and will prevent costly repairs down the line.

Safety Equipment

The U.S. Coast Guard requires several pieces of safety equipment to be aboard your boat at all times, whether moored at a marina or out at sea. Many of these items have a limited service life and must be checked and replaced regularly. These items include fire extinguishers, life jackets, flares, among others.

Engines are the source of some of the highest maintenance expenses aboard a sailboat. This is especially true for inboard motors, which must be maintained in tight spaces. It's essential to keep your engine running well. Oil changes, cooling system inspections, repairs, and filter replacements must occur regularly.

The hull of a sailboat is a magnet for undesirable sea life, such as barnacles, muscles, and other growth. Though the hull itself is quite resilient, marine growth can weigh down the boat, immobilize the propeller, damage the rudder, and cause other issues, especially while underway. The hull must be scraped and painted periodically, which can be considerably expensive. This should be included in the budget once every year or two.

Additionally, oxidation occurs on fiberglass hulls which need to be addressed periodically. This process can be done about the waterline and does not always require hauling out. Refinishing kits are available, and you can do it yourself to reduce the cost.

The deck is another source of maintenance costs that are often overlooked. The cost time required to maintain your deck depends on what kind of deck you have. A teak deck, for example, can be maintained yourself, but it's more labor-intensive than a fiberglass deck. Be sure to factor in the cost of chemicals and tools when budgeting for deck maintenance.

Wiring typically doesn't require maintenance in the traditional sense, though it will need to be serviced periodically. Marine electrical systems required fuses, bulbs, and other items that deteriorate faster in a saltwater-rich environment than they do on land. Factor in a few hundred dollars per year for miscellaneous electrical parts.

Hauling Out

Hauling out is an essential part of hull maintenance that's costly enough to include as a separate category. Your vessel will need to be hauled out once every couple of years to scrape and paint the bottom, along with performing any repairs that can't be done in the water. Hauling out is an extensive process that can cost several thousand dollars, but it isn't required very often.

Chemicals are surprisingly expensive and must be budgeted accordingly. Items such as fiberglass and resin, which are essential aboard any sailboat, can cost upwards of $100 per gallon. Several gallons could be required to complete a repair job.

Other compounds, such as paint, spar varnish, and cleaning supplies, should also be factored in. In most cases, $1,000 per year or so should cover most chemical expenses. Storing chemicals properly helps preserve them and reduce costs over time.

Most liveaboards agree that you should have a few grand tucked away for repairs each year. Things break on a sailboat, and this is especially inconvenient if the vessel doubles as your home. We've already covered chemicals for fiberglass repair, so let's go over some of the other sources of surprise repair costs.

Pipes and Plumbing

Plumbing issues are common on sailboats. Leaky showerheads, clogged toilets, and tank issues happen occasionally and must be repaired. Luckily these issues are usually not particularly expensive or complex to fix.

Sailboats must furnish their own water pressure and include systems the pump out the bilge. Potable water pumps and bilge pumps are electric and have a limited service life, which means you'll need to replace them eventually.

Cabinets, doors, gimbals, and other interior furnishings break from time to time. Budget a few hundred dollars each year for wood, stain, hinges, screws, and other miscellaneous hardware to repair interior fixtures if they break.

Leaks occur on sailboats; it's just part of life. Leaks are also the most annoying problems to fix and can be very costly and urgent. It's best to factor in some of your savings to repair leaks in the hull and the deck. Don't ignore leaks around portlights and vents, as water ingress can cause mold and quietly weaken the fiberglass structure of your vessel.

Mechanical Systems

Mechanical and electromechanical systems such as the engine, blowers, and hydraulics sometimes fail and need repair. These systems are the most costly to repair on a sailboat. They can eat up a considerable amount of your maintenance budget in a short period of time. Regular inspection and maintenance are key to preventing unwelcome mechanical issues.

Experienced sailors often already have all the tools they need to maintain and repair their boat. But if you're new to the liveaboard lifestyle, you're going to need to equip yourself with all the required implements for maintaining your vessel.

Along with basic tools, such as screwdrivers, a power drill, and wrenches, you'll also need tools to work with fiberglass, wiring, and plumbing. Most of these tools are available for discounted prices at yard sales, pawnshops, and local marketplaces.

Transportation

Transportation is an important factor to consider when living aboard a sailboat. Some sailors choose to keep a car, especially if they continue to work a traditional job in a city. This poses unique challenges in that it adds car payments, insurance payments, and fuel to the equation. Additionally, some marinas don't allow parking for free.

Ride-sharing apps such as Uber and Lyft are an alternative, but this adds up quickly. Some sailors choose to take public transportation or ride a bicycle, which can reduce the long-term load on your budget.

Sample Liveaboard Budget

Now that we've covered the basic expenses to expect when living aboard, we'll put together a sample liveaboard budget. The figures are based on someone making a monthly income of $4,000 docking a 30-foot sailboat at a reasonably priced marina.

As you can see, a well-proportioned budget leaves plenty of wiggle room for personal expenses, saving, and stashing money away for larger unexpected expenses. These prices may not reflect your individual situation, but the point remains the same. A balanced budget can make living aboard a sailboat affordable and enjoyable.

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10 Best Used Cruising Sailboats

• By John Kretschmer
• Updated: June 4, 2021

The appeal of offshore voyaging is difficult to explain to land people who can’t imagine life without basic human rights like copious quantities of hot water and unlimited data. It can even be challenging to explain to fellow sailors who think the notion of spending days or weeks at sea is a form of water­boarding, some kind of self-inflicted torture.

But for those of us who understand, who relish intimacy with the untamed wilderness that is the ocean and embrace self-­reliance and individual expression while accepting the ­dispassionate whims of Neptune, this is the good life.

There are two essential truths about this life: One, money does not matter. Cruising budgets and lifestyles reflect bank accounts with variously positioned commas; it’s the passages and landfalls that add up, not your investment portfolio. And two, a good bluewater sailboat — not necessarily an expensive boat, but a well-­designed, solidly built, imminently seaworthy boat that is only limited by your moxie and imagination — is the key to successful bluewater passagemaking.

So, to that second point, I’ve compiled a list of interesting and affordable cruising sailboats for serious voyaging. A list of 10 sailboats for any purpose, much less world cruising, is sure to evoke outrage from strong-minded sailors, who by nature tend to be a bit opinionated. Stand by before hurling insults my way, and let me explain. I have decided to stay away from the sailboats we know by heart, the iconic old boats that usually populate a list like this: the Westsail 32, Tayana 37, Shannon 38 and Valiant 40 (the last of which, with a bit of searching, can still be found at or just below $100,000).

My list of some of the best liveaboard sailboats is eclectic and includes a mix of well-known and obscure manufacturers, but all the boats are linked in three ways: All are top-quality vessels capable of crossing oceans. They’re affordable, although in a few cases you have to look for older models in less-than-stellar condition to stay below $100,000. Indeed, in some ways, this list of used sailboats is a function of age; most of the boats were priced at more than $100,000 when new but have dipped below our self-imposed threshold in middle age. And finally, they’re all boats that I have encountered in the past few years in far-flung cruising destinations .

Island Packet 35

Love them or loathe them, Island Packets are everywhere. To some, the beamy, full-keel, high-freeboard hull designs seem quaint, to put it charitably. To others, the robust construction standards, roomy interiors and overall user-friendliness make them the ideal cruising boat. More than most, sailing vessels are compromises, and Bob Johnson and his crew at Island Packet were brilliant in prioritizing the needs of sailors. The IP 35 was introduced in 1988 and features a huge cockpit, an easy-to-handle cutter rig with a jib boom, and a clever, comfortable interior with the volume of many 40-footers. It might not be the fastest boat upwind, but the long waterline translates to good performance off the breeze, meaning the IP 35 finds its stride in the trade winds. In all, 188 boats were built before production stopped in 1994.

Don’t confuse the IP 35 with the IP 350, which was launched in 1997 and included a stern swim step. You won’t find a 350 for less than $100,000, but you will have a choice among 35s, especially those built before 1990. With two nice staterooms, the 35 is ideal for family cruising. I know of a couple of 35s that have completed the classic Atlantic Circle passage. It’s perfect for a sabbatical cruise because it holds its value and there’s a ready market when it comes time to sell.

Prout Snowgoose 37

There’s no room for discussion: Catamarans are crossing oceans, and many sailors are choosing cats for world cruising. My last visits to the Azores and Canary Islands, the classic Atlantic waypoints, proved the point. I’m not much of a statistician, but by my count, at least a quarter and maybe a third of the boats I saw were catamarans. There would be more on this list, but they are just too expensive. Finding a quality catamaran for less than $100,000 is tough. One boat to consider is the classic workhorse multihull, the Prout Snowgoose 37.

When the Snowgoose 37 was launched in 1983, English builder Prout & Sons had already been in business for nearly 50 years. The 37 was an updated version of the Snowgoose 35, one of the most successful cruising cats ever. In 1986, the 37 was updated again; the Snowgoose Elite model included more beam and interior upgrades. These models are challenging to find for under $100,000, but it’s possible. A quick glance at yachtworld.com shows several of both models available for less than $100,000. Again, the strong dollar makes European boats an excellent value.

The Snowgoose 37 is not sexy like go-fast cats, and not roomy like modern cruising cats. It is, however, seaworthy. Of the 500 built, many have circumnavigated. Older boats have solid fiberglass hulls, and more recent models are solid glass from the waterline down and cored above. The cockpit is rather compact by catamaran standards, and the bridgedeck is solid (no tramp). Many 37s and all Elites were rigged with staysails, a big plus in heavy weather. The masthead-­rigged Snowgoose 37 can be sailed like a monohull offshore, and it’s quite nice not having a huge, roachy mainsail to wrestle with in a storm. With a 15-foot-3-inch beam for the 37 and a 16-foot-3-inch beam for the Elite, it’s easy to find affordable dockage and yards for haulouts. Most boats have three double cabins, making the Snowgoose 37 an ideal family cruiser.

The Corbin 39 is not as well known as it should be. It’s a capable bluewater sailboat cruiser with many impressive voyages logged. My Quetzal spent several weeks moored alongside a handsome 39 in Corfu that had sailed around the world, and I also spent a winter in Malta in the same boatyard as another 39 that had recently crossed the Atlantic. A canoe-stern, flush-deck pilothouse cutter, the 39 was offered with either an aft or center cockpit. Designed by Michael Dufour and constructed by Corbin les Bateaux in Canada, hull number one was launched in 1977. Built in various locations in Quebec, 129 boats were launched before a fire destroyed the deck tooling in 1982. A new deck with a larger cockpit was designed, and 70 more boats were laid up before production ceased in 1990.

The rub on the Corbin 39 is that the majority of boats were sold as kits with owner-­finished interiors. Kits varied from just hull-and-deck to “sailaway,” with everything fitted except the interior. Only 15 boats were finished at the factory. Not surprisingly, the interior quality is unpredictable, from rough-hewn lumberyard specials to beautifully handcrafted gems finished by marine professionals. The difference is reflected in the price. A nicely finished, well-equipped model from the mid-’80s typically sells for between $60,000 and $80,000.

The hull shape features a long fin keel and skeg-mounted rudder. The hulls are heavily laid up and include Airex coring. Early decks were plywood-cored, but most boats have Airex in the deck as well. Ballast is 9,000 pounds of internal lead, translating to a 40 percent ballast-to-displacement ratio. The wide flush deck is spacious, and the sleek pilothouse usually includes inside steering. Massive double anchor rollers are incorporated into the bowsprit in later models. Most boats include a double-­spreader spar, and almost all were set up as cutters. There’s plenty of freeboard, which becomes obvious below. While interior arrangements vary considerably, there’s a lot of room to work with. I prefer the post-1982 aft-cockpit 39s; they’re generally of a higher quality than earlier boats.

Cabo Rico 38

“The Cabo Rico 38 hull shape is the one in which everything came together best,” wrote Bill Crealock in his design notes. He might have changed his mind later in life, considering that the Cabo Rico was introduced in 1977 and he designed many boats after that, but few will dispute that this 38-foot cutter, built in Costa Rica, is flat-out beautiful. From the clipper bow to the sweet sheer to the abundance of honey-colored teak, the Cabo Rico 38 is a boat to inspire the most practical among us to quit their job, buy this vessel, and head for the South Pacific.

Not surprisingly, many people have done just that. Cabo Rico built 200 full-keeled 38s, with most of the production occurring in the 1980s. There’s always a selection of boats for sale for less than $100,000. Cabo Rico was an outlier among manufacturers of the time, building serious cruising boats in Central America instead of Taiwan, but quality control was always excellent. The full keel is slightly cutaway, and the rudder is attached to the trailing edge. The prop is in an aperture and totally protected, but not well suited to backing into a slip. Full-keel boats may make some younger sailors cringe, but the CR 38 has a very soft ride in rough seas and heaves to effectively. It also has a solid fiberglass hull with a layer of balsa for insulation. Sometimes it’s noted that the hull is balsa-cored, but it’s not. After about hull number 40, lead was used instead of iron for internal ballast. The deck is balsa-cored, however, and there’s a substantial bulwark. Items to be wary of are the teak decks (most 38s have them) and the fittings supporting the bobstay.

A true cutter rig, the 38 has just under 1,000 square feet of working sail area and performs better than most people suspect. The staysail was originally set on a boom that cluttered the foredeck and limited sail shape. Many boats have been converted with furling staysails sans the boom — a nice upgrade. When the wind pipes up, the 38 tracks nicely with a reefed main and staysail. I encounter 38s all over the Caribbean. They’re easy to spot; they’re the beautiful boats in the anchorage.

Tayana Vancouver 42

Ta Yang, builder of Tayana sailboats, has been building capable cruising boats forever, it seems. The Robert Harris-designed Tayana Vancouver 42 has been a mainstay of the serious cruising fleet since the day it was launched in 1979, and is still in demand today. The company built 200 boats, mostly in the ’80s and early ’90s, although a few V42s were built into the 2000s. With a bit of digging and some haggling, you can find boats for less than $100,000, but they’re likely to be older models. As of this writing, yachtworld.com has eight V42s listed, with three asking less than $100,000.

I’ve encountered the V42 all over the world, and in my yacht-delivery days, I had the pleasure of delivering a couple of 42s up the East Coast and down to the Caribbean. The double-ended hull shape with a fin-skeg underbody is stiff and seaworthy, if not wickedly fast. Considering the rugged construction, with a solid fiberglass hull and balsa-cored deck, nobody has ever accused Ta Yang of going light on its boats. Ballast is internal iron, a massive single casting that weighs in at 11,800 pounds. Ta Yang has evolved as a builder, and later models included upgrades like vinylester resin and larger Yanmar diesels.

A true cutter, the V42 has a double-spreader rig and is heavily stayed. The seagoing deck is cambered to shed water. Teak decks, with all their virtues and vices, were common; I’d look for a boat that’s been de-teaked. Like the Corbin 39, the V42 came with either a center or aft cockpit, although most boats were aft-cockpit models. The aft cockpit is deep and secure, if a bit tight due to volume sacrificed by the canoe stern. The center cockpit is cramped but offers excellent visibility. The interior is lovely, with exquisite Taiwanese joinery. Although interior arrangements vary because Ta Yang encouraged owner input, across the board, this is a friendly boat for living aboard. The aft-cockpit model includes one head and a traditional layout with excellent light and ventilation. The center-­cockpit model features a large owner’s stateroom aft.

Wauquiez Pretorien 35

The Pretorien 35 does not pay homage to tradition. The Euro-style low-slung wedge deck and flattish lines were thoroughly modern when the Pretorien was launched in 1979. Sure, there are IOR influences in this well-proven Holman & Pye design, including a slightly pinched stern, cramped cockpit, and a high-aspect, short-boom mainsail that results in a large fore­triangle. But a small main is easy to handle offshore, especially in squally conditions, and a large poled-out furling genoa provides a low-stress way to cross oceans. The test of a design is revealed long after the launch, and the Pretorien has aged brilliantly. It’s often mistaken for a Swan or Baltic. Famed voyager and author Hal Roth chose a Pretorien for his last boat.

Below the water, which is what really matters at sea, the Pretorien pushes the right buttons for serious sailing. A fine entry provides enough of a forefoot to prevent pounding in lumpy conditions, and as on the Valiant 40, the fin keel incorporates a stub to which the external ballast is fastened. The rudder is mounted well aft for excellent steering control, especially on a deep reach, and is tucked behind a narrow but full-length skeg. The Pretorien displaces 13,000 pounds, of which 6,000 pounds is ballast, translating to a stiff, seakindly boat.

The construction is superb. The solid fiberglass hull includes longitudinal stringers that stiffen the panels and encapsulate the bulkheads. Tabbing and fiberglass work is first-rate throughout. Wauquiez was one of the first builders to use solid laminate beneath high-load deck fittings. The side decks are wide and, with the chainplates well inboard, easy to navigate. The interior arrangement is conventional, but ample beam amidships helps create a surprisingly spacious feel below.

There were 212 Pretoriens built during a seven-year production run, so there’s usually a good selection of boats on the used market. Today’s strong dollar makes European Pretoriens an excellent value.

Gulfstar 44

Gulfstar had a terrible reputation in the early ’70s: It was infamous for producing wide-body motorsailers with tiny rigs and chintzy Formica interiors. Company founder Vince Lazzara was adept at reading market trends and upped his game in the late ’70s and ’80s. Lazzara, who also founded Columbia Yachts, was a veteran of the production-­sailboat wars and realized that buyers were demanding high-quality boats that sailed well. The Gulfstar 44 was launched in 1978, and 105 were sold before the company started producing the Hirsh 45 in 1985.

Some mistake the G44 for a Bristol, and it has a similar profile, right down to the teak toerail and raked cabin trunk. A sleek center-­cockpit design, the hull shape features a 5-foot-6-inch fin keel, a skeg-hung rudder and moderate proportions. I know the boat well, having delivered one from Bermuda to Annapolis and another from Fort Lauderdale to Boston. It has a nice ride in lumpy seas and powers up when the big genoa is drawing on a reach. The construction is typical of the time, with solid fiberglass hulls and cored decks. Gulfstars were known to blister, and it’s likely that any 44 you find will have had an epoxy bottom job along the way — and if it hasn’t, it will need one. The keel-stepped spar has an air draft of 55 feet. Some owners have modified the sloop rig with a staysail. The cockpit is roomy, especially for a center-cockpit design, although there’s not much of a bridgedeck. All sail controls are led aft. Lazzara was an early proponent of this feature, and the boat is user-friendly overall.

The interior sells the boat. It’s nicely finished in teak, and the layout is made for living aboard. The aft cabin includes an enormous double berth with an en suite head and stall shower. The main saloon is spacious and well ventilated, although beware of the plastic opening portlights. If you are looking for a comfortable, well-built center-cockpit cruiser but can’t find one that you can afford, track down a Gulfstar 44; you’ll be pleasantly surprised.

Any list of bluewater cruising sailboats must include a Robert Perry design. I could have easily put together nine Perry boats for this list. The Nordic 40 may surprise some, especially because 40 feet is an iconic length, bringing to mind such boats as the Valiant 40, Hinckley Bermuda 40, Bristol 40, Pacific Seacraft 40, Passport 40 and others. The trick is finding a 40-footer for less than $100,000. Nonetheless, the Nordic 40 and its larger sister ship, the 44, are among my favorite boats.

Based in Bellingham, Washington, Nordic produced world-class yachts during its brief production run in the 1980s. Only 40 Nordic 40s were launched between 1982 and 1987, but they’re worth seeking out on the used-boat market. The 40 features the classic double-ended Perry hull shape, with a fine entry, a deep and powerful fin keel, a skeg-mounted rudder positioned well aft, and a reverse transom. Freeboard is moderate and the sheer line is subtle, but to my eye, with its double-spreader rig and gently sloping deck line, the boat is poetry in the water.

The hull is solid fiberglass and the deck is balsa-cored, with solid laminates below loaded-up deck fittings. Original boats came with Navtec rod rigging and a hydraulic backstay, but many have been upgraded by now. Sail-control lines are led aft to the compact but functional T-shaped cockpit. The traveler is forward of the companionway, allowing for a cockpit dodger. The Nordic 40 is nimble in light to moderate breeze but can also stand up in a blow and heave to decently.

The interior is well suited to a cruising couple. It’s really a two-person boat, with a V-berth forward and large C-shaped galley aft, with plenty of counter space and a huge fridge. It includes the normal deft Perry touches — excellent sea berths, a separate stall shower and generous tankage. If you do find a Nordic 40 on the used market, be sure to take a hard look at the Westerbeke diesel and the V-drive transmission.

Pacific Seacraft 34

A handsome, nimble and capable double-ender by legendary designer Bill Crealock, the Pacific Seacraft 34 is well proven, with scores of ocean crossings in its wake.

After the boat was first launched as the Crealock 34 in 1979, Pacific Seacraft introduced a fifth model years later, a scaled-down version of the popular PS 37. Though expensive at the time, the 34 was another success story for one of America’s premier builders, and hundreds of boats were built in the company’s yard in Santa Ana, California. There is always a good selection of used boats available for less than $100,000. Another nice perk for used-boat buyers is that the 34 is back in production at the reincarnated Pacific Seacraft yard in Washington, North Carolina, providing an outlet for parts and advice. The company is now owned and operated by marine archaeologist Stephen Brodie and his father, Reid.

The 34 blends traditional values above the waterline with what was then a more modern underbody, with a long fin keel and skeg-hung rudder. A bit hefty at 13,500 pounds of displacement, the design otherwise is a study in moderation, and drawn with a keen eye toward providing a soft ride in a seaway and staying on good terms with Neptune in a blow.

The hull is solid fiberglass, and early decks were plywood-­cored before Pacific switched to end-grain balsa. The hull-to-deck joint incorporates a molded bulwark that offers added security when you’re moving about on deck, and a vertical surface for mounting stanchions.

Most 34s are cutter-rigged for versatility but carry moderate-­size genoas instead of high-cut yankees for more horsepower off the wind. Down below, the layout is traditional, but the 6-foot-4-inch headroom is a pleasant surprise. The Pacific Seacraft 34 is perfect for a cruising couple.

John Kretschmer is a delivery captain, adventurer and writer, whose own boat Quetzal , a 1987 Kaufman 47, has seen a refit or two over the years. His latest book is Sailing a Serious Ocean: Sailboats, Storms, Stories and Lessons Learned from 30 Years at Sea , also available on his website .

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6 Popular Boats For Full-Time Living (Affordable Options)

It’s a big investment to get a boat you can live in full time.

Here are some of the more affordable boats out there that we can fully recommend.

Hang with us as we guide you through some of the most popular and affordable boats for full-time living.

Table of Contents

Don’t Get “Sticker Shock”:

If you are choosing to live aboard a boat in you will need to brace yourself for the expense.

While this article is showing you “cheap” or “inexpensive” boats to live on, you should not be comparing them to other boats.

We are not talking about small boats here, but boats you can live on, remember.

Daily use boats do not afford the luxuries that a live-aboard boat can. This makes them more expensive. When looking at live-aboard boat prices, you will want to compare it to traditional living expenses. All choices for live-aboard boats are expensive and you will most likely be looking for a used, possibly even a “project” boat.

If you are looking for a new boat, or even a luxurious used boat you will need to be prepared to spend $100,000 or more depending on the size and type of boat you want.

An Affordable TRAWLER You Can Live On

A trawler is an inexpensive option that allows for generous space. Trawlers are also durable and can take large amounts of use. 

The wider hull of a trawler allows for roomy interiors that include bigger kitchens, more spacious sleeping areas and more room. This boat is also stable and accessible. This makes getting on and off the boat much easier.

They also have less draft than boats with deep hulls like sailboats and lower clearance on top for bridges.

Some cons of a trawler include noisy engines that are slower moving. They also consume large amounts of fuel.

Trawlers also will need maintenance just like any other vessel and can often be older, so they might require more maintenance up front.

1. Albin North Sea Cutter

North Sea Cutters made by Albin are large, spacious and elegant. These boats offer multiple comforts and sleeping areas.

Depending on the year you select, you could have multiple cabins and many places that convert into sleeping areas. You can purchase a used Albin boat that costs anywhere from $20,000 to over $200,000. These prices vary depending on space, age and amenities offered.

Models older than 2000 will often range between $20,000 to $80,000 and they can get more expensive from there.

An Affordable YACHT You Can Live On

2. beneteau swift trawler.

These boats can be swift, fuel efficient, and stable. They offer a spacious deck as well as spacious living quarters.

They often come with more than one cabin and enough room to move around and house more than one person.

The Beneteau Swift Trawlers are more expensive than the Albin models and will likely cost you more than $100,000.

If you are looking for a brand new Beneteau, you could be looking at a base price close to or even over $500,000.

So you definitely want to get a used model if you are looking for a cheaper alternative here!

2 Affordable SAILBOATS You Can Live On

Sailboats can be a relaxing option for your live-aboard vessel. Sailboats come with an open deck and oftentimes have plush cabins situated in their hull.

Some of the appeals of a live-aboard sailboat are that you will spend less money on gas. They are also quieter than their motorboat counterparts.

If you choose to live-aboard a sailboat, you will want to make sure that you have a motor available in case you do not have a cooperating wind.

3. Island Packet 35

These boats are smaller than the trawler options and are better suited to housing smaller families.  They have one main living and sleeping quarters so there is not a lot of privacy offered. These will be ideal for a couple. 

These are very popular choices among sailing cruisers and they were designed with sailing in mind. They are very user-friendly sailboats.

The prices on an Island Packet range close to $100,000.

You will be looking for a used vessel, though, as these were not manufactured after the mid-1990s.

4. Cabo Rico 38

Cabo Rico boats were designed with luxury in mind and it is reflected in their prices.

Older models from the 1980’s and 1990’s range between $80,000 and $100,000 while newer models that were made in the early 2000s can easily reach over $300,000.

The main goal of these boats was to increase the appeal of their aesthetic.

Like the Island Packet, these boats are more ideal for smaller couples. This boat also has an abundance of clever storage spaces that will help you maximize the space that you have. 

Affordable MULTI-HULL Boats You Can Live On

Multi-hull catamarans can be either double or triple hulled.

The benefit of a multi-hulled vessel is the stability offered as well as the possibility for separate living spaces.

A catamaran offers a wide and spacious deck, however, the living spaces in the hulls are generally smaller than they would be on other vessel types.

The major disadvantage of a multi-hull option will be price. Because the construction of these boats is similar to building two separate boats, you should expect to pay more. If you want to live on a multi-hull vessel you could be looking at spending $100,000 or more.

Like a sailboat, you might consider a used catamaran.

In addition to a higher purchase price, these boats also might require two slips in a marina which can make them more expensive.

5. Lagoon 380

The Lagoon 380 is a smaller catamaran which is not the most common. The Lagoon 380 is the smallest catamaran in the Lagoon fleet.

Unlike some other inexpensive options, these are still being produced which offers you the chance to buy new, which means that you will be more likely to customize your boat.

This boat comes with a full bath and a large queen-sized berth or the chance to instead get four cabins. Stowage on this boat is impressive and it comes with many lockers and storage space.

The boat truly is impressive for its small size and will be comfortable for living in. The price of this vessel can range from $170,000 to over $200,000 depending on the year and the options available.

Other Lagoon options can be more expensive but are also great live-aboard vessels.

6. Leopard 44

If you are looking for a more luxurious catamaran, then you will want to look at the Leopard 44. 

The most inspiring part of the design of the Leopard 44 is the inclusion of two cockpits. This allows sailors to change where they steer based on the position of the sun and adds additional comfort.

This boat also provides edging on the surfaces so that you can feel where the boat ends. Attention to detail was key when crafting the Leopard 44. 

Like most catamarans, this vessel is also spacious and provides comforts and amenities that will be useful when living on board.  These include multiple berths and cabins that are well suited to housing more people.

The average price for this vessel is higher than the Lagoon 38 can range between $280,000 and $400,000.

Affordable HOUSEBOATS You Can Live On

If you plan on living aboard a boat without doing a lot of traveling, a houseboat might be ideal for you.

These allow for plenty of space, but are bulky and are not very efficient so they are generally used for living while moored and never actually venturing out on the water.

The most common form of houseboats is built onto pontoon boats. These boats can even offer full enclosures on the deck with plenty of windows and light.

Another downside to a houseboat is their price. Because these boats offer the most space and comfort they are pricey.

Houseboats can offer anything from multiple rooms to decks. They are essentially a house that floats.

Houseboats are often custom designed and are not generally offered as a part of a fleet or boating line. Prices also range wildly and could be anywhere from $30,000 used to over one million dollars.

When looking at houseboats you also have to consider location as a decision that needs to be made.

Houseboats are not designed to move so in addition to the expense of the boat, you are also often looking for a permanent place to put it, and that can be more costly than a marina or other available options.

What About The Bigger Yachts?

Even more expensive than the multi-hull vessel is the luxury yacht.

This is not an inexpensive option. These are the most expensive choice as they are essentially floating hotels.

For this reason, we have opted out of listing options for the luxury yacht, but they are an option that is available for consideration.

So How Do I Choose The Right Boat?

It is most important to choose your boat based on desired lifestyle, budget, and skill level.

If you do not want to worry about learning to sail, then you should look into the power boat options. 

You also want to make sure you pick the appropriate size.

If you plan to go down rivers often, you might not want a boat that is too wide or too tall. This can make river navigation tricky and stressful.

You also want to make sure that while you are conscious about how the size of your boat is external, you allow for enough space internally.

No matter what type of boat you choose you will be giving up some luxuries and living a more minimalist lifestyle. You need to look at what your minimum size requirements will be and start there.

Another thing that is extremely important when choosing is the condition of the boat. Because these types of boats are so expensive, you will most likely be looking at used options.

This means that you will want to get your boat fully inspected before you buy it.

Much like you would get an inspector for your home, you are able to hire marine inspectors who can see things on your vessel that you can’t.

The most important places of consideration are the hull and the engine.

Even a tiny hairline crack in the hull can expand and get worse over time. These are also the most dangerous because you are less likely to see them and get them taken care of.

A marine inspector will also be able to give you a rundown on the vessel and this might help you plan for future expenses and even to negotiate a better price.

In addition to this, when buying a used boat you want to make sure you do not buy a boat that is exactly your budget. You will want to save at least %10 of your budget for possible issues and immediate maintenance needed.

Maintenance will be an ongoing expense that you will have to plan for in order to maintain the integrity of your boat.

Is It Possible To Live On A Boat Full Time?

Living on a boat full time is completely possible if you know what you are doing.

Where to Moor Your Boat:

One of your most major considerations will be where to keep your boat. Many places require marinas to have a liveaboard license and many of the places that do have long waiting lists that could last years.

If you know you want to live aboard a boat full time you will want to start checking into places right away. It would also be wise to not close a deal on a boat until you know you have somewhere to put it.

You will also want to consider the location of where you are mooring your vessel.

If you choose to dock your boat in a marina you will be more likely to have 24/7 access to both electricity and water. This is not true if you choose to live at anchor or on a mooring bay.

This can make a big difference in the comforts afforded while you are living on your boat.

Another consideration to make is the ease of getting on and off your vessel. If you do not moor in a marina you could be relying on a dinghy to get on and off your boat and this can quickly become a hassle, especially if you are transporting things with you as well.

Live-aboard marinas often provide more comfort to you, such as cable, Wi-Fi, or even laundry.

Marina’s do come with a higher cost, so you will have to decide if this is worth it to you.

Comfort Issues To Consider

One major challenge of living on a boat is space. Even with a spacious boat, you will always be living in close quarters to your boat-mates.

Depending on the size of boat you get, you could be asking your partner to move every time you want to move to a different room or area of the boat.

This can quickly get annoying and you will want to make sure that you and your partner both understand the reality of the situation.

Even if you plan to live alone you can be looking as small and confined spaces.

One good way to know if you can handle the day to day challenges of a liveaboard lifestyle is to try it out first. There are plenty of ways to rent a boat to test the waters before you take the plunge.

Another challenge is living without the comforts that most people have every day. Most liveaboards that are affordable do not have hot showers or laundry. 

They also usually have small kitchens and bathrooms with small amounts of storage space. If you are a person who likes to have everything and minimal living is not something that sounds appealing, living on a boat is likely not for you.

To keep your space comfortable, you might want to also consider a dehumidifier to keep your humidity in check.

Important Safety Considerations

One major thing to make sure you plan for is safety. Like all boats, you will need to have the proper life preservers and flotation devices. This is a legal requirement on all water vessels.

In addition to the proper flotation devices, you will want to make sure you have all other required safety equipment.

This includes a fire extinguisher, a carbon monoxide detector in all enclosed areas, a flare, an emergency kit, and a first aid kit.

You should also have anything needed to repair unexpected maintenance issues. Depending on where you are, you will want to make sure you can deal with any issues that might arise until you can get to help.

In addition to the standard safety precautions, living on your boat comes with a few more.

If you are planning to live on your boat, and travel, you will want to make sure you are confident in your abilities and your boat itself before you get too far away from shore. It is wise to spend a few months cruising near land and shores before you attempt any long trips.

You also need to ensure you have the proper communication equipment on board.

Depending on how far from shore you get, you might not be able to communicate using traditional methods such as a cell phone.

A cell phone will be less effective the farther away from shore and any cell phone towers you get.

You should be sure to have satellite communications, a marine radio, and a Ham radio on board.

You will also want to make sure you regularly get your boat inspected and perform any routine maintenance. A boat that is fully functioning and well maintained will be the safest.

How Much Will Living On A Boat Cost Me?

Despite the large upfront cost, living on a boat can be cheaper than living in a traditional manner.

Costs that come with a live-aboard boat can include, but are not limited to:

• Insurance: Just like with a home, car, or daily use boat you will need to pay for insurance. The live-aboard insurance rate will be higher than just recreational boating insurance. This insurance can sometimes compare to home insurance.
• Moorage: Like insurance, live-aboard moorage is more expensive than traditional insurance. You will also need to go to a marina that holds a live-aboard license.
• Mortgage Payments: If you cannot pay for your boat out of pocket, which is likely, you might have to make loan payments on it. Depending on what you spent on your vessel this could be costly.
• Maintenance Costs: After your initial purchase you will still need to spend money on boat maintenance. This expense will vary based on the age of the boat, how often you perform regular maintenance, and how you use the boat itself.
• Utilities: Based on how you have decided to live on your boat, you might have utilities or additional costs with the marina. This will likely still be less than you would pay in a traditional living situation.
• Provisions and Entertainment: Just because you don’t live in a traditional manner, you will still need to buy traditional items such as food, toiletries, and entertainment. If you live completely without the comforts you are used to, your experience will not be very pleasurable.

Most importantly while looking at expenses, you need to make sure you are budgeting and stick to it.

If you are not able to afford your lifestyle, you will not have a lot of immediate options.

If you choose to travel while you sail, budgeting will be even more important. Traveling often does not allow for a traditional job and you do not want to overspend if you do not have any money coming in.

If you know this is the lifestyle you want to live, you might consider going all in. Many people sell their homes in order to live this lifestyle.

What Boat Should I Get For Full-Time Living?

Before you buy a boat to live aboard, you need to be clear about your needs.

There are a lot of options to choose from and this is not a decision to rush through. One of the first things that you need to decide when picking a boat is whether you want a motorboat or a sailboat.

A Sailboat Or A Motorboat?

Sailboats are not just appropriate for ocean living, they are also good for lake, river, or bay living. Sailboats are quieter than motorboats and are generally more economical because they use less gas.

One issue with sailboats is that they require more skill to handle and they might not be ideal for a singular person.

Like any boat, you will want to ensure that you are choosing the right size. If you plan on using your sailboat in a river, you will want to think about the required clearance when it comes to bridges.

Motorboats with ample cabin space can also be ideal for full-time living on a lake, river or bay.

These boats are often very spacious and easy to handle. Unlike sailboats, you do not have to take classes or training to be able to maneuver or handle the vessel. Motorboats that you can live aboard can range from trawlers to yachts to certain types of catamarans .

Motorboats do not rely on the wind and this can make them ideal for a boat you want to do both living and traveling on.

The issues with motorboats is that you will need to consider gas and other expenses that come with running an engine.  They are also louder than sailboats and often their engines are placed close to living quarters. This can make sleep difficult if you are moving.

Below are some inexpensive boat options that would be perfect for full-time living .

What Are The Benefits?

Even though this all might seem very expensive, there is a large list of benefits as well. 

Living on a boat can be cheaper than living in a traditional home, especially in high priced areas.

The main reason that you should live on a boat is the freedom and adventure that comes with it.

You would be able to take your home on vacation with you or just pick up and go to a new location.

You are also more likely to meet adventurous and like-minded individuals who will most likely have interesting stories to tell. 

One of the best parts about living out on the water is the views that you will see. There is nothing quite as beautiful as waking up to a sunrise over the water.

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